IFSC Code of Dhanalakshmi Bank, Thiruchirappalli Branch, Tamil Nadu

Below are the complete branch details for Dhanalakshmi Bank, THIRUCHIRAPPALLI branch, located in TIRUCHIRAPPALLI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is DLXB0000105. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case DLXB0000105 for Dhanalakshmi Bank – THIRUCHIRAPPALLI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Dhanalakshmi Bank – THIRUCHIRAPPALLI is DLXB0000105. The first four letters DLXB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000105 map to this branch in TIRUCHIRAPPALLI, TAMIL NADU.

About Dhanalakshmi Bank

Dhanalakshmi Bank operates a wide network of branches across India, including the Thiruchirappalli branch in Tiruchirappalli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DLXB0000105.

About this branch

The branch is located at P.B.NO 451, 12 MADURAI ROAD, THIRUCHIRAPPALLAI.. It serves the Tiruchirappalli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Dhanalakshmi Bank. The IFSC DLXB0000105 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Dhanalakshmi Bank's THIRUCHIRAPPALLI branch came to be assigned the code DLXB0000105.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DLXB0000105, money simply cannot be routed to the THIRUCHIRAPPALLI branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Thiruchirappalli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DLXB0000105 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC DLXB0000105

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLXB0000105 across all three.

NEFT to Dhanalakshmi Bank, THIRUCHIRAPPALLI using IFSC DLXB0000105

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DLXB0000105, and confirm that the system picks up Dhanalakshmi Bank – THIRUCHIRAPPALLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THIRUCHIRAPPALLI

If you need to transfer ₹2 lakh or more in one go to an account at Dhanalakshmi Bank's THIRUCHIRAPPALLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DLXB0000105 while initiating the transfer and the credit will appear within minutes.

IMPS to Dhanalakshmi Bank THIRUCHIRAPPALLI (IFSC DLXB0000105)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DLXB0000105 in your mobile or internet banking app, and the money is credited to the THIRUCHIRAPPALLI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Thiruchirappalli

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DLXB0000105:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THIRUCHIRAPPALLI is still linked to IFSC DLXB0000105.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC DLXB0000105

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Dhanalakshmi Bank – THIRUCHIRAPPALLI is still mapped to IFSC DLXB0000105. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DLXB0000105 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Thiruchirappalli branch is mapped to IFSC DLXB0000105 on the RBI payments network. The branch generally supports the full retail product catalogue of Dhanalakshmi Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains DLXB0000105.

Banking services available

The Thiruchirappalli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 431-6450991.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC DLXB0000105

Online banking and IFSC DLXB0000105

Dhanalakshmi Bank customers can register for net banking and the bank's official mobile app once their account at the THIRUCHIRAPPALLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DLXB0000105 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Thiruchirappalli branch

The branch is located at P.B.NO 451, 12 MADURAI ROAD, THIRUCHIRAPPALLAI., which puts it inside Tiruchirappalli, the broader Tiruchirappalli district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Dhanalakshmi Bank Thiruchirappalli branch” — the verified location pin for IFSC DLXB0000105 should appear at the top of the results.
2. Confirm the branch is open by calling 431-6450991 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DLXB0000105 and your account number.

Common mistakes to avoid when using IFSC DLXB0000105

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Dhanalakshmi Bank – THIRUCHIRAPPALLI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: DLXB0000105.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thiruchirappalli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DLXB0000105, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC DLXB0000105 for Dhanalakshmi Bank – THIRUCHIRAPPALLI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DLXB0000105 belongs to Dhanalakshmi Bank's THIRUCHIRAPPALLI branch, located at P.B.NO 451, 12 MADURAI ROAD, THIRUCHIRAPPALLAI. in TIRUCHIRAPPALLI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.