IFSC Code of Equitas Small Finance Bank Limited, Ganesh Nagar Sangamner Branch Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Equitas Small Finance Bank Limited, GANESH NAGAR SANGAMNER BRANCH branch in AHMADNAGAR. The 11-digit IFSC ESFB0009058 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Equitas Small Finance Bank Limited at the GANESH NAGAR SANGAMNER BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Equitas Small Finance Bank Limited – GANESH NAGAR SANGAMNER BRANCH is ESFB0009058. The first four letters ESFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009058 map to this branch in AHMADNAGAR, MAHARASHTRA.

About the bank

Equitas Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ganesh Nagar Sangamner Branch branch in Ahmadnagar, Maharashtra is part of this network and uses the IFSC code ESFB0009058 for all electronic settlement.

Branch details at a glance

About the Ganesh Nagar Sangamner Branch branch

The Ganesh Nagar Sangamner Branch branch of Equitas Small Finance Bank Limited is situated at 1ST FLOOR,SR.NO.372,GANESH NAGAR,R-7126-130,NASHIK PUNE HIGHWAY,SANGAMNER-422605. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ESFB0009058 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Equitas Small Finance Bank Limited's GANESH NAGAR SANGAMNER BRANCH branch came to be assigned the code ESFB0009058.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ESFB0009058, money simply cannot be routed to the GANESH NAGAR SANGAMNER BRANCH branch electronically.

Products and account variants supported

Every account opened at the Ganesh Nagar Sangamner Branch branch is mapped to IFSC ESFB0009058 on the RBI payments network. The branch generally supports the full retail product catalogue of Equitas Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ESFB0009058.

Banking services available

The Ganesh Nagar Sangamner Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ESFB0009058

How to transfer money using IFSC ESFB0009058

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ESFB0009058 across all three.

NEFT to Equitas Small Finance Bank Limited, GANESH NAGAR SANGAMNER BRANCH using IFSC ESFB0009058

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ESFB0009058, and confirm that the system picks up Equitas Small Finance Bank Limited – GANESH NAGAR SANGAMNER BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ESFB0009058

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Equitas Small Finance Bank Limited – GANESH NAGAR SANGAMNER BRANCH, ensure your bank's portal accepts IFSC ESFB0009058 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Equitas Small Finance Bank Limited GANESH NAGAR SANGAMNER BRANCH (IFSC ESFB0009058)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ESFB0009058 in your mobile or internet banking app, and the money is credited to the GANESH NAGAR SANGAMNER BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Ganesh Nagar Sangamner Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ESFB0009058:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GANESH NAGAR SANGAMNER BRANCH is still linked to IFSC ESFB0009058.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ESFB0009058

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Equitas Small Finance Bank Limited – GANESH NAGAR SANGAMNER BRANCH is still mapped to IFSC ESFB0009058. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ESFB0009058 and the beneficiary's account number to complete the transfer.

Online banking and IFSC ESFB0009058

Equitas Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GANESH NAGAR SANGAMNER BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ESFB0009058 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Equitas Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ESFB0009058 and the account number together uniquely identify the Ganesh Nagar Sangamner Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Equitas Small Finance Bank Limited – GANESH NAGAR SANGAMNER BRANCH:

• The IFSC is exactly ESFB0009058 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Equitas Small Finance Bank Limited as the bank name and GANESH NAGAR SANGAMNER BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ganesh Nagar Sangamner Branch branch sits at 1ST FLOOR,SR.NO.372,GANESH NAGAR,R-7126-130,NASHIK PUNE HIGHWAY,SANGAMNER-422605. If you are travelling from outside Ahmadnagar, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ESFB0009058 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ESFB0009058 for Equitas Small Finance Bank Limited – GANESH NAGAR SANGAMNER BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ganesh Nagar Sangamner Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ESFB0009058, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: ESFB0009058 is the IFSC code of Equitas Small Finance Bank Limited, GANESH NAGAR SANGAMNER BRANCH branch, in AHMADNAGAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.