IFSC Code of Deogiri Nagari Sahakari Bank Limited Aurangabad, Waluj Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Deogiri Nagari Sahakari Bank Limited Aurangabad, WALUJ branch in AURANGABAD. The 11-digit IFSC DEOB0000005 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Deogiri Nagari Sahakari Bank Limited Aurangabad at the WALUJ location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Deogiri Nagari Sahakari Bank Limited Aurangabad – WALUJ is DEOB0000005. The first four letters DEOB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000005 map to this branch in AURANGABAD, MAHARASHTRA.

Branch details at a glance

About the bank

Deogiri Nagari Sahakari Bank Limited Aurangabad serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Waluj branch in Aurangabad, Maharashtra is part of this network and uses the IFSC code DEOB0000005 for all electronic settlement.

About the Waluj branch

The Waluj branch of Deogiri Nagari Sahakari Bank Limited Aurangabad is situated at PLOT NO.8,S.NO.14,PANDHARPUR POST.VALADGAON TQ.GANGAPUR DIST.AURANGABAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DEOB0000005 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Deogiri Nagari Sahakari Bank Limited Aurangabad's WALUJ branch came to be assigned the code DEOB0000005.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DEOB0000005, money simply cannot be routed to the WALUJ branch electronically.

How to transfer money using IFSC DEOB0000005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DEOB0000005 across all three.

NEFT to Deogiri Nagari Sahakari Bank Limited Aurangabad, WALUJ using IFSC DEOB0000005

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DEOB0000005, and confirm that the system picks up Deogiri Nagari Sahakari Bank Limited Aurangabad – WALUJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to WALUJ

If you need to transfer ₹2 lakh or more in one go to an account at Deogiri Nagari Sahakari Bank Limited Aurangabad's WALUJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DEOB0000005 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Deogiri Nagari Sahakari Bank Limited Aurangabad – WALUJ, use IMPS. With IFSC DEOB0000005 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Waluj

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DEOB0000005:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at WALUJ is still linked to IFSC DEOB0000005.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Deogiri Nagari Sahakari Bank Limited Aurangabad's WALUJ branch, the IFSC DEOB0000005 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Waluj branch

Once you have an account at Deogiri Nagari Sahakari Bank Limited Aurangabad – WALUJ, the IFSC DEOB0000005 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Waluj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 240-2240212.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC DEOB0000005

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Deogiri Nagari Sahakari Bank Limited Aurangabad carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DEOB0000005 and the account number together uniquely identify the Waluj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Waluj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DEOB0000005 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Deogiri Nagari Sahakari Bank Limited Aurangabad – WALUJ:

• The IFSC is exactly DEOB0000005 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Deogiri Nagari Sahakari Bank Limited Aurangabad as the bank name and WALUJ as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Waluj branch

The branch is located at PLOT NO.8,S.NO.14,PANDHARPUR POST.VALADGAON TQ.GANGAPUR DIST.AURANGABAD, which puts it inside Aurangabad, the broader Aurangabad district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Deogiri Nagari Sahakari Bank Limited Aurangabad Waluj branch” — the verified location pin for IFSC DEOB0000005 should appear at the top of the results.
2. Confirm the branch is open by calling 240-2240212 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DEOB0000005 and your account number.

Verifying IFSC DEOB0000005 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DEOB0000005 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 240-2240212.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Waluj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DEOB0000005, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DEOB0000005 belongs to Deogiri Nagari Sahakari Bank Limited Aurangabad's WALUJ branch, located at PLOT NO.8,S.NO.14,PANDHARPUR POST.VALADGAON TQ.GANGAPUR DIST.AURANGABAD in AURANGABAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.