Use this page as a one-stop reference for everything related to Dhanalakshmi Bank's AMBERNATH branch in THANE, MAHARASHTRA. The branch's IFSC code DLXB0000211 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Dhanalakshmi Bank's AMBERNATH branch, the IFSC DLXB0000211 breaks down as follows: DLXB identifies the bank, 0 is the reserved character, and 000211 identifies this particular branch.
Bank profile
Dhanalakshmi Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ambernath branch — IFSC DLXB0000211 — extends the bank's services to customers in and around Thane, Maharashtra.
Branch details at a glance
| Bank Name | Dhanalakshmi Bank |
|---|---|
| Branch | Ambernath |
| IFSC Code | DLXB0000211 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1ST FLOOR GROUND FLOOR, LAXMI SAGAR APT, PLOT NO.3-C, SHIV MANDIR ROAD, SWAMI SAMARTH CHOWK, AMBERNATH (EAST), DIST THANE, MAHARASHTRA - 421501 |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| STD Code | 251 |
| Phone | 6543263 |
Ambernath branch overview
Located at 1ST FLOOR GROUND FLOOR, LAXMI SAGAR APT, PLOT NO.3-C, SHIV MANDIR ROAD, SWAMI SAMARTH CHOWK, AMBERNATH (EAST), DIST THANE, MAHARASHTRA - 421501, the Ambernath branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC DLXB0000211 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Dhanalakshmi Bank's AMBERNATH branch came to be assigned the code DLXB0000211.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DLXB0000211, money simply cannot be routed to the AMBERNATH branch electronically.
Products and account variants supported
Every account opened at the Ambernath branch is mapped to IFSC DLXB0000211 on the RBI payments network. The branch generally supports the full retail product catalogue of Dhanalakshmi Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DLXB0000211.
Banking services available
The Ambernath branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 251-6543263.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DLXB0000211
How to transfer money using IFSC DLXB0000211
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLXB0000211 across all three.
NEFT to Dhanalakshmi Bank, AMBERNATH using IFSC DLXB0000211
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DLXB0000211, and confirm that the system picks up Dhanalakshmi Bank – AMBERNATH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC DLXB0000211
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Dhanalakshmi Bank – AMBERNATH, ensure your bank's portal accepts IFSC DLXB0000211 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Dhanalakshmi Bank AMBERNATH (IFSC DLXB0000211)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DLXB0000211 in your mobile or internet banking app, and the money is credited to the AMBERNATH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DLXB0000211 for Dhanalakshmi Bank – AMBERNATH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DLXB0000211 | Yes – DLXB0000211 | Yes – DLXB0000211 |
For most retail customers crediting the Ambernath branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Dhanalakshmi Bank's AMBERNATH branch, the IFSC DLXB0000211 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Ambernath branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DLXB0000211 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Ambernath branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DLXB0000211 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC DLXB0000211
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Dhanalakshmi Bank – AMBERNATH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DLXB0000211. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ambernath branch sits at 1ST FLOOR GROUND FLOOR, LAXMI SAGAR APT, PLOT NO.3-C, SHIV MANDIR ROAD, SWAMI SAMARTH CHOWK, AMBERNATH (EAST), DIST THANE, MAHARASHTRA - 421501. If you are travelling from outside Thane, search for the branch on a maps application using the bank name and locality, or call 251-6543263 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DLXB0000211 and your account number.
Verifying IFSC DLXB0000211 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DLXB0000211 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 251-6543263.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ambernath are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DLXB0000211 continue to work without interruption.
Branch address & contact
Dhanalakshmi BankAmbernath Branch
1ST FLOOR GROUND FLOOR, LAXMI SAGAR APT, PLOT NO.3-C, SHIV MANDIR ROAD, SWAMI SAMARTH CHOWK, AMBERNATH (EAST), DIST THANE, MAHARASHTRA - 421501
Thane, Maharashtra
Phone: 251-6543263
IFSC: DLXB0000211
Frequently asked questions
How quickly will an NEFT transfer using DLXB0000211 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Dhanalakshmi Bank – Ambernath reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ambernath branch but serve different purposes.
Where is Dhanalakshmi Bank Ambernath branch located?
Dhanalakshmi Bank's Ambernath branch is located at 1ST FLOOR GROUND FLOOR, LAXMI SAGAR APT, PLOT NO.3-C, SHIV MANDIR ROAD, SWAMI SAMARTH CHOWK, AMBERNATH (EAST), DIST THANE, MAHARASHTRA - 421501, Thane, Maharashtra.
Does Dhanalakshmi Bank Ambernath branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 251-6543263 to confirm.
Is IFSC DLXB0000211 the same for all accounts at Ambernath branch?
Yes. The IFSC DLXB0000211 is shared by every account held at Dhanalakshmi Bank's Ambernath branch. Only the account number changes from customer to customer.
How do I add Dhanalakshmi Bank Ambernath as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DLXB0000211, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Dhanalakshmi Bank Ambernath branch?
You can reach the branch at 251-6543263 during regular banking hours.
Summary
The IFSC code DLXB0000211 belongs to Dhanalakshmi Bank's AMBERNATH branch, located at 1ST FLOOR GROUND FLOOR, LAXMI SAGAR APT, PLOT NO.3-C, SHIV MANDIR ROAD, SWAMI… in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
