Use this page as a one-stop reference for everything related to Equitas Small Finance Bank Limited's ALWAR branch in ALWAR, RAJASTHAN. The branch's IFSC code ESFB0016028 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Equitas Small Finance Bank Limited's ALWAR branch, the IFSC ESFB0016028 breaks down as follows: ESFB identifies the bank, 0 is the reserved character, and 016028 identifies this particular branch.
Branch details at a glance
| Bank Name | Equitas Small Finance Bank Limited |
|---|---|
| Branch | Alwar |
| IFSC Code | ESFB0016028 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO.2,KHASRA NO 16 85 AND 1690, ROAD NO.1,NEAR AMBEDKAR CIRCLE,NEAR GURUPRASAD COACHING,ALWAR CITY,ALWAR,RAJASTHAN -301001. |
| City | Alwar |
| District | Alwar |
| State | Rajasthan |
| STD Code | 44 |
| Phone | 30898017 |
About Equitas Small Finance Bank Limited
Equitas Small Finance Bank Limited operates a wide network of branches across India, including the Alwar branch in Alwar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ESFB0016028.
About the Alwar branch
The Alwar branch of Equitas Small Finance Bank Limited is situated at PLOT NO.2,KHASRA NO 16 85 AND 1690, ROAD NO.1,NEAR AMBEDKAR CIRCLE,NEAR GURUPRASAD COACHING,ALWAR CITY,ALWAR,RAJASTHAN -301001.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ESFB0016028 is used.
Why every Equitas Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ALWAR of Equitas Small Finance Bank Limited — its own 11-character IFSC. The code ESFB0016028 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ESFB0016028 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC ESFB0016028
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0016028 across all three.
NEFT to Equitas Small Finance Bank Limited, ALWAR using IFSC ESFB0016028
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ESFB0016028, and confirm that the system picks up Equitas Small Finance Bank Limited – ALWAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ALWAR
If you need to transfer ₹2 lakh or more in one go to an account at Equitas Small Finance Bank Limited's ALWAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ESFB0016028 while initiating the transfer and the credit will appear within minutes.
IMPS to Equitas Small Finance Bank Limited ALWAR (IFSC ESFB0016028)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ESFB0016028 in your mobile or internet banking app, and the money is credited to the ALWAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ESFB0016028 for Equitas Small Finance Bank Limited – ALWAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ESFB0016028 | Yes – ESFB0016028 | Yes – ESFB0016028 |
For most retail customers crediting the Alwar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ESFB0016028
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Equitas Small Finance Bank Limited – ALWAR is still mapped to IFSC ESFB0016028. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ESFB0016028 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Alwar branch is mapped to IFSC ESFB0016028 on the RBI payments network. The branch generally supports the full retail product catalogue of Equitas Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ESFB0016028.
Banking services available
The Alwar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 44-30898017.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ESFB0016028
MICR & cheque-truncation details
Cheques drawn on the Alwar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ESFB0016028 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Alwar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ESFB0016028 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Equitas Small Finance Bank Limited – ALWAR:
- The IFSC is exactly ESFB0016028 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Equitas Small Finance Bank Limited as the bank name and ALWAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Alwar branch
The branch is located at PLOT NO.2,KHASRA NO 16 85 AND 1690, ROAD NO.1,NEAR AMBEDKAR CIRCLE,NEAR GURUPRASAD COACHING,ALWAR CITY,ALWAR,RAJASTHAN -301001., which puts it inside Alwar, the broader Alwar district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Equitas Small Finance Bank Limited Alwar branch” — the verified location pin for IFSC ESFB0016028 should appear at the top of the results.
- Confirm the branch is open by calling 44-30898017 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ESFB0016028 and your account number.
Verifying IFSC ESFB0016028 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ESFB0016028 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 44-30898017.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Alwar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ESFB0016028 continue to work without interruption.
Branch address & contact
Equitas Small Finance Bank LimitedAlwar Branch
PLOT NO.2,KHASRA NO 16 85 AND 1690, ROAD NO.1,NEAR AMBEDKAR CIRCLE,NEAR GURUPRASAD COACHING,ALWAR CITY,ALWAR,RAJASTHAN -301001.
Alwar, Rajasthan
Phone: 44-30898017
IFSC: ESFB0016028
Frequently asked questions
Is IFSC ESFB0016028 valid for NEFT and RTGS?
Yes. IFSC ESFB0016028 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC ESFB0016028 the same for all accounts at Alwar branch?
Yes. The IFSC ESFB0016028 is shared by every account held at Equitas Small Finance Bank Limited's Alwar branch. Only the account number changes from customer to customer.
What is the phone number of Equitas Small Finance Bank Limited Alwar branch?
You can reach the branch at 44-30898017 during regular banking hours.
Where is Equitas Small Finance Bank Limited Alwar branch located?
Equitas Small Finance Bank Limited's Alwar branch is located at PLOT NO.2,KHASRA NO 16 85 AND 1690, ROAD NO.1,NEAR AMBEDKAR CIRCLE,NEAR GURUPRASAD COACHING,ALWAR CITY,ALWAR,RAJASTHAN -301001., Alwar, Rajasthan.
How quickly will an NEFT transfer using ESFB0016028 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Equitas Small Finance Bank Limited – Alwar reflect within 30 minutes.
Does Equitas Small Finance Bank Limited Alwar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 44-30898017 to confirm.
Can I use IFSC ESFB0016028 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ESFB0016028 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Alwar branch but serve different purposes.
Summary
The IFSC code ESFB0016028 belongs to Equitas Small Finance Bank Limited's ALWAR branch, located at PLOT NO.2,KHASRA NO 16 85 AND 1690, ROAD NO.1,NEAR AMBEDKAR CIRCLE,NEAR… in ALWAR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
