IFSC Code of Deogiri Nagari Sahakari Bank Limited Aurangabad, Jawahar Colony Branch, Maharashtra

Below are the complete branch details for Deogiri Nagari Sahakari Bank Limited Aurangabad, JAWAHAR COLONY branch, located in AURANGABAD, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is DEOB0000003. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case DEOB0000003 for Deogiri Nagari Sahakari Bank Limited Aurangabad – JAWAHAR COLONY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Deogiri Nagari Sahakari Bank Limited Aurangabad's JAWAHAR COLONY branch, the IFSC DEOB0000003 breaks down as follows: DEOB identifies the bank, 0 is the reserved character, and 000003 identifies this particular branch.

Bank profile

Deogiri Nagari Sahakari Bank Limited Aurangabad is among the recognised banks listed on the Reserve Bank of India's payments network. The Jawahar Colony branch — IFSC DEOB0000003 — extends the bank's services to customers in and around Aurangabad, Maharashtra.

Branch details at a glance

Jawahar Colony branch overview

Located at CTS.NO.15855/2/9,NEAR VEDANT GRUHKUL,NEW SHREYANAGAR,AURANGABAD, the Jawahar Colony branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC DEOB0000003 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Deogiri Nagari Sahakari Bank Limited Aurangabad's JAWAHAR COLONY branch came to be assigned the code DEOB0000003.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DEOB0000003, money simply cannot be routed to the JAWAHAR COLONY branch electronically.

Products and account variants supported

Every account opened at the Jawahar Colony branch is mapped to IFSC DEOB0000003 on the RBI payments network. The branch generally supports the full retail product catalogue of Deogiri Nagari Sahakari Bank Limited Aurangabad, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains DEOB0000003.

Banking services available

The Jawahar Colony branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 240-2240212.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC DEOB0000003

How to transfer money using IFSC DEOB0000003

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DEOB0000003 across all three.

NEFT to Deogiri Nagari Sahakari Bank Limited Aurangabad, JAWAHAR COLONY using IFSC DEOB0000003

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DEOB0000003, and confirm that the system picks up Deogiri Nagari Sahakari Bank Limited Aurangabad – JAWAHAR COLONY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to JAWAHAR COLONY

If you need to transfer ₹2 lakh or more in one go to an account at Deogiri Nagari Sahakari Bank Limited Aurangabad's JAWAHAR COLONY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DEOB0000003 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Deogiri Nagari Sahakari Bank Limited Aurangabad – JAWAHAR COLONY, use IMPS. With IFSC DEOB0000003 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Jawahar Colony

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DEOB0000003:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JAWAHAR COLONY is still linked to IFSC DEOB0000003.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Deogiri Nagari Sahakari Bank Limited Aurangabad's JAWAHAR COLONY branch, the IFSC DEOB0000003 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC DEOB0000003

Deogiri Nagari Sahakari Bank Limited Aurangabad customers can register for net banking and the bank's official mobile app once their account at the JAWAHAR COLONY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DEOB0000003 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Deogiri Nagari Sahakari Bank Limited Aurangabad carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DEOB0000003 and the account number together uniquely identify the Jawahar Colony branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Deogiri Nagari Sahakari Bank Limited Aurangabad – JAWAHAR COLONY:

• The IFSC is exactly DEOB0000003 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Deogiri Nagari Sahakari Bank Limited Aurangabad as the bank name and JAWAHAR COLONY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Jawahar Colony branch

The branch is located at CTS.NO.15855/2/9,NEAR VEDANT GRUHKUL,NEW SHREYANAGAR,AURANGABAD, which puts it inside Aurangabad, the broader Aurangabad district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Deogiri Nagari Sahakari Bank Limited Aurangabad Jawahar Colony branch” — the verified location pin for IFSC DEOB0000003 should appear at the top of the results.
2. Confirm the branch is open by calling 240-2240212 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DEOB0000003 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC DEOB0000003 for Deogiri Nagari Sahakari Bank Limited Aurangabad – JAWAHAR COLONY, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jawahar Colony branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DEOB0000003, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DEOB0000003 belongs to Deogiri Nagari Sahakari Bank Limited Aurangabad's JAWAHAR COLONY branch, located at CTS.NO.15855/2/9,NEAR VEDANT GRUHKUL,NEW SHREYANAGAR,AURANGABAD in AURANGABAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.