This page lists the IFSC code, branch address, contact number and fund-transfer information for Dhanalakshmi Bank, THOTTIPPAL branch in THOTTIPPAL. The 11-digit IFSC DLXB0000046 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Dhanalakshmi Bank at the THOTTIPPAL location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, DLXB0000046 is the IFSC of Dhanalakshmi Bank's THOTTIPPAL branch. The format is fixed: DLXB = bank code, 0 = reserved, 000046 = branch identifier.
About the bank
Dhanalakshmi Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thottippal branch in Thottippal, Kerala is part of this network and uses the IFSC code DLXB0000046 for all electronic settlement.
Branch details at a glance
| Bank Name | Dhanalakshmi Bank |
|---|---|
| Branch | Thottippal |
| IFSC Code | DLXB0000046 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 11/122 PUDUKKAD MAPRANAM ROAD THOTTIPAL, THRISSUR |
| City | Thottippal |
| District | Thottippal |
| State | Kerala |
| STD Code | 480 |
| Phone | 2791483 |
About this branch
The branch is located at 11/122 PUDUKKAD MAPRANAM ROAD THOTTIPAL, THRISSUR. It serves the Thottippal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Dhanalakshmi Bank. The IFSC DLXB0000046 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Dhanalakshmi Bank's THOTTIPPAL branch came to be assigned the code DLXB0000046.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DLXB0000046, money simply cannot be routed to the THOTTIPPAL branch electronically.
Products and account variants supported
Every account opened at the Thottippal branch is mapped to IFSC DLXB0000046 on the RBI payments network. The branch generally supports the full retail product catalogue of Dhanalakshmi Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DLXB0000046.
Banking services available
The Thottippal branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 480-2791483.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DLXB0000046
How to transfer money using IFSC DLXB0000046
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLXB0000046 across all three.
NEFT to Dhanalakshmi Bank, THOTTIPPAL using IFSC DLXB0000046
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DLXB0000046, and confirm that the system picks up Dhanalakshmi Bank – THOTTIPPAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THOTTIPPAL
If you need to transfer ₹2 lakh or more in one go to an account at Dhanalakshmi Bank's THOTTIPPAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DLXB0000046 while initiating the transfer and the credit will appear within minutes.
IMPS to Dhanalakshmi Bank THOTTIPPAL (IFSC DLXB0000046)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DLXB0000046 in your mobile or internet banking app, and the money is credited to the THOTTIPPAL branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DLXB0000046 for Dhanalakshmi Bank – THOTTIPPAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DLXB0000046 | Yes – DLXB0000046 | Yes – DLXB0000046 |
For most retail customers crediting the Thottippal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DLXB0000046
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Dhanalakshmi Bank – THOTTIPPAL is still mapped to IFSC DLXB0000046. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DLXB0000046 and the beneficiary's account number to complete the transfer.
Online banking and IFSC DLXB0000046
Dhanalakshmi Bank customers can register for net banking and the bank's official mobile app once their account at the THOTTIPPAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DLXB0000046 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Dhanalakshmi Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DLXB0000046 and the account number together uniquely identify the Thottippal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC DLXB0000046
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Dhanalakshmi Bank – THOTTIPPAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DLXB0000046. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Thottippal branch sits at 11/122 PUDUKKAD MAPRANAM ROAD THOTTIPAL, THRISSUR. If you are travelling from outside Thottippal, search for the branch on a maps application using the bank name and locality, or call 480-2791483 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DLXB0000046 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC DLXB0000046 for Dhanalakshmi Bank – THOTTIPPAL, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thottippal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DLXB0000046, however, work 24x7.
Branch address & contact
Dhanalakshmi BankThottippal Branch
11/122 PUDUKKAD MAPRANAM ROAD THOTTIPAL, THRISSUR
Thottippal, Kerala
Phone: 480-2791483
IFSC: DLXB0000046
Frequently asked questions
What is the IFSC code of Dhanalakshmi Bank Thottippal branch?
The IFSC code of Dhanalakshmi Bank, Thottippal branch is DLXB0000046. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Dhanalakshmi Bank Thottippal branch located?
Dhanalakshmi Bank's Thottippal branch is located at 11/122 PUDUKKAD MAPRANAM ROAD THOTTIPAL, THRISSUR, Thottippal, Kerala.
What is the phone number of Dhanalakshmi Bank Thottippal branch?
You can reach the branch at 480-2791483 during regular banking hours.
Is IFSC DLXB0000046 valid for NEFT and RTGS?
Yes. IFSC DLXB0000046 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC DLXB0000046 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DLXB0000046 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thottippal branch but serve different purposes.
How do I add Dhanalakshmi Bank Thottippal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DLXB0000046, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC DLXB0000046 the same for all accounts at Thottippal branch?
Yes. The IFSC DLXB0000046 is shared by every account held at Dhanalakshmi Bank's Thottippal branch. Only the account number changes from customer to customer.
Final notes
To recap: DLXB0000046 is the IFSC code of Dhanalakshmi Bank, THOTTIPPAL branch, in THOTTIPPAL, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
