IFSC Code of Dombivli Nagari Sahakari Bank Limited, Khoni Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Dombivli Nagari Sahakari Bank Limited, KHONI branch in KALYAN. The 11-digit IFSC DNSB0000044 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Dombivli Nagari Sahakari Bank Limited at the KHONI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, DNSB0000044 is the IFSC of Dombivli Nagari Sahakari Bank Limited's KHONI branch. The format is fixed: DNSB = bank code, 0 = reserved, 000044 = branch identifier.

Bank profile

Dombivli Nagari Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Khoni branch — IFSC DNSB0000044 — extends the bank's services to customers in and around Kalyan, Maharashtra.

Branch details at a glance

About the Khoni branch

The Khoni branch of Dombivli Nagari Sahakari Bank Limited is situated at SURVEY NO 107/2A AND 107/4A, KHONI TALOJA PIPE LINE ROAD,TAL KALYAN, DIST THANE 421204. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DNSB0000044 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Dombivli Nagari Sahakari Bank Limited's KHONI branch came to be assigned the code DNSB0000044.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DNSB0000044, money simply cannot be routed to the KHONI branch electronically.

Products and account variants supported

Every account opened at the Khoni branch is mapped to IFSC DNSB0000044 on the RBI payments network. The branch generally supports the full retail product catalogue of Dombivli Nagari Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains DNSB0000044.

Products and services

Customers walking into the Khoni branch can access most of Dombivli Nagari Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC DNSB0000044

How to transfer money using IFSC DNSB0000044

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DNSB0000044 across all three.

How to use IFSC DNSB0000044 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Dombivli Nagari Sahakari Bank Limited's KHONI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC DNSB0000044.
4. Confirm the bank name auto-populates as Dombivli Nagari Sahakari Bank Limited and the branch as KHONI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC DNSB0000044

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Dombivli Nagari Sahakari Bank Limited – KHONI, ensure your bank's portal accepts IFSC DNSB0000044 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Dombivli Nagari Sahakari Bank Limited – KHONI, use IMPS. With IFSC DNSB0000044 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC DNSB0000044 for Dombivli Nagari Sahakari Bank Limited – KHONI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Khoni branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC DNSB0000044

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Dombivli Nagari Sahakari Bank Limited – KHONI is still mapped to IFSC DNSB0000044. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DNSB0000044 and the beneficiary's account number to complete the transfer.

Online banking and IFSC DNSB0000044

Dombivli Nagari Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KHONI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DNSB0000044 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Khoni branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DNSB0000044 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Dombivli Nagari Sahakari Bank Limited – KHONI:

• The IFSC is exactly DNSB0000044 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Dombivli Nagari Sahakari Bank Limited as the bank name and KHONI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Khoni branch

The branch is located at SURVEY NO 107/2A AND 107/4A, KHONI TALOJA PIPE LINE ROAD,TAL KALYAN, DIST THANE 421204, which puts it inside Kalyan, the broader Thane district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Dombivli Nagari Sahakari Bank Limited Khoni branch” — the verified location pin for IFSC DNSB0000044 should appear at the top of the results.
2. Confirm the branch is open by calling 251-7045348110 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DNSB0000044 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC DNSB0000044 for Dombivli Nagari Sahakari Bank Limited – KHONI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khoni branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DNSB0000044, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DNSB0000044 belongs to Dombivli Nagari Sahakari Bank Limited's KHONI branch, located at SURVEY NO 107/2A AND 107/4A, KHONI TALOJA PIPE LINE ROAD,TAL KALYAN, DIST… in KALYAN, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.