If you are searching for the IFSC code of Dhanalakshmi Bank, S.N.COLLEGE, CHERTHALA branch in CHERTHALA, KERALA, this page has every detail you need. The verified IFSC code for this branch is DLXB0000265. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the S.N.COLLEGE, CHERTHALA branch, and detailed step-by-step guides for using the IFSC DLXB0000265 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, DLXB0000265 is the IFSC of Dhanalakshmi Bank's S.N.COLLEGE, CHERTHALA branch. The format is fixed: DLXB = bank code, 0 = reserved, 000265 = branch identifier.
Branch details at a glance
| Bank Name | Dhanalakshmi Bank |
|---|---|
| Branch | S.N.College, Cherthala |
| IFSC Code | DLXB0000265 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CHERTHALA |
| City | Cherthala |
| District | Cherthala |
| State | Kerala |
| STD Code | 478 |
| Phone | 6450278 |
About the bank
Dhanalakshmi Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its S.N.College, Cherthala branch in Cherthala, Kerala is part of this network and uses the IFSC code DLXB0000265 for all electronic settlement.
About the S.N.College, Cherthala branch
The S.N.College, Cherthala branch of Dhanalakshmi Bank is situated at CHERTHALA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DLXB0000265 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Dhanalakshmi Bank's S.N.COLLEGE, CHERTHALA branch came to be assigned the code DLXB0000265.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DLXB0000265, money simply cannot be routed to the S.N.COLLEGE, CHERTHALA branch electronically.
How to transfer money using IFSC DLXB0000265
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLXB0000265 across all three.
How to use IFSC DLXB0000265 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Dhanalakshmi Bank's S.N.COLLEGE, CHERTHALA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DLXB0000265.
- Confirm the bank name auto-populates as Dhanalakshmi Bank and the branch as S.N.COLLEGE, CHERTHALA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC DLXB0000265
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Dhanalakshmi Bank – S.N.COLLEGE, CHERTHALA, ensure your bank's portal accepts IFSC DLXB0000265 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Dhanalakshmi Bank S.N.COLLEGE, CHERTHALA (IFSC DLXB0000265)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DLXB0000265 in your mobile or internet banking app, and the money is credited to the S.N.COLLEGE, CHERTHALA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DLXB0000265 for Dhanalakshmi Bank – S.N.COLLEGE, CHERTHALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DLXB0000265 | Yes – DLXB0000265 | Yes – DLXB0000265 |
For most retail customers crediting the S.N.College, Cherthala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DLXB0000265
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Dhanalakshmi Bank – S.N.COLLEGE, CHERTHALA is still mapped to IFSC DLXB0000265. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DLXB0000265 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the S.N.College, Cherthala branch is mapped to IFSC DLXB0000265 on the RBI payments network. The branch generally supports the full retail product catalogue of Dhanalakshmi Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DLXB0000265.
Products and services
Customers walking into the S.N.College, Cherthala branch can access most of Dhanalakshmi Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DLXB0000265
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Dhanalakshmi Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DLXB0000265 and the account number together uniquely identify the S.N.College, Cherthala branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC DLXB0000265
Dhanalakshmi Bank customers can register for net banking and the bank's official mobile app once their account at the S.N.COLLEGE, CHERTHALA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DLXB0000265 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC DLXB0000265
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Dhanalakshmi Bank – S.N.COLLEGE, CHERTHALA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DLXB0000265. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The S.N.College, Cherthala branch sits at CHERTHALA. If you are travelling from outside Cherthala, search for the branch on a maps application using the bank name and locality, or call 478-6450278 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DLXB0000265 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC DLXB0000265 for Dhanalakshmi Bank – S.N.COLLEGE, CHERTHALA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at S.N.College, Cherthala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DLXB0000265 continue to work without interruption.
Branch address & contact
Dhanalakshmi BankS.N.College, Cherthala Branch
CHERTHALA
Cherthala, Kerala
Phone: 478-6450278
IFSC: DLXB0000265
Frequently asked questions
Where is Dhanalakshmi Bank S.N.College, Cherthala branch located?
Dhanalakshmi Bank's S.N.College, Cherthala branch is located at CHERTHALA, Cherthala, Kerala.
What is the IFSC code of Dhanalakshmi Bank S.N.College, Cherthala branch?
The IFSC code of Dhanalakshmi Bank, S.N.College, Cherthala branch is DLXB0000265. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Dhanalakshmi Bank S.N.College, Cherthala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DLXB0000265, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC DLXB0000265 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DLXB0000265 to send funds instantly.
Is IFSC DLXB0000265 the same for all accounts at S.N.College, Cherthala branch?
Yes. The IFSC DLXB0000265 is shared by every account held at Dhanalakshmi Bank's S.N.College, Cherthala branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using DLXB0000265 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Dhanalakshmi Bank – S.N.College, Cherthala reflect within 30 minutes.
Summary
The IFSC code DLXB0000265 belongs to Dhanalakshmi Bank's S.N.COLLEGE, CHERTHALA branch, located at CHERTHALA in CHERTHALA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
