If you are searching for the IFSC code of Dhanalakshmi Bank, DINDIGUL branch in DINDIGUL, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is DLXB0000299. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DINDIGUL branch, and detailed step-by-step guides for using the IFSC DLXB0000299 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Dhanalakshmi Bank – DINDIGUL is DLXB0000299. The first four letters DLXB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000299 map to this branch in DINDIGUL, TAMIL NADU.
Branch details at a glance
| Bank Name | Dhanalakshmi Bank |
|---|---|
| Branch | Dindigul |
| IFSC Code | DLXB0000299 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 44 S N 820-821 NAGALNAYAKKANPATTI ADIYANUTHU VILLLAGE PANCHAYAT DINDIGUL EAST TALUK DINDIGAL DIST 624003 |
| City | Dindigul |
| District | Dindigul |
| State | Tamil Nadu |
| STD Code | 451 |
| Phone | 244207 |
About Dhanalakshmi Bank
Dhanalakshmi Bank operates a wide network of branches across India, including the Dindigul branch in Dindigul. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DLXB0000299.
About this branch
The branch is located at PLOT NO 44 S N 820-821 NAGALNAYAKKANPATTI ADIYANUTHU VILLLAGE PANCHAYAT DINDIGUL EAST TALUK DINDIGAL DIST 624003. It serves the Dindigul region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Dhanalakshmi Bank. The IFSC DLXB0000299 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Dhanalakshmi Bank's DINDIGUL branch came to be assigned the code DLXB0000299.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DLXB0000299, money simply cannot be routed to the DINDIGUL branch electronically.
How to transfer money using IFSC DLXB0000299
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLXB0000299 across all three.
NEFT to Dhanalakshmi Bank, DINDIGUL using IFSC DLXB0000299
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DLXB0000299, and confirm that the system picks up Dhanalakshmi Bank – DINDIGUL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC DLXB0000299
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Dhanalakshmi Bank – DINDIGUL, ensure your bank's portal accepts IFSC DLXB0000299 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Dhanalakshmi Bank – DINDIGUL, use IMPS. With IFSC DLXB0000299 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DLXB0000299 for Dhanalakshmi Bank – DINDIGUL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DLXB0000299 | Yes – DLXB0000299 | Yes – DLXB0000299 |
For most retail customers crediting the Dindigul branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DLXB0000299
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Dhanalakshmi Bank – DINDIGUL is still mapped to IFSC DLXB0000299. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DLXB0000299 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Dindigul branch is mapped to IFSC DLXB0000299 on the RBI payments network. The branch generally supports the full retail product catalogue of Dhanalakshmi Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DLXB0000299.
Banking services available
The Dindigul branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 451-244207.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DLXB0000299
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Dhanalakshmi Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DLXB0000299 and the account number together uniquely identify the Dindigul branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC DLXB0000299
Dhanalakshmi Bank customers can register for net banking and the bank's official mobile app once their account at the DINDIGUL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DLXB0000299 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Dhanalakshmi Bank – DINDIGUL:
- The IFSC is exactly DLXB0000299 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Dhanalakshmi Bank as the bank name and DINDIGUL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Dindigul branch sits at PLOT NO 44 S N 820-821 NAGALNAYAKKANPATTI ADIYANUTHU VILLLAGE PANCHAYAT DINDIGUL EAST TALUK DINDIGAL DIST 624003. If you are travelling from outside Dindigul, search for the branch on a maps application using the bank name and locality, or call 451-244207 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DLXB0000299 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC DLXB0000299 for Dhanalakshmi Bank – DINDIGUL, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dindigul branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DLXB0000299, however, work 24x7.
Branch address & contact
Dhanalakshmi BankDindigul Branch
PLOT NO 44 S N 820-821 NAGALNAYAKKANPATTI ADIYANUTHU VILLLAGE PANCHAYAT DINDIGUL EAST TALUK DINDIGAL DIST 624003
Dindigul, Tamil Nadu
Phone: 451-244207
IFSC: DLXB0000299
Frequently asked questions
Is IFSC DLXB0000299 the same for all accounts at Dindigul branch?
Yes. The IFSC DLXB0000299 is shared by every account held at Dhanalakshmi Bank's Dindigul branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using DLXB0000299 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Dhanalakshmi Bank – Dindigul reflect within 30 minutes.
What is the phone number of Dhanalakshmi Bank Dindigul branch?
You can reach the branch at 451-244207 during regular banking hours.
Is IFSC DLXB0000299 valid for NEFT and RTGS?
Yes. IFSC DLXB0000299 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Dhanalakshmi Bank Dindigul as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DLXB0000299, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dindigul branch but serve different purposes.
Can I use IFSC DLXB0000299 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DLXB0000299 to send funds instantly.
Where is Dhanalakshmi Bank Dindigul branch located?
Dhanalakshmi Bank's Dindigul branch is located at PLOT NO 44 S N 820-821 NAGALNAYAKKANPATTI ADIYANUTHU VILLLAGE PANCHAYAT DINDIGUL EAST TALUK DINDIGAL DIST 624003, Dindigul, Tamil Nadu.
Final notes
To recap: DLXB0000299 is the IFSC code of Dhanalakshmi Bank, DINDIGUL branch, in DINDIGUL, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
