IFSC Code of Emirates NBD Bank PJSC, RTGS-HO Branch, Maharashtra

Use this page as a one-stop reference for everything related to Emirates NBD Bank PJSC's RTGS-HO branch in MUMBAI, MAHARASHTRA. The branch's IFSC code EBIL0000001 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, EBIL0000001 is the IFSC of Emirates NBD Bank PJSC's RTGS-HO branch. The format is fixed: EBIL = bank code, 0 = reserved, 000001 = branch identifier.

Branch details at a glance

Bank profile

Emirates NBD Bank PJSC is among the recognised banks listed on the Reserve Bank of India's payments network. The RTGS-HO branch — IFSC EBIL0000001 — extends the bank's services to customers in and around Mumbai, Maharashtra.

About this branch

The branch is located at GROUND FLOOR,5TH NORTH AVENUE,MAKER MAXITY,BKC,BANDRA ( EAST),MUMBAI 400051. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Emirates NBD Bank PJSC. The IFSC EBIL0000001 is used to identify this branch on the RBI payments network.

Why every Emirates NBD Bank PJSC branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RTGS-HO of Emirates NBD Bank PJSC — its own 11-character IFSC. The code EBIL0000001 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC EBIL0000001 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC EBIL0000001

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC EBIL0000001 across all three.

How to use IFSC EBIL0000001 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Emirates NBD Bank PJSC's RTGS-HO branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC EBIL0000001.
4. Confirm the bank name auto-populates as Emirates NBD Bank PJSC and the branch as RTGS-HO.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC EBIL0000001

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Emirates NBD Bank PJSC – RTGS-HO, ensure your bank's portal accepts IFSC EBIL0000001 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Emirates NBD Bank PJSC – RTGS-HO, use IMPS. With IFSC EBIL0000001 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC EBIL0000001 for Emirates NBD Bank PJSC – RTGS-HO, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the RTGS-HO branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Emirates NBD Bank PJSC's RTGS-HO branch, the IFSC EBIL0000001 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the RTGS-HO branch is mapped to IFSC EBIL0000001 on the RBI payments network. The branch generally supports the full retail product catalogue of Emirates NBD Bank PJSC, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains EBIL0000001.

Products and services

Customers walking into the RTGS-HO branch can access most of Emirates NBD Bank PJSC's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC EBIL0000001

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Emirates NBD Bank PJSC carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC EBIL0000001 and the account number together uniquely identify the RTGS-HO branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the RTGS-HO branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC EBIL0000001 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Emirates NBD Bank PJSC – RTGS-HO:

• The IFSC is exactly EBIL0000001 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Emirates NBD Bank PJSC as the bank name and RTGS-HO as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The RTGS-HO branch sits at GROUND FLOOR,5TH NORTH AVENUE,MAKER MAXITY,BKC,BANDRA ( EAST),MUMBAI 400051. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-61532330 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC EBIL0000001 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC EBIL0000001 for Emirates NBD Bank PJSC – RTGS-HO, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at RTGS-HO are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to EBIL0000001 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: EBIL0000001 is the IFSC code of Emirates NBD Bank PJSC, RTGS-HO branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.