Use this page as a one-stop reference for everything related to Dhanalakshmi Bank's PERUVAMBA branch in PERUVEMBA, KERALA. The branch's IFSC code DLXB0000101 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, DLXB0000101 is the IFSC of Dhanalakshmi Bank's PERUVAMBA branch. The format is fixed: DLXB = bank code, 0 = reserved, 000101 = branch identifier.
Branch details at a glance
| Bank Name | Dhanalakshmi Bank |
|---|---|
| Branch | Peruvamba |
| IFSC Code | DLXB0000101 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 6/168 SHERIFF MENZIL, CHUNGAM PALAKKAD ROAD PERUVAMBA PALAKKAD DIST, KERALA, 678531 |
| City | Peruvemba |
| District | Peruvemba |
| State | Kerala |
| STD Code | 492 |
| Phone | 3252353 |
About the bank
Dhanalakshmi Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Peruvamba branch in Peruvemba, Kerala is part of this network and uses the IFSC code DLXB0000101 for all electronic settlement.
About this branch
The branch is located at 6/168 SHERIFF MENZIL, CHUNGAM PALAKKAD ROAD PERUVAMBA PALAKKAD DIST, KERALA, 678531. It serves the Peruvemba region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Dhanalakshmi Bank. The IFSC DLXB0000101 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Dhanalakshmi Bank's PERUVAMBA branch came to be assigned the code DLXB0000101.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DLXB0000101, money simply cannot be routed to the PERUVAMBA branch electronically.
How to transfer money using IFSC DLXB0000101
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLXB0000101 across all three.
How to use IFSC DLXB0000101 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Dhanalakshmi Bank's PERUVAMBA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DLXB0000101.
- Confirm the bank name auto-populates as Dhanalakshmi Bank and the branch as PERUVAMBA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC DLXB0000101
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Dhanalakshmi Bank – PERUVAMBA, ensure your bank's portal accepts IFSC DLXB0000101 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Dhanalakshmi Bank PERUVAMBA (IFSC DLXB0000101)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DLXB0000101 in your mobile or internet banking app, and the money is credited to the PERUVAMBA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DLXB0000101 for Dhanalakshmi Bank – PERUVAMBA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DLXB0000101 | Yes – DLXB0000101 | Yes – DLXB0000101 |
For most retail customers crediting the Peruvamba branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DLXB0000101
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Dhanalakshmi Bank – PERUVAMBA is still mapped to IFSC DLXB0000101. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DLXB0000101 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Peruvamba branch is mapped to IFSC DLXB0000101 on the RBI payments network. The branch generally supports the full retail product catalogue of Dhanalakshmi Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DLXB0000101.
Products and services
Customers walking into the Peruvamba branch can access most of Dhanalakshmi Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DLXB0000101
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Dhanalakshmi Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DLXB0000101 and the account number together uniquely identify the Peruvamba branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC DLXB0000101
Dhanalakshmi Bank customers can register for net banking and the bank's official mobile app once their account at the PERUVAMBA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DLXB0000101 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Dhanalakshmi Bank – PERUVAMBA:
- The IFSC is exactly DLXB0000101 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Dhanalakshmi Bank as the bank name and PERUVAMBA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Peruvamba branch sits at 6/168 SHERIFF MENZIL, CHUNGAM PALAKKAD ROAD PERUVAMBA PALAKKAD DIST, KERALA, 678531. If you are travelling from outside Peruvemba, search for the branch on a maps application using the bank name and locality, or call 492-3252353 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DLXB0000101 and your account number.
Verifying IFSC DLXB0000101 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DLXB0000101 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 492-3252353.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Peruvamba are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DLXB0000101 continue to work without interruption.
Branch address & contact
Dhanalakshmi BankPeruvamba Branch
6/168 SHERIFF MENZIL, CHUNGAM PALAKKAD ROAD PERUVAMBA PALAKKAD DIST, KERALA, 678531
Peruvemba, Kerala
Phone: 492-3252353
IFSC: DLXB0000101
Frequently asked questions
Can I use IFSC DLXB0000101 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DLXB0000101 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Peruvamba branch but serve different purposes.
What is the phone number of Dhanalakshmi Bank Peruvamba branch?
You can reach the branch at 492-3252353 during regular banking hours.
How do I add Dhanalakshmi Bank Peruvamba as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DLXB0000101, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC DLXB0000101 the same for all accounts at Peruvamba branch?
Yes. The IFSC DLXB0000101 is shared by every account held at Dhanalakshmi Bank's Peruvamba branch. Only the account number changes from customer to customer.
Where is Dhanalakshmi Bank Peruvamba branch located?
Dhanalakshmi Bank's Peruvamba branch is located at 6/168 SHERIFF MENZIL, CHUNGAM PALAKKAD ROAD PERUVAMBA PALAKKAD DIST, KERALA, 678531, Peruvemba, Kerala.
Is IFSC DLXB0000101 valid for NEFT and RTGS?
Yes. IFSC DLXB0000101 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: DLXB0000101 is the IFSC code of Dhanalakshmi Bank, PERUVAMBA branch, in PERUVEMBA, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
