If you are searching for the IFSC code of Dhanalakshmi Bank, MUNNAR branch in MUNNAR, KERALA, this page has every detail you need. The verified IFSC code for this branch is DLXB0000067. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MUNNAR branch, and detailed step-by-step guides for using the IFSC DLXB0000067 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Dhanalakshmi Bank's MUNNAR branch, the IFSC DLXB0000067 breaks down as follows: DLXB identifies the bank, 0 is the reserved character, and 000067 identifies this particular branch.
About the bank
Dhanalakshmi Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Munnar branch in Munnar, Kerala is part of this network and uses the IFSC code DLXB0000067 for all electronic settlement.
Branch details at a glance
| Bank Name | Dhanalakshmi Bank |
|---|---|
| Branch | Munnar |
| IFSC Code | DLXB0000067 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MP/IX/2728 -F CHALAKKAL KRISHNAN SON ALUVA-MUNNAR ROAD, MUNNAR, KERALA |
| City | Munnar |
| District | Munnar |
| State | Kerala |
| Phone | 9287276537 |
Munnar branch overview
Located at MP/IX/2728 -F CHALAKKAL KRISHNAN SON ALUVA-MUNNAR ROAD, MUNNAR, KERALA, the Munnar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC DLXB0000067 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Dhanalakshmi Bank's MUNNAR branch came to be assigned the code DLXB0000067.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DLXB0000067, money simply cannot be routed to the MUNNAR branch electronically.
Products and account variants supported
Every account opened at the Munnar branch is mapped to IFSC DLXB0000067 on the RBI payments network. The branch generally supports the full retail product catalogue of Dhanalakshmi Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DLXB0000067.
Products and services
Customers walking into the Munnar branch can access most of Dhanalakshmi Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DLXB0000067
How to transfer money using IFSC DLXB0000067
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLXB0000067 across all three.
How to use IFSC DLXB0000067 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Dhanalakshmi Bank's MUNNAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DLXB0000067.
- Confirm the bank name auto-populates as Dhanalakshmi Bank and the branch as MUNNAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MUNNAR
If you need to transfer ₹2 lakh or more in one go to an account at Dhanalakshmi Bank's MUNNAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DLXB0000067 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Dhanalakshmi Bank – MUNNAR, use IMPS. With IFSC DLXB0000067 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DLXB0000067 for Dhanalakshmi Bank – MUNNAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DLXB0000067 | Yes – DLXB0000067 | Yes – DLXB0000067 |
For most retail customers crediting the Munnar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DLXB0000067
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Dhanalakshmi Bank – MUNNAR is still mapped to IFSC DLXB0000067. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DLXB0000067 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Munnar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DLXB0000067 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Dhanalakshmi Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DLXB0000067 and the account number together uniquely identify the Munnar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC DLXB0000067
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Dhanalakshmi Bank – MUNNAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DLXB0000067. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Munnar branch sits at MP/IX/2728 -F CHALAKKAL KRISHNAN SON ALUVA-MUNNAR ROAD, MUNNAR, KERALA. If you are travelling from outside Munnar, search for the branch on a maps application using the bank name and locality, or call 9287276537 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DLXB0000067 and your account number.
Verifying IFSC DLXB0000067 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DLXB0000067 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9287276537.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Munnar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DLXB0000067, however, work 24x7.
Branch address & contact
Dhanalakshmi BankMunnar Branch
MP/IX/2728 -F CHALAKKAL KRISHNAN SON ALUVA-MUNNAR ROAD, MUNNAR, KERALA
Munnar, Kerala
Phone: 9287276537
IFSC: DLXB0000067
Frequently asked questions
Can I use IFSC DLXB0000067 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DLXB0000067 to send funds instantly.
How quickly will an NEFT transfer using DLXB0000067 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Dhanalakshmi Bank – Munnar reflect within 30 minutes.
Does Dhanalakshmi Bank Munnar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9287276537 to confirm.
How do I add Dhanalakshmi Bank Munnar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DLXB0000067, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Dhanalakshmi Bank Munnar branch?
You can reach the branch at 9287276537 during regular banking hours.
Is IFSC DLXB0000067 the same for all accounts at Munnar branch?
Yes. The IFSC DLXB0000067 is shared by every account held at Dhanalakshmi Bank's Munnar branch. Only the account number changes from customer to customer.
Is IFSC DLXB0000067 valid for NEFT and RTGS?
Yes. IFSC DLXB0000067 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code DLXB0000067 belongs to Dhanalakshmi Bank's MUNNAR branch, located at MP/IX/2728 -F CHALAKKAL KRISHNAN SON ALUVA-MUNNAR ROAD, MUNNAR, KERALA in MUNNAR, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
