IFSC Code of Dhanalakshmi Bank, NRI Medical College Chinna Kakkani Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to Dhanalakshmi Bank's NRI MEDICAL COLLEGE CHINNA KAKKANI branch in VIJAYAWADA, ANDHRA PRADESH. The branch's IFSC code DLXB0000257 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, DLXB0000257 is the IFSC of Dhanalakshmi Bank's NRI MEDICAL COLLEGE CHINNA KAKKANI branch. The format is fixed: DLXB = bank code, 0 = reserved, 000257 = branch identifier.

Branch details at a glance

About the bank

Dhanalakshmi Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its NRI Medical College Chinna Kakkani branch in Vijayawada, Andhra Pradesh is part of this network and uses the IFSC code DLXB0000257 for all electronic settlement.

About this branch

The branch is located at VIJAYAWADA. It serves the Vijayawada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Dhanalakshmi Bank. The IFSC DLXB0000257 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Dhanalakshmi Bank's NRI MEDICAL COLLEGE CHINNA KAKKANI branch came to be assigned the code DLXB0000257.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DLXB0000257, money simply cannot be routed to the NRI MEDICAL COLLEGE CHINNA KAKKANI branch electronically.

How to transfer money using IFSC DLXB0000257

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLXB0000257 across all three.

NEFT to Dhanalakshmi Bank, NRI MEDICAL COLLEGE CHINNA KAKKANI using IFSC DLXB0000257

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DLXB0000257, and confirm that the system picks up Dhanalakshmi Bank – NRI MEDICAL COLLEGE CHINNA KAKKANI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NRI MEDICAL COLLEGE CHINNA KAKKANI

If you need to transfer ₹2 lakh or more in one go to an account at Dhanalakshmi Bank's NRI MEDICAL COLLEGE CHINNA KAKKANI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DLXB0000257 while initiating the transfer and the credit will appear within minutes.

IMPS to Dhanalakshmi Bank NRI MEDICAL COLLEGE CHINNA KAKKANI (IFSC DLXB0000257)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DLXB0000257 in your mobile or internet banking app, and the money is credited to the NRI MEDICAL COLLEGE CHINNA KAKKANI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to NRI Medical College Chinna Kakkani

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DLXB0000257:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NRI MEDICAL COLLEGE CHINNA KAKKANI is still linked to IFSC DLXB0000257.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC DLXB0000257

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Dhanalakshmi Bank – NRI MEDICAL COLLEGE CHINNA KAKKANI is still mapped to IFSC DLXB0000257. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DLXB0000257 and the beneficiary's account number to complete the transfer.

Account types you can open at the NRI Medical College Chinna Kakkani branch

Once you have an account at Dhanalakshmi Bank – NRI MEDICAL COLLEGE CHINNA KAKKANI, the IFSC DLXB0000257 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The NRI Medical College Chinna Kakkani branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9247060807.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC DLXB0000257

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Dhanalakshmi Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DLXB0000257 and the account number together uniquely identify the NRI Medical College Chinna Kakkani branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC DLXB0000257

Dhanalakshmi Bank customers can register for net banking and the bank's official mobile app once their account at the NRI MEDICAL COLLEGE CHINNA KAKKANI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DLXB0000257 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Dhanalakshmi Bank – NRI MEDICAL COLLEGE CHINNA KAKKANI:

• The IFSC is exactly DLXB0000257 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Dhanalakshmi Bank as the bank name and NRI MEDICAL COLLEGE CHINNA KAKKANI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the NRI Medical College Chinna Kakkani branch

The branch is located at VIJAYAWADA, which puts it inside Vijayawada, the broader Vijayawada district, and the state of Andhra Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Dhanalakshmi Bank NRI Medical College Chinna Kakkani branch” — the verified location pin for IFSC DLXB0000257 should appear at the top of the results.
2. Confirm the branch is open by calling 9247060807 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DLXB0000257 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC DLXB0000257 for Dhanalakshmi Bank – NRI MEDICAL COLLEGE CHINNA KAKKANI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The NRI Medical College Chinna Kakkani branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DLXB0000257, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DLXB0000257 belongs to Dhanalakshmi Bank's NRI MEDICAL COLLEGE CHINNA KAKKANI branch, located at VIJAYAWADA in VIJAYAWADA, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.