IFSC Code of DMK Jaoli Bank, Ulwe Branch Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for DMK Jaoli Bank, ULWE BRANCH branch in NAVIMUMBAI. The 11-digit IFSC DMKJ0000027 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with DMK Jaoli Bank at the ULWE BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For DMK Jaoli Bank's ULWE BRANCH branch, the IFSC DMKJ0000027 breaks down as follows: DMKJ identifies the bank, 0 is the reserved character, and 000027 identifies this particular branch.

Bank profile

DMK Jaoli Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ulwe Branch branch — IFSC DMKJ0000027 — extends the bank's services to customers in and around Navimumbai, Maharashtra.

Branch details at a glance

Ulwe Branch branch overview

Located at SHOP NO - S096,S097, GROUND FLOOR, ANANTA TOWER, PLOT NO-2, SECTOR NO-6, ULWE-BAMANDONGRI, NAVI MUMBAI, TAL- PANVEL, DIST - RAIGAD, PIN CODE - 410206, the Ulwe Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC DMKJ0000027 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DMK Jaoli Bank's ULWE BRANCH branch came to be assigned the code DMKJ0000027.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DMKJ0000027, money simply cannot be routed to the ULWE BRANCH branch electronically.

Account types you can open at the Ulwe Branch branch

Once you have an account at DMK Jaoli Bank – ULWE BRANCH, the IFSC DMKJ0000027 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Ulwe Branch branch can access most of DMK Jaoli Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC DMKJ0000027

How to transfer money using IFSC DMKJ0000027

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DMKJ0000027 across all three.

NEFT to DMK Jaoli Bank, ULWE BRANCH using IFSC DMKJ0000027

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DMKJ0000027, and confirm that the system picks up DMK Jaoli Bank – ULWE BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ULWE BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at DMK Jaoli Bank's ULWE BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DMKJ0000027 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to DMK Jaoli Bank – ULWE BRANCH, use IMPS. With IFSC DMKJ0000027 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Ulwe Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DMKJ0000027:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ULWE BRANCH is still linked to IFSC DMKJ0000027.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC DMKJ0000027

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DMK Jaoli Bank – ULWE BRANCH is still mapped to IFSC DMKJ0000027. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DMKJ0000027 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Ulwe Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DMKJ0000027 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Ulwe Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DMKJ0000027 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC DMKJ0000027

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DMK Jaoli Bank – ULWE BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: DMKJ0000027.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Ulwe Branch branch

The branch is located at SHOP NO - S096,S097, GROUND FLOOR, ANANTA TOWER, PLOT NO-2, SECTOR NO-6, ULWE-BAMANDONGRI, NAVI MUMBAI, TAL- PANVEL, DIST - RAIGAD, PIN CODE - 410206, which puts it inside Navimumbai, the broader Navimumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “DMK Jaoli Bank Ulwe Branch branch” — the verified location pin for IFSC DMKJ0000027 should appear at the top of the results.
2. Confirm the branch is open by calling 215-8657012948 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DMKJ0000027 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC DMKJ0000027 for DMK Jaoli Bank – ULWE BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Ulwe Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DMKJ0000027 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DMKJ0000027 belongs to DMK Jaoli Bank's ULWE BRANCH branch, located at SHOP NO - S096,S097, GROUND FLOOR, ANANTA TOWER, PLOT NO-2, SECTOR NO-6,… in NAVIMUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.