Below are the complete branch details for Dhanalakshmi Bank, JODHPUR branch, located in JODHPUR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is DLXB0000278. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case DLXB0000278 for Dhanalakshmi Bank – JODHPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Dhanalakshmi Bank's JODHPUR branch, the IFSC DLXB0000278 breaks down as follows: DLXB identifies the bank, 0 is the reserved character, and 000278 identifies this particular branch.
About Dhanalakshmi Bank
Dhanalakshmi Bank operates a wide network of branches across India, including the Jodhpur branch in Jodhpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DLXB0000278.
Branch details at a glance
| Bank Name | Dhanalakshmi Bank |
|---|---|
| Branch | Jodhpur |
| IFSC Code | DLXB0000278 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO. 76,GROUND FLOOR,LK TOWER, CHOPASANI ROAD,JODHPUR -342002 |
| City | Jodhpur |
| District | Jodhpur |
| State | Rajasthan |
| STD Code | 291 |
| Phone | 2610140 |
Jodhpur branch overview
Located at PLOT NO. 76,GROUND FLOOR,LK TOWER, CHOPASANI ROAD,JODHPUR -342002, the Jodhpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC DLXB0000278 is required for all interbank electronic transfers routed through this branch.
Why every Dhanalakshmi Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JODHPUR of Dhanalakshmi Bank — its own 11-character IFSC. The code DLXB0000278 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DLXB0000278 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Jodhpur branch is mapped to IFSC DLXB0000278 on the RBI payments network. The branch generally supports the full retail product catalogue of Dhanalakshmi Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DLXB0000278.
Products and services
Customers walking into the Jodhpur branch can access most of Dhanalakshmi Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DLXB0000278
How to transfer money using IFSC DLXB0000278
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLXB0000278 across all three.
How to use IFSC DLXB0000278 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Dhanalakshmi Bank's JODHPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DLXB0000278.
- Confirm the bank name auto-populates as Dhanalakshmi Bank and the branch as JODHPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC DLXB0000278
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Dhanalakshmi Bank – JODHPUR, ensure your bank's portal accepts IFSC DLXB0000278 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Dhanalakshmi Bank JODHPUR (IFSC DLXB0000278)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DLXB0000278 in your mobile or internet banking app, and the money is credited to the JODHPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DLXB0000278 for Dhanalakshmi Bank – JODHPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DLXB0000278 | Yes – DLXB0000278 | Yes – DLXB0000278 |
For most retail customers crediting the Jodhpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Dhanalakshmi Bank's JODHPUR branch, the IFSC DLXB0000278 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Jodhpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DLXB0000278 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Dhanalakshmi Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DLXB0000278 and the account number together uniquely identify the Jodhpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Dhanalakshmi Bank – JODHPUR:
- The IFSC is exactly DLXB0000278 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Dhanalakshmi Bank as the bank name and JODHPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Jodhpur branch
The branch is located at PLOT NO. 76,GROUND FLOOR,LK TOWER, CHOPASANI ROAD,JODHPUR -342002, which puts it inside Jodhpur, the broader Jodhpur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Dhanalakshmi Bank Jodhpur branch” — the verified location pin for IFSC DLXB0000278 should appear at the top of the results.
- Confirm the branch is open by calling 291-2610140 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DLXB0000278 and your account number.
Verifying IFSC DLXB0000278 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DLXB0000278 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 291-2610140.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Jodhpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DLXB0000278 continue to work without interruption.
Branch address & contact
Dhanalakshmi BankJodhpur Branch
PLOT NO. 76,GROUND FLOOR,LK TOWER, CHOPASANI ROAD,JODHPUR -342002
Jodhpur, Rajasthan
Phone: 291-2610140
IFSC: DLXB0000278
Frequently asked questions
Does Dhanalakshmi Bank Jodhpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 291-2610140 to confirm.
Where is Dhanalakshmi Bank Jodhpur branch located?
Dhanalakshmi Bank's Jodhpur branch is located at PLOT NO. 76,GROUND FLOOR,LK TOWER, CHOPASANI ROAD,JODHPUR -342002, Jodhpur, Rajasthan.
How quickly will an NEFT transfer using DLXB0000278 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Dhanalakshmi Bank – Jodhpur reflect within 30 minutes.
Is IFSC DLXB0000278 valid for NEFT and RTGS?
Yes. IFSC DLXB0000278 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Dhanalakshmi Bank Jodhpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DLXB0000278, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC DLXB0000278 the same for all accounts at Jodhpur branch?
Yes. The IFSC DLXB0000278 is shared by every account held at Dhanalakshmi Bank's Jodhpur branch. Only the account number changes from customer to customer.
Final notes
To recap: DLXB0000278 is the IFSC code of Dhanalakshmi Bank, JODHPUR branch, in JODHPUR, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
