IFSC Code of DMK Jaoli Bank, Taloja Branch Branch, Maharashtra

If you are searching for the IFSC code of DMK Jaoli Bank, TALOJA BRANCH branch in PANVEL, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is DMKJ0000028. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TALOJA BRANCH branch, and detailed step-by-step guides for using the IFSC DMKJ0000028 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for DMK Jaoli Bank – TALOJA BRANCH is DMKJ0000028. The first four letters DMKJ are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000028 map to this branch in PANVEL, MAHARASHTRA.

About DMK Jaoli Bank

DMK Jaoli Bank operates a wide network of branches across India, including the Taloja Branch branch in Panvel. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DMKJ0000028.

Branch details at a glance

About this branch

The branch is located at SHOP NO 10, SATYAM OASIS, GROUND FLOOR, PLOT NO. 87, SECTOR NO. 23, PENDHAR, TALOJA, TAL. PANVEL, DIST. RAIGAD, PIN CODE 410208. It serves the Panvel region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DMK Jaoli Bank. The IFSC DMKJ0000028 is used to identify this branch on the RBI payments network.

Why every DMK Jaoli Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TALOJA BRANCH of DMK Jaoli Bank — its own 11-character IFSC. The code DMKJ0000028 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DMKJ0000028 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Taloja Branch branch is mapped to IFSC DMKJ0000028 on the RBI payments network. The branch generally supports the full retail product catalogue of DMK Jaoli Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains DMKJ0000028.

Products and services

Customers walking into the Taloja Branch branch can access most of DMK Jaoli Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC DMKJ0000028

How to transfer money using IFSC DMKJ0000028

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DMKJ0000028 across all three.

NEFT to DMK Jaoli Bank, TALOJA BRANCH using IFSC DMKJ0000028

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DMKJ0000028, and confirm that the system picks up DMK Jaoli Bank – TALOJA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC DMKJ0000028

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DMK Jaoli Bank – TALOJA BRANCH, ensure your bank's portal accepts IFSC DMKJ0000028 while registering the beneficiary. RTGS is also available 24x7.

IMPS to DMK Jaoli Bank TALOJA BRANCH (IFSC DMKJ0000028)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DMKJ0000028 in your mobile or internet banking app, and the money is credited to the TALOJA BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Taloja Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DMKJ0000028:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at TALOJA BRANCH is still linked to IFSC DMKJ0000028.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at DMK Jaoli Bank's TALOJA BRANCH branch, the IFSC DMKJ0000028 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC DMKJ0000028

DMK Jaoli Bank customers can register for net banking and the bank's official mobile app once their account at the TALOJA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DMKJ0000028 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by DMK Jaoli Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DMKJ0000028 and the account number together uniquely identify the Taloja Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DMK Jaoli Bank – TALOJA BRANCH:

• The IFSC is exactly DMKJ0000028 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills DMK Jaoli Bank as the bank name and TALOJA BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Taloja Branch branch

The branch is located at SHOP NO 10, SATYAM OASIS, GROUND FLOOR, PLOT NO. 87, SECTOR NO. 23, PENDHAR, TALOJA, TAL. PANVEL, DIST. RAIGAD, PIN CODE 410208, which puts it inside Panvel, the broader Raigad district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “DMK Jaoli Bank Taloja Branch branch” — the verified location pin for IFSC DMKJ0000028 should appear at the top of the results.
2. Confirm the branch is open by calling 227-8657012948 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DMKJ0000028 and your account number.

Verifying IFSC DMKJ0000028 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DMKJ0000028 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 227-8657012948.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Taloja Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DMKJ0000028 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DMKJ0000028 belongs to DMK Jaoli Bank's TALOJA BRANCH branch, located at SHOP NO 10, SATYAM OASIS, GROUND FLOOR, PLOT NO. 87, SECTOR NO. 23, PENDHAR,… in PANVEL, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.