IFSC Code of Dombivli Nagari Sahakari Bank Limited, Thane Branch, Maharashtra

Use this page as a one-stop reference for everything related to Dombivli Nagari Sahakari Bank Limited's THANE branch in THANE WEST, MAHARASHTRA. The branch's IFSC code DNSB0000020 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Dombivli Nagari Sahakari Bank Limited's THANE branch, the IFSC DNSB0000020 breaks down as follows: DNSB identifies the bank, 0 is the reserved character, and 000020 identifies this particular branch.

Branch details at a glance

About the bank

Dombivli Nagari Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thane branch in Thane West, Maharashtra is part of this network and uses the IFSC code DNSB0000020 for all electronic settlement.

About this branch

The branch is located at ULKA, 1ST FLOOR, DR. MUKUNDRAO AGASKAR ROAD, RAM MARUTI CROSS ROAD, NAUPADA, THANE (WEST) 400602. It serves the Thane West region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Dombivli Nagari Sahakari Bank Limited. The IFSC DNSB0000020 is used to identify this branch on the RBI payments network.

Why every Dombivli Nagari Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THANE of Dombivli Nagari Sahakari Bank Limited — its own 11-character IFSC. The code DNSB0000020 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DNSB0000020 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC DNSB0000020

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DNSB0000020 across all three.

How to use IFSC DNSB0000020 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Dombivli Nagari Sahakari Bank Limited's THANE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC DNSB0000020.
4. Confirm the bank name auto-populates as Dombivli Nagari Sahakari Bank Limited and the branch as THANE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THANE

If you need to transfer ₹2 lakh or more in one go to an account at Dombivli Nagari Sahakari Bank Limited's THANE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DNSB0000020 while initiating the transfer and the credit will appear within minutes.

IMPS to Dombivli Nagari Sahakari Bank Limited THANE (IFSC DNSB0000020)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DNSB0000020 in your mobile or internet banking app, and the money is credited to the THANE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Thane

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DNSB0000020:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THANE is still linked to IFSC DNSB0000020.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Dombivli Nagari Sahakari Bank Limited's THANE branch, the IFSC DNSB0000020 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Thane branch

Once you have an account at Dombivli Nagari Sahakari Bank Limited – THANE, the IFSC DNSB0000020 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Thane branch can access most of Dombivli Nagari Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC DNSB0000020

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Dombivli Nagari Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DNSB0000020 and the account number together uniquely identify the Thane branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC DNSB0000020

Dombivli Nagari Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THANE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DNSB0000020 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Dombivli Nagari Sahakari Bank Limited – THANE:

• The IFSC is exactly DNSB0000020 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Dombivli Nagari Sahakari Bank Limited as the bank name and THANE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Thane branch

The branch is located at ULKA, 1ST FLOOR, DR. MUKUNDRAO AGASKAR ROAD, RAM MARUTI CROSS ROAD, NAUPADA, THANE (WEST) 400602, which puts it inside Thane West, the broader Thane district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Dombivli Nagari Sahakari Bank Limited Thane branch” — the verified location pin for IFSC DNSB0000020 should appear at the top of the results.
2. Confirm the branch is open by calling 22-25346862 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DNSB0000020 and your account number.

Verifying IFSC DNSB0000020 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DNSB0000020 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-25346862.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thane branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DNSB0000020, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: DNSB0000020 is the IFSC code of Dombivli Nagari Sahakari Bank Limited, THANE branch, in THANE WEST, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.