IFSC Code of Equitas Small Finance Bank Limited, Sagar Road-Miryalguda, Nalgonda District, Telangana Branch, Andhra Pradesh

Below are the complete branch details for Equitas Small Finance Bank Limited, SAGAR ROAD-MIRYALGUDA, NALGONDA DISTRICT, TELANGANA branch, located in ANDHRA PRADESH, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is ESFB0004015. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ESFB0004015 for Equitas Small Finance Bank Limited – SAGAR ROAD-MIRYALGUDA, NALGONDA DISTRICT, TELANGANA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Equitas Small Finance Bank Limited – SAGAR ROAD-MIRYALGUDA, NALGONDA DISTRICT, TELANGANA is ESFB0004015. The first four letters ESFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004015 map to this branch in ANDHRA PRADESH, ANDHRA PRADESH.

About Equitas Small Finance Bank Limited

Equitas Small Finance Bank Limited operates a wide network of branches across India, including the Sagar Road-Miryalguda, Nalgonda District, Telangana branch in Andhra Pradesh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ESFB0004015.

Branch details at a glance

About the Sagar Road-Miryalguda, Nalgonda District, Telangana branch

The Sagar Road-Miryalguda, Nalgonda District, Telangana branch of Equitas Small Finance Bank Limited is situated at D. NO 19-811 AND 812, 1ST FLOOR,SRI RAGHAVENDRA SWAMY COMPLEX, ABOVE MORE SUPER MARKET SAGAR ROAD, MIRYALAGUDA, NALGONDA DIST-508207. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ESFB0004015 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Equitas Small Finance Bank Limited's SAGAR ROAD-MIRYALGUDA, NALGONDA DISTRICT, TELANGANA branch came to be assigned the code ESFB0004015.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ESFB0004015, money simply cannot be routed to the SAGAR ROAD-MIRYALGUDA, NALGONDA DISTRICT, TELANGANA branch electronically.

Account types you can open at the Sagar Road-Miryalguda, Nalgonda District, Telangana branch

Once you have an account at Equitas Small Finance Bank Limited – SAGAR ROAD-MIRYALGUDA, NALGONDA DISTRICT, TELANGANA, the IFSC ESFB0004015 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sagar Road-Miryalguda, Nalgonda District, Telangana branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ESFB0004015

How to transfer money using IFSC ESFB0004015

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0004015 across all three.

How to use IFSC ESFB0004015 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Equitas Small Finance Bank Limited's SAGAR ROAD-MIRYALGUDA, NALGONDA DISTRICT, TELANGANA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ESFB0004015.
4. Confirm the bank name auto-populates as Equitas Small Finance Bank Limited and the branch as SAGAR ROAD-MIRYALGUDA, NALGONDA DISTRICT, TELANGANA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SAGAR ROAD-MIRYALGUDA, NALGONDA DISTRICT, TELANGANA

If you need to transfer ₹2 lakh or more in one go to an account at Equitas Small Finance Bank Limited's SAGAR ROAD-MIRYALGUDA, NALGONDA DISTRICT, TELANGANA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ESFB0004015 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Equitas Small Finance Bank Limited – SAGAR ROAD-MIRYALGUDA, NALGONDA DISTRICT, TELANGANA, use IMPS. With IFSC ESFB0004015 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Sagar Road-Miryalguda, Nalgonda District, Telangana

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ESFB0004015:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAGAR ROAD-MIRYALGUDA, NALGONDA DISTRICT, TELANGANA is still linked to IFSC ESFB0004015.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ESFB0004015

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Equitas Small Finance Bank Limited – SAGAR ROAD-MIRYALGUDA, NALGONDA DISTRICT, TELANGANA is still mapped to IFSC ESFB0004015. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ESFB0004015 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Sagar Road-Miryalguda, Nalgonda District, Telangana branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ESFB0004015 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Sagar Road-Miryalguda, Nalgonda District, Telangana branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ESFB0004015 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC ESFB0004015

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Equitas Small Finance Bank Limited – SAGAR ROAD-MIRYALGUDA, NALGONDA DISTRICT, TELANGANA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ESFB0004015.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Sagar Road-Miryalguda, Nalgonda District, Telangana branch

The branch is located at D. NO 19-811 AND 812, 1ST FLOOR,SRI RAGHAVENDRA SWAMY COMPLEX, ABOVE MORE SUPER MARKET SAGAR ROAD, MIRYALAGUDA, NALGONDA DIST-508207, which puts it inside Andhra Pradesh, the broader Andhra Pradesh district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Equitas Small Finance Bank Limited Sagar Road-Miryalguda, Nalgonda District, Telangana branch” — the verified location pin for IFSC ESFB0004015 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ESFB0004015 and your account number.

Verifying IFSC ESFB0004015 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ESFB0004015 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sagar Road-Miryalguda, Nalgonda District, Telangana are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ESFB0004015 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ESFB0004015 belongs to Equitas Small Finance Bank Limited's SAGAR ROAD-MIRYALGUDA, NALGONDA DISTRICT, TELANGANA branch, located at D. NO 19-811 AND 812, 1ST FLOOR,SRI RAGHAVENDRA SWAMY COMPLEX, ABOVE MORE… in ANDHRA PRADESH, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.