IFSC Code of Emirates NBD Bank PJSC, Service Center Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Emirates NBD Bank PJSC, SERVICE CENTER branch in MUMBAI. The 11-digit IFSC EBIL00000SC uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Emirates NBD Bank PJSC at the SERVICE CENTER location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Emirates NBD Bank PJSC's SERVICE CENTER branch, the IFSC EBIL00000SC breaks down as follows: EBIL identifies the bank, 0 is the reserved character, and 0000SC identifies this particular branch.

Branch details at a glance

Bank profile

Emirates NBD Bank PJSC is among the recognised banks listed on the Reserve Bank of India's payments network. The Service Center branch — IFSC EBIL00000SC — extends the bank's services to customers in and around Mumbai, Maharashtra.

Service Center branch overview

Located at GROUND FLOOR,5TH NORTH AVENUE,MAKER MAXITY,BKC,BANDRA ( EAST),MUMBAI 400051, the Service Center branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC EBIL00000SC is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Emirates NBD Bank PJSC's SERVICE CENTER branch came to be assigned the code EBIL00000SC.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC EBIL00000SC, money simply cannot be routed to the SERVICE CENTER branch electronically.

How to transfer money using IFSC EBIL00000SC

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC EBIL00000SC across all three.

How to use IFSC EBIL00000SC for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Emirates NBD Bank PJSC's SERVICE CENTER branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC EBIL00000SC.
4. Confirm the bank name auto-populates as Emirates NBD Bank PJSC and the branch as SERVICE CENTER.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC EBIL00000SC

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Emirates NBD Bank PJSC – SERVICE CENTER, ensure your bank's portal accepts IFSC EBIL00000SC while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Emirates NBD Bank PJSC – SERVICE CENTER, use IMPS. With IFSC EBIL00000SC and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Service Center

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC EBIL00000SC:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SERVICE CENTER is still linked to IFSC EBIL00000SC.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC EBIL00000SC

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Emirates NBD Bank PJSC – SERVICE CENTER is still mapped to IFSC EBIL00000SC. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC EBIL00000SC and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Service Center branch is mapped to IFSC EBIL00000SC on the RBI payments network. The branch generally supports the full retail product catalogue of Emirates NBD Bank PJSC, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains EBIL00000SC.

Products and services

Customers walking into the Service Center branch can access most of Emirates NBD Bank PJSC's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC EBIL00000SC

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Emirates NBD Bank PJSC carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC EBIL00000SC and the account number together uniquely identify the Service Center branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC EBIL00000SC

Emirates NBD Bank PJSC customers can register for net banking and the bank's official mobile app once their account at the SERVICE CENTER branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC EBIL00000SC is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC EBIL00000SC

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Emirates NBD Bank PJSC – SERVICE CENTER, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: EBIL00000SC.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Service Center branch

The branch is located at GROUND FLOOR,5TH NORTH AVENUE,MAKER MAXITY,BKC,BANDRA ( EAST),MUMBAI 400051, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Emirates NBD Bank PJSC Service Center branch” — the verified location pin for IFSC EBIL00000SC should appear at the top of the results.
2. Confirm the branch is open by calling 22-61532330 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC EBIL00000SC and your account number.

Verifying IFSC EBIL00000SC from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm EBIL00000SC by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-61532330.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Service Center branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC EBIL00000SC, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code EBIL00000SC belongs to Emirates NBD Bank PJSC's SERVICE CENTER branch, located at GROUND FLOOR,5TH NORTH AVENUE,MAKER MAXITY,BKC,BANDRA ( EAST),MUMBAI 400051 in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.