Below are the complete branch details for Dhanalakshmi Bank, KAKINADA branch, located in KAKINADA, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is DLXB0000182. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case DLXB0000182 for Dhanalakshmi Bank – KAKINADA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, DLXB0000182 is the IFSC of Dhanalakshmi Bank's KAKINADA branch. The format is fixed: DLXB = bank code, 0 = reserved, 000182 = branch identifier.
Bank profile
Dhanalakshmi Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kakinada branch — IFSC DLXB0000182 — extends the bank's services to customers in and around Kakinada, Andhra Pradesh.
Branch details at a glance
| Bank Name | Dhanalakshmi Bank |
|---|---|
| Branch | Kakinada |
| IFSC Code | DLXB0000182 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.26-1-12,TEMPLE STREET KAKINADA EAST GODAVARI DIST, ANDHRA PRADESH |
| City | Kakinada |
| District | Kakinada |
| State | Andhra Pradesh |
| STD Code | 884 |
| Phone | 6451764 |
Kakinada branch overview
Located at NO.26-1-12,TEMPLE STREET KAKINADA EAST GODAVARI DIST, ANDHRA PRADESH, the Kakinada branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC DLXB0000182 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Dhanalakshmi Bank's KAKINADA branch came to be assigned the code DLXB0000182.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DLXB0000182, money simply cannot be routed to the KAKINADA branch electronically.
Account types you can open at the Kakinada branch
Once you have an account at Dhanalakshmi Bank – KAKINADA, the IFSC DLXB0000182 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kakinada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 884-6451764.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DLXB0000182
How to transfer money using IFSC DLXB0000182
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLXB0000182 across all three.
NEFT to Dhanalakshmi Bank, KAKINADA using IFSC DLXB0000182
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DLXB0000182, and confirm that the system picks up Dhanalakshmi Bank – KAKINADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC DLXB0000182
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Dhanalakshmi Bank – KAKINADA, ensure your bank's portal accepts IFSC DLXB0000182 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Dhanalakshmi Bank KAKINADA (IFSC DLXB0000182)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DLXB0000182 in your mobile or internet banking app, and the money is credited to the KAKINADA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kakinada
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DLXB0000182:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KAKINADA is still linked to IFSC DLXB0000182.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Dhanalakshmi Bank's KAKINADA branch, the IFSC DLXB0000182 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC DLXB0000182
Dhanalakshmi Bank customers can register for net banking and the bank's official mobile app once their account at the KAKINADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DLXB0000182 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Dhanalakshmi Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DLXB0000182 and the account number together uniquely identify the Kakinada branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Dhanalakshmi Bank – KAKINADA:
- The IFSC is exactly DLXB0000182 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Dhanalakshmi Bank as the bank name and KAKINADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kakinada branch
The branch is located at NO.26-1-12,TEMPLE STREET KAKINADA EAST GODAVARI DIST, ANDHRA PRADESH, which puts it inside Kakinada, the broader Kakinada district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Dhanalakshmi Bank Kakinada branch” — the verified location pin for IFSC DLXB0000182 should appear at the top of the results.
- Confirm the branch is open by calling 884-6451764 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DLXB0000182 and your account number.
Verifying IFSC DLXB0000182 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DLXB0000182 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 884-6451764.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kakinada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DLXB0000182, however, work 24x7.
Branch address & contact
Dhanalakshmi BankKakinada Branch
NO.26-1-12,TEMPLE STREET KAKINADA EAST GODAVARI DIST, ANDHRA PRADESH
Kakinada, Andhra Pradesh
Phone: 884-6451764
IFSC: DLXB0000182
Frequently asked questions
What is the phone number of Dhanalakshmi Bank Kakinada branch?
You can reach the branch at 884-6451764 during regular banking hours.
Does Dhanalakshmi Bank Kakinada branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 884-6451764 to confirm.
Is IFSC DLXB0000182 valid for NEFT and RTGS?
Yes. IFSC DLXB0000182 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kakinada branch but serve different purposes.
How quickly will an NEFT transfer using DLXB0000182 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Dhanalakshmi Bank – Kakinada reflect within 30 minutes.
Where is Dhanalakshmi Bank Kakinada branch located?
Dhanalakshmi Bank's Kakinada branch is located at NO.26-1-12,TEMPLE STREET KAKINADA EAST GODAVARI DIST, ANDHRA PRADESH, Kakinada, Andhra Pradesh.
Is IFSC DLXB0000182 the same for all accounts at Kakinada branch?
Yes. The IFSC DLXB0000182 is shared by every account held at Dhanalakshmi Bank's Kakinada branch. Only the account number changes from customer to customer.
How do I add Dhanalakshmi Bank Kakinada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DLXB0000182, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: DLXB0000182 is the IFSC code of Dhanalakshmi Bank, KAKINADA branch, in KAKINADA, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
