IFSC Code of DMK Jaoli Bank, Borivali Branch, Maharashtra

If you are searching for the IFSC code of DMK Jaoli Bank, BORIVALI branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is DMKJ0000014. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BORIVALI branch, and detailed step-by-step guides for using the IFSC DMKJ0000014 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for DMK Jaoli Bank – BORIVALI is DMKJ0000014. The first four letters DMKJ are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000014 map to this branch in MUMBAI, MAHARASHTRA.

Branch details at a glance

About DMK Jaoli Bank

DMK Jaoli Bank operates a wide network of branches across India, including the Borivali branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DMKJ0000014.

About the Borivali branch

The Borivali branch of DMK Jaoli Bank is situated at DURGADEVI EKTA CHS LTD ,DATTA PADA ROAD, RAJENDRA NAGAR, BORIVALI E , MUMBAI -400 066. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DMKJ0000014 is used.

Why every DMK Jaoli Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BORIVALI of DMK Jaoli Bank — its own 11-character IFSC. The code DMKJ0000014 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DMKJ0000014 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC DMKJ0000014

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DMKJ0000014 across all three.

How to use IFSC DMKJ0000014 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DMK Jaoli Bank's BORIVALI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC DMKJ0000014.
4. Confirm the bank name auto-populates as DMK Jaoli Bank and the branch as BORIVALI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC DMKJ0000014

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DMK Jaoli Bank – BORIVALI, ensure your bank's portal accepts IFSC DMKJ0000014 while registering the beneficiary. RTGS is also available 24x7.

IMPS to DMK Jaoli Bank BORIVALI (IFSC DMKJ0000014)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DMKJ0000014 in your mobile or internet banking app, and the money is credited to the BORIVALI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Borivali

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DMKJ0000014:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BORIVALI is still linked to IFSC DMKJ0000014.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC DMKJ0000014

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DMK Jaoli Bank – BORIVALI is still mapped to IFSC DMKJ0000014. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DMKJ0000014 and the beneficiary's account number to complete the transfer.

Account types you can open at the Borivali branch

Once you have an account at DMK Jaoli Bank – BORIVALI, the IFSC DMKJ0000014 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Borivali branch can access most of DMK Jaoli Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC DMKJ0000014

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by DMK Jaoli Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DMKJ0000014 and the account number together uniquely identify the Borivali branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC DMKJ0000014

DMK Jaoli Bank customers can register for net banking and the bank's official mobile app once their account at the BORIVALI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DMKJ0000014 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DMK Jaoli Bank – BORIVALI:

• The IFSC is exactly DMKJ0000014 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills DMK Jaoli Bank as the bank name and BORIVALI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Borivali branch

The branch is located at DURGADEVI EKTA CHS LTD ,DATTA PADA ROAD, RAJENDRA NAGAR, BORIVALI E , MUMBAI -400 066, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “DMK Jaoli Bank Borivali branch” — the verified location pin for IFSC DMKJ0000014 should appear at the top of the results.
2. Confirm the branch is open by calling 22-28708339 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DMKJ0000014 and your account number.

Verifying IFSC DMKJ0000014 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DMKJ0000014 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-28708339.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Borivali branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DMKJ0000014, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: DMKJ0000014 is the IFSC code of DMK Jaoli Bank, BORIVALI branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.