Below are the complete branch details for DCB Bank Limited, HARHUA branch, located in VARANASI, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is DCBL0000351. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case DCBL0000351 for DCB Bank Limited – HARHUA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, DCBL0000351 is the IFSC of DCB Bank Limited's HARHUA branch. The format is fixed: DCBL = bank code, 0 = reserved, 000351 = branch identifier.
About DCB Bank Limited
DCB Bank Limited operates a wide network of branches across India, including the Harhua branch in Varanasi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DCBL0000351.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Harhua |
| IFSC Code | DCBL0000351 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DCB BANK LIMITED , HARHUA BRANCH , P.O. HARHUA BAZAAR , NEAR POST OFFICE , BABATPUR AIRPORT ROAD , TEHSIL - PINDRA , DISTRICT - VARANASI , STATE - UTTAR PRADESH , PIN - 221105 |
| City | Varanasi |
| District | Varanasi |
| State | Uttar Pradesh |
| STD Code | 1800 |
| Phone | 2095363 |
Harhua branch overview
Located at DCB BANK LIMITED , HARHUA BRANCH , P.O. HARHUA BAZAAR , NEAR POST OFFICE , BABATPUR AIRPORT ROAD , TEHSIL - PINDRA , DISTRICT - VARANASI , STATE - UTTAR PRADESH , PIN - 221105, the Harhua branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC DCBL0000351 is required for all interbank electronic transfers routed through this branch.
Why every DCB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HARHUA of DCB Bank Limited — its own 11-character IFSC. The code DCBL0000351 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DCBL0000351 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Harhua branch is mapped to IFSC DCBL0000351 on the RBI payments network. The branch generally supports the full retail product catalogue of DCB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DCBL0000351.
Products and services
Customers walking into the Harhua branch can access most of DCB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DCBL0000351
How to transfer money using IFSC DCBL0000351
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000351 across all three.
How to use IFSC DCBL0000351 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DCB Bank Limited's HARHUA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DCBL0000351.
- Confirm the bank name auto-populates as DCB Bank Limited and the branch as HARHUA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to HARHUA
If you need to transfer ₹2 lakh or more in one go to an account at DCB Bank Limited's HARHUA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DCBL0000351 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to DCB Bank Limited – HARHUA, use IMPS. With IFSC DCBL0000351 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DCBL0000351 for DCB Bank Limited – HARHUA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DCBL0000351 | Yes – DCBL0000351 | Yes – DCBL0000351 |
For most retail customers crediting the Harhua branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DCBL0000351
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DCB Bank Limited – HARHUA is still mapped to IFSC DCBL0000351. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DCBL0000351 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Harhua branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DCBL0000351 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by DCB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DCBL0000351 and the account number together uniquely identify the Harhua branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC DCBL0000351
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DCB Bank Limited – HARHUA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DCBL0000351. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Harhua branch sits at DCB BANK LIMITED , HARHUA BRANCH , P.O. HARHUA BAZAAR , NEAR POST OFFICE , BABATPUR AIRPORT ROAD , TEHSIL - PINDRA , DISTRICT - VARANASI , STATE - UTTAR PRADESH , PIN - 221105. If you are travelling from outside Varanasi, search for the branch on a maps application using the bank name and locality, or call 1800-2095363 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DCBL0000351 and your account number.
Verifying IFSC DCBL0000351 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000351 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2095363.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Harhua branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DCBL0000351, however, work 24x7.
Branch address & contact
DCB Bank LimitedHarhua Branch
DCB BANK LIMITED , HARHUA BRANCH , P.O. HARHUA BAZAAR , NEAR POST OFFICE , BABATPUR AIRPORT ROAD , TEHSIL - PINDRA , DISTRICT - VARANASI , STATE - UTTAR PRADESH , PIN - 221105
Varanasi, Uttar Pradesh
Phone: 1800-2095363
IFSC: DCBL0000351
Frequently asked questions
What is the IFSC code of DCB Bank Limited Harhua branch?
The IFSC code of DCB Bank Limited, Harhua branch is DCBL0000351. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC DCBL0000351 the same for all accounts at Harhua branch?
Yes. The IFSC DCBL0000351 is shared by every account held at DCB Bank Limited's Harhua branch. Only the account number changes from customer to customer.
Does DCB Bank Limited Harhua branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2095363 to confirm.
How do I add DCB Bank Limited Harhua as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DCBL0000351, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of DCB Bank Limited Harhua branch?
You can reach the branch at 1800-2095363 during regular banking hours.
How quickly will an NEFT transfer using DCBL0000351 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DCB Bank Limited – Harhua reflect within 30 minutes.
Final notes
To recap: DCBL0000351 is the IFSC code of DCB Bank Limited, HARHUA branch, in VARANASI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
