IFSC Code of Dombivli Nagari Sahakari Bank Limited, Adharwadi Branch, Maharashtra

If you are searching for the IFSC code of Dombivli Nagari Sahakari Bank Limited, ADHARWADI branch in KALYAN, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is DNSB0000045. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ADHARWADI branch, and detailed step-by-step guides for using the IFSC DNSB0000045 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Dombivli Nagari Sahakari Bank Limited's ADHARWADI branch, the IFSC DNSB0000045 breaks down as follows: DNSB identifies the bank, 0 is the reserved character, and 000045 identifies this particular branch.

Branch details at a glance

About Dombivli Nagari Sahakari Bank Limited

Dombivli Nagari Sahakari Bank Limited operates a wide network of branches across India, including the Adharwadi branch in Kalyan. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DNSB0000045.

About this branch

The branch is located at SHOP NO 1, PAWAN DHAM COMPLEX, RAGHUVIR PAWAN DHAM SOCIETY, BUILDING NO 6, GANDHARI ROAD, ADHARWADI KALYAN. DIST - THANE 421301. It serves the Kalyan region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Dombivli Nagari Sahakari Bank Limited. The IFSC DNSB0000045 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Dombivli Nagari Sahakari Bank Limited's ADHARWADI branch came to be assigned the code DNSB0000045.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DNSB0000045, money simply cannot be routed to the ADHARWADI branch electronically.

How to transfer money using IFSC DNSB0000045

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DNSB0000045 across all three.

NEFT to Dombivli Nagari Sahakari Bank Limited, ADHARWADI using IFSC DNSB0000045

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DNSB0000045, and confirm that the system picks up Dombivli Nagari Sahakari Bank Limited – ADHARWADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC DNSB0000045

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Dombivli Nagari Sahakari Bank Limited – ADHARWADI, ensure your bank's portal accepts IFSC DNSB0000045 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Dombivli Nagari Sahakari Bank Limited ADHARWADI (IFSC DNSB0000045)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DNSB0000045 in your mobile or internet banking app, and the money is credited to the ADHARWADI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC DNSB0000045 for Dombivli Nagari Sahakari Bank Limited – ADHARWADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Adharwadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC DNSB0000045

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Dombivli Nagari Sahakari Bank Limited – ADHARWADI is still mapped to IFSC DNSB0000045. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DNSB0000045 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Adharwadi branch is mapped to IFSC DNSB0000045 on the RBI payments network. The branch generally supports the full retail product catalogue of Dombivli Nagari Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains DNSB0000045.

Banking services available

The Adharwadi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 251-8291982558.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC DNSB0000045

MICR & cheque-truncation details

Cheques drawn on the Adharwadi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DNSB0000045 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Adharwadi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DNSB0000045 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Dombivli Nagari Sahakari Bank Limited – ADHARWADI:

• The IFSC is exactly DNSB0000045 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Dombivli Nagari Sahakari Bank Limited as the bank name and ADHARWADI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Adharwadi branch

The branch is located at SHOP NO 1, PAWAN DHAM COMPLEX, RAGHUVIR PAWAN DHAM SOCIETY, BUILDING NO 6, GANDHARI ROAD, ADHARWADI KALYAN. DIST - THANE 421301, which puts it inside Kalyan, the broader Thane district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Dombivli Nagari Sahakari Bank Limited Adharwadi branch” — the verified location pin for IFSC DNSB0000045 should appear at the top of the results.
2. Confirm the branch is open by calling 251-8291982558 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DNSB0000045 and your account number.

Verifying IFSC DNSB0000045 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DNSB0000045 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 251-8291982558.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Adharwadi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DNSB0000045, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DNSB0000045 belongs to Dombivli Nagari Sahakari Bank Limited's ADHARWADI branch, located at SHOP NO 1, PAWAN DHAM COMPLEX, RAGHUVIR PAWAN DHAM SOCIETY, BUILDING NO 6,… in KALYAN, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.