IFSC Code of DMK Jaoli Bank, Seawood-Nerul Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for DMK Jaoli Bank, SEAWOOD-NERUL branch in NAVI MUMBAI. The 11-digit IFSC DMKJ0000011 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with DMK Jaoli Bank at the SEAWOOD-NERUL location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, DMKJ0000011 is the IFSC of DMK Jaoli Bank's SEAWOOD-NERUL branch. The format is fixed: DMKJ = bank code, 0 = reserved, 000011 = branch identifier.

Bank profile

DMK Jaoli Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Seawood-Nerul branch — IFSC DMKJ0000011 — extends the bank's services to customers in and around Navi Mumbai, Maharashtra.

Branch details at a glance

Seawood-Nerul branch overview

Located at UGAM COMPLEX, SECTOR NO-40,NERUL SEA WOOD, NAVI MUMBAI-400 706, the Seawood-Nerul branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC DMKJ0000011 is required for all interbank electronic transfers routed through this branch.

Why every DMK Jaoli Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SEAWOOD-NERUL of DMK Jaoli Bank — its own 11-character IFSC. The code DMKJ0000011 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DMKJ0000011 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Seawood-Nerul branch

Once you have an account at DMK Jaoli Bank – SEAWOOD-NERUL, the IFSC DMKJ0000011 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Seawood-Nerul branch can access most of DMK Jaoli Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC DMKJ0000011

How to transfer money using IFSC DMKJ0000011

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DMKJ0000011 across all three.

NEFT to DMK Jaoli Bank, SEAWOOD-NERUL using IFSC DMKJ0000011

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DMKJ0000011, and confirm that the system picks up DMK Jaoli Bank – SEAWOOD-NERUL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SEAWOOD-NERUL

If you need to transfer ₹2 lakh or more in one go to an account at DMK Jaoli Bank's SEAWOOD-NERUL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DMKJ0000011 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to DMK Jaoli Bank – SEAWOOD-NERUL, use IMPS. With IFSC DMKJ0000011 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Seawood-Nerul

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DMKJ0000011:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SEAWOOD-NERUL is still linked to IFSC DMKJ0000011.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at DMK Jaoli Bank's SEAWOOD-NERUL branch, the IFSC DMKJ0000011 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Seawood-Nerul branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DMKJ0000011 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by DMK Jaoli Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DMKJ0000011 and the account number together uniquely identify the Seawood-Nerul branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC DMKJ0000011

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DMK Jaoli Bank – SEAWOOD-NERUL, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: DMKJ0000011.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Seawood-Nerul branch

The branch is located at UGAM COMPLEX, SECTOR NO-40,NERUL SEA WOOD, NAVI MUMBAI-400 706, which puts it inside Navi Mumbai, the broader Thane district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “DMK Jaoli Bank Seawood-Nerul branch” — the verified location pin for IFSC DMKJ0000011 should appear at the top of the results.
2. Confirm the branch is open by calling 22-27716145 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DMKJ0000011 and your account number.

Verifying IFSC DMKJ0000011 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DMKJ0000011 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-27716145.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Seawood-Nerul are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DMKJ0000011 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: DMKJ0000011 is the IFSC code of DMK Jaoli Bank, SEAWOOD-NERUL branch, in NAVI MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.