Below are the complete branch details for Dhanalakshmi Bank, NELLORE branch, located in NELLORE, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is DLXB0000176. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case DLXB0000176 for Dhanalakshmi Bank – NELLORE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Dhanalakshmi Bank – NELLORE is DLXB0000176. The first four letters DLXB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000176 map to this branch in NELLORE, ANDHRA PRADESH.
Branch details at a glance
| Bank Name | Dhanalakshmi Bank |
|---|---|
| Branch | Nellore |
| IFSC Code | DLXB0000176 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 15/345,BRINDAVANAM BEHIND VIJAYA DAIRY NELLORE ANDHRA PRADESH |
| City | Nellore |
| District | Nellore |
| State | Andhra Pradesh |
| STD Code | 861 |
| Phone | 6451630 |
About the bank
Dhanalakshmi Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nellore branch in Nellore, Andhra Pradesh is part of this network and uses the IFSC code DLXB0000176 for all electronic settlement.
About the Nellore branch
The Nellore branch of Dhanalakshmi Bank is situated at 15/345,BRINDAVANAM BEHIND VIJAYA DAIRY NELLORE ANDHRA PRADESH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DLXB0000176 is used.
Why every Dhanalakshmi Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NELLORE of Dhanalakshmi Bank — its own 11-character IFSC. The code DLXB0000176 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DLXB0000176 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC DLXB0000176
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLXB0000176 across all three.
NEFT to Dhanalakshmi Bank, NELLORE using IFSC DLXB0000176
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DLXB0000176, and confirm that the system picks up Dhanalakshmi Bank – NELLORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NELLORE
If you need to transfer ₹2 lakh or more in one go to an account at Dhanalakshmi Bank's NELLORE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DLXB0000176 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Dhanalakshmi Bank – NELLORE, use IMPS. With IFSC DLXB0000176 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DLXB0000176 for Dhanalakshmi Bank – NELLORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DLXB0000176 | Yes – DLXB0000176 | Yes – DLXB0000176 |
For most retail customers crediting the Nellore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DLXB0000176
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Dhanalakshmi Bank – NELLORE is still mapped to IFSC DLXB0000176. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DLXB0000176 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Nellore branch is mapped to IFSC DLXB0000176 on the RBI payments network. The branch generally supports the full retail product catalogue of Dhanalakshmi Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DLXB0000176.
Products and services
Customers walking into the Nellore branch can access most of Dhanalakshmi Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DLXB0000176
MICR & cheque-truncation details
Cheques drawn on the Nellore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DLXB0000176 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Nellore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DLXB0000176 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Dhanalakshmi Bank – NELLORE:
- The IFSC is exactly DLXB0000176 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Dhanalakshmi Bank as the bank name and NELLORE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Nellore branch sits at 15/345,BRINDAVANAM BEHIND VIJAYA DAIRY NELLORE ANDHRA PRADESH. If you are travelling from outside Nellore, search for the branch on a maps application using the bank name and locality, or call 861-6451630 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DLXB0000176 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC DLXB0000176 for Dhanalakshmi Bank – NELLORE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nellore branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DLXB0000176, however, work 24x7.
Branch address & contact
Dhanalakshmi BankNellore Branch
15/345,BRINDAVANAM BEHIND VIJAYA DAIRY NELLORE ANDHRA PRADESH
Nellore, Andhra Pradesh
Phone: 861-6451630
IFSC: DLXB0000176
Frequently asked questions
What is the phone number of Dhanalakshmi Bank Nellore branch?
You can reach the branch at 861-6451630 during regular banking hours.
How quickly will an NEFT transfer using DLXB0000176 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Dhanalakshmi Bank – Nellore reflect within 30 minutes.
Does Dhanalakshmi Bank Nellore branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 861-6451630 to confirm.
Where is Dhanalakshmi Bank Nellore branch located?
Dhanalakshmi Bank's Nellore branch is located at 15/345,BRINDAVANAM BEHIND VIJAYA DAIRY NELLORE ANDHRA PRADESH, Nellore, Andhra Pradesh.
How do I add Dhanalakshmi Bank Nellore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DLXB0000176, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC DLXB0000176 valid for NEFT and RTGS?
Yes. IFSC DLXB0000176 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC DLXB0000176 the same for all accounts at Nellore branch?
Yes. The IFSC DLXB0000176 is shared by every account held at Dhanalakshmi Bank's Nellore branch. Only the account number changes from customer to customer.
What is the IFSC code of Dhanalakshmi Bank Nellore branch?
The IFSC code of Dhanalakshmi Bank, Nellore branch is DLXB0000176. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code DLXB0000176 belongs to Dhanalakshmi Bank's NELLORE branch, located at 15/345,BRINDAVANAM BEHIND VIJAYA DAIRY NELLORE ANDHRA PRADESH in NELLORE, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
