This page lists the IFSC code, branch address, contact number and fund-transfer information for DCB Bank Limited, THANE branch in THANE. The 11-digit IFSC DCBL0000018 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with DCB Bank Limited at the THANE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for DCB Bank Limited – THANE is DCBL0000018. The first four letters DCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000018 map to this branch in THANE, MAHARASHTRA.
About the bank
DCB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Thane branch in Thane, Maharashtra is part of this network and uses the IFSC code DCBL0000018 for all electronic settlement.
About this branch
The branch is located at JANKI NIWAS, GROUND FLOOR, OPP. GADKARI RANGAYATAN, DR. MOOSE ROAD, TALAO PALI, THANE (W) - 400602. It serves the Thane region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DCB Bank Limited. The IFSC DCBL0000018 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Thane |
| IFSC Code | DCBL0000018 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JANKI NIWAS, GROUND FLOOR, OPP. GADKARI RANGAYATAN, DR. MOOSE ROAD, TALAO PALI, THANE (W) - 400602 |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 25333909 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DCB Bank Limited's THANE branch came to be assigned the code DCBL0000018.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DCBL0000018, money simply cannot be routed to the THANE branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by DCB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DCBL0000018 and the account number together uniquely identify the Thane branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC DCBL0000018
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000018 across all three.
NEFT to DCB Bank Limited, THANE using IFSC DCBL0000018
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DCBL0000018, and confirm that the system picks up DCB Bank Limited – THANE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to THANE
If you need to transfer ₹2 lakh or more in one go to an account at DCB Bank Limited's THANE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DCBL0000018 while initiating the transfer and the credit will appear within minutes.
IMPS to DCB Bank Limited THANE (IFSC DCBL0000018)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DCBL0000018 in your mobile or internet banking app, and the money is credited to the THANE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DCBL0000018 for DCB Bank Limited – THANE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DCBL0000018 | Yes – DCBL0000018 | Yes – DCBL0000018 |
For most retail customers crediting the Thane branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at DCB Bank Limited's THANE branch, the IFSC DCBL0000018 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Thane branch
Once you have an account at DCB Bank Limited – THANE, the IFSC DCBL0000018 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Thane branch can access most of DCB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DCBL0000018
Digital banking channels
Most day-to-day work that customers used to do at the Thane branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DCBL0000018 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Thane branch sits at JANKI NIWAS, GROUND FLOOR, OPP. GADKARI RANGAYATAN, DR. MOOSE ROAD, TALAO PALI, THANE (W) - 400602. If you are travelling from outside Thane, search for the branch on a maps application using the bank name and locality, or call 22-25333909 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DCBL0000018 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DCB Bank Limited – THANE:
- The IFSC is exactly DCBL0000018 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills DCB Bank Limited as the bank name and THANE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thane branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DCBL0000018, however, work 24x7.
Verifying IFSC DCBL0000018 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000018 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-25333909.
- Visiting the bank's official branch locator page.
Branch address & contact
DCB Bank LimitedThane Branch
JANKI NIWAS, GROUND FLOOR, OPP. GADKARI RANGAYATAN, DR. MOOSE ROAD, TALAO PALI, THANE (W) - 400602
Thane, Maharashtra
Phone: 22-25333909
IFSC: DCBL0000018
Frequently asked questions
Where is DCB Bank Limited Thane branch located?
DCB Bank Limited's Thane branch is located at JANKI NIWAS, GROUND FLOOR, OPP. GADKARI RANGAYATAN, DR. MOOSE ROAD, TALAO PALI, THANE (W) - 400602, Thane, Maharashtra.
What is the IFSC code of DCB Bank Limited Thane branch?
The IFSC code of DCB Bank Limited, Thane branch is DCBL0000018. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of DCB Bank Limited Thane branch?
You can reach the branch at 22-25333909 during regular banking hours.
How do I add DCB Bank Limited Thane as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DCBL0000018, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thane branch but serve different purposes.
Is IFSC DCBL0000018 the same for all accounts at Thane branch?
Yes. The IFSC DCBL0000018 is shared by every account held at DCB Bank Limited's Thane branch. Only the account number changes from customer to customer.
Is IFSC DCBL0000018 valid for NEFT and RTGS?
Yes. IFSC DCBL0000018 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using DCBL0000018 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DCB Bank Limited – Thane reflect within 30 minutes.
Final notes
To recap: DCBL0000018 is the IFSC code of DCB Bank Limited, THANE branch, in THANE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
