IFSC Code of Dhanalakshmi Bank, Mgr Adarsh Metriculation High School, Mogappair Branch, Tamil Nadu

Below are the complete branch details for Dhanalakshmi Bank, MGR ADARSH METRICULATION HIGH SCHOOL, MOGAPPAIR branch, located in CHENNAI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is DLXB0000254. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case DLXB0000254 for Dhanalakshmi Bank – MGR ADARSH METRICULATION HIGH SCHOOL, MOGAPPAIR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Dhanalakshmi Bank – MGR ADARSH METRICULATION HIGH SCHOOL, MOGAPPAIR is DLXB0000254. The first four letters DLXB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000254 map to this branch in CHENNAI, TAMIL NADU.

Branch details at a glance

About the bank

Dhanalakshmi Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mgr Adarsh Metriculation High School, Mogappair branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code DLXB0000254 for all electronic settlement.

Mgr Adarsh Metriculation High School, Mogappair branch overview

Located at CHENNAI, the Mgr Adarsh Metriculation High School, Mogappair branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC DLXB0000254 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Dhanalakshmi Bank's MGR ADARSH METRICULATION HIGH SCHOOL, MOGAPPAIR branch came to be assigned the code DLXB0000254.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DLXB0000254, money simply cannot be routed to the MGR ADARSH METRICULATION HIGH SCHOOL, MOGAPPAIR branch electronically.

How to transfer money using IFSC DLXB0000254

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DLXB0000254 across all three.

NEFT to Dhanalakshmi Bank, MGR ADARSH METRICULATION HIGH SCHOOL, MOGAPPAIR using IFSC DLXB0000254

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DLXB0000254, and confirm that the system picks up Dhanalakshmi Bank – MGR ADARSH METRICULATION HIGH SCHOOL, MOGAPPAIR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MGR ADARSH METRICULATION HIGH SCHOOL, MOGAPPAIR

If you need to transfer ₹2 lakh or more in one go to an account at Dhanalakshmi Bank's MGR ADARSH METRICULATION HIGH SCHOOL, MOGAPPAIR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DLXB0000254 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Dhanalakshmi Bank – MGR ADARSH METRICULATION HIGH SCHOOL, MOGAPPAIR, use IMPS. With IFSC DLXB0000254 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Mgr Adarsh Metriculation High School, Mogappair

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DLXB0000254:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MGR ADARSH METRICULATION HIGH SCHOOL, MOGAPPAIR is still linked to IFSC DLXB0000254.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC DLXB0000254

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Dhanalakshmi Bank – MGR ADARSH METRICULATION HIGH SCHOOL, MOGAPPAIR is still mapped to IFSC DLXB0000254. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DLXB0000254 and the beneficiary's account number to complete the transfer.

Account types you can open at the Mgr Adarsh Metriculation High School, Mogappair branch

Once you have an account at Dhanalakshmi Bank – MGR ADARSH METRICULATION HIGH SCHOOL, MOGAPPAIR, the IFSC DLXB0000254 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Mgr Adarsh Metriculation High School, Mogappair branch can access most of Dhanalakshmi Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC DLXB0000254

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Dhanalakshmi Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DLXB0000254 and the account number together uniquely identify the Mgr Adarsh Metriculation High School, Mogappair branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC DLXB0000254

Dhanalakshmi Bank customers can register for net banking and the bank's official mobile app once their account at the MGR ADARSH METRICULATION HIGH SCHOOL, MOGAPPAIR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DLXB0000254 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Dhanalakshmi Bank – MGR ADARSH METRICULATION HIGH SCHOOL, MOGAPPAIR:

• The IFSC is exactly DLXB0000254 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Dhanalakshmi Bank as the bank name and MGR ADARSH METRICULATION HIGH SCHOOL, MOGAPPAIR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Mgr Adarsh Metriculation High School, Mogappair branch sits at CHENNAI. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 44-65450574 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DLXB0000254 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC DLXB0000254 for Dhanalakshmi Bank – MGR ADARSH METRICULATION HIGH SCHOOL, MOGAPPAIR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mgr Adarsh Metriculation High School, Mogappair are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DLXB0000254 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DLXB0000254 belongs to Dhanalakshmi Bank's MGR ADARSH METRICULATION HIGH SCHOOL, MOGAPPAIR branch, located at CHENNAI in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.