IFSC Code of Deogiri Nagari Sahakari Bank Limited Aurangabad, Kranti Chowk Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Deogiri Nagari Sahakari Bank Limited Aurangabad, KRANTI CHOWK branch in AURANGABAD. The 11-digit IFSC DEOB0000002 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Deogiri Nagari Sahakari Bank Limited Aurangabad at the KRANTI CHOWK location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, DEOB0000002 is the IFSC of Deogiri Nagari Sahakari Bank Limited Aurangabad's KRANTI CHOWK branch. The format is fixed: DEOB = bank code, 0 = reserved, 000002 = branch identifier.

Branch details at a glance

About Deogiri Nagari Sahakari Bank Limited Aurangabad

Deogiri Nagari Sahakari Bank Limited Aurangabad operates a wide network of branches across India, including the Kranti Chowk branch in Aurangabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DEOB0000002.

About the Kranti Chowk branch

The Kranti Chowk branch of Deogiri Nagari Sahakari Bank Limited Aurangabad is situated at A.M.C.COMPLEX BLDG,NEAR RANI LAXMIBAI UDYAN,KRANTI CHOWK,AURANGABAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DEOB0000002 is used.

Why every Deogiri Nagari Sahakari Bank Limited Aurangabad branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KRANTI CHOWK of Deogiri Nagari Sahakari Bank Limited Aurangabad — its own 11-character IFSC. The code DEOB0000002 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DEOB0000002 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC DEOB0000002

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DEOB0000002 across all three.

How to use IFSC DEOB0000002 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Deogiri Nagari Sahakari Bank Limited Aurangabad's KRANTI CHOWK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC DEOB0000002.
4. Confirm the bank name auto-populates as Deogiri Nagari Sahakari Bank Limited Aurangabad and the branch as KRANTI CHOWK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC DEOB0000002

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Deogiri Nagari Sahakari Bank Limited Aurangabad – KRANTI CHOWK, ensure your bank's portal accepts IFSC DEOB0000002 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Deogiri Nagari Sahakari Bank Limited Aurangabad KRANTI CHOWK (IFSC DEOB0000002)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DEOB0000002 in your mobile or internet banking app, and the money is credited to the KRANTI CHOWK branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kranti Chowk

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DEOB0000002:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KRANTI CHOWK is still linked to IFSC DEOB0000002.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC DEOB0000002

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Deogiri Nagari Sahakari Bank Limited Aurangabad – KRANTI CHOWK is still mapped to IFSC DEOB0000002. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DEOB0000002 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Kranti Chowk branch is mapped to IFSC DEOB0000002 on the RBI payments network. The branch generally supports the full retail product catalogue of Deogiri Nagari Sahakari Bank Limited Aurangabad, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains DEOB0000002.

Banking services available

The Kranti Chowk branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 240-2240212.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC DEOB0000002

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Deogiri Nagari Sahakari Bank Limited Aurangabad carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DEOB0000002 and the account number together uniquely identify the Kranti Chowk branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC DEOB0000002

Deogiri Nagari Sahakari Bank Limited Aurangabad customers can register for net banking and the bank's official mobile app once their account at the KRANTI CHOWK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DEOB0000002 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Deogiri Nagari Sahakari Bank Limited Aurangabad – KRANTI CHOWK:

• The IFSC is exactly DEOB0000002 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Deogiri Nagari Sahakari Bank Limited Aurangabad as the bank name and KRANTI CHOWK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kranti Chowk branch

The branch is located at A.M.C.COMPLEX BLDG,NEAR RANI LAXMIBAI UDYAN,KRANTI CHOWK,AURANGABAD, which puts it inside Aurangabad, the broader Aurangabad district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Deogiri Nagari Sahakari Bank Limited Aurangabad Kranti Chowk branch” — the verified location pin for IFSC DEOB0000002 should appear at the top of the results.
2. Confirm the branch is open by calling 240-2240212 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DEOB0000002 and your account number.

Verifying IFSC DEOB0000002 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DEOB0000002 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 240-2240212.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kranti Chowk branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DEOB0000002, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DEOB0000002 belongs to Deogiri Nagari Sahakari Bank Limited Aurangabad's KRANTI CHOWK branch, located at A.M.C.COMPLEX BLDG,NEAR RANI LAXMIBAI UDYAN,KRANTI CHOWK,AURANGABAD in AURANGABAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.