Below are the complete branch details for DCB Bank Limited, ROURKELA branch, located in ROURKELA, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is DCBL0000246. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case DCBL0000246 for DCB Bank Limited – ROURKELA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for DCB Bank Limited – ROURKELA is DCBL0000246. The first four letters DCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000246 map to this branch in ROURKELA, ODISHA.
Bank profile
DCB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Rourkela branch — IFSC DCBL0000246 — extends the bank's services to customers in and around Rourkela, Odisha.
About this branch
The branch is located at DCB BANK LTD,ROURKELA BRANCH,AT-TULSI COMPLEX,OPP.AMRIT GANGA,PANPOSH ROAD, ROURKELA,DISTRICT-SUNDARGARH STATE,ODISHA,PIN-769004. It serves the Rourkela region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DCB Bank Limited. The IFSC DCBL0000246 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Rourkela |
| IFSC Code | DCBL0000246 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DCB BANK LTD,ROURKELA BRANCH,AT-TULSI COMPLEX,OPP.AMRIT GANGA,PANPOSH ROAD, ROURKELA,DISTRICT-SUNDARGARH STATE,ODISHA,PIN-769004 |
| City | Rourkela |
| District | Sundargarh |
| State | Odisha |
| STD Code | 1800 |
| Phone | 2095363 |
Why every DCB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ROURKELA of DCB Bank Limited — its own 11-character IFSC. The code DCBL0000246 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DCBL0000246 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Rourkela branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DCBL0000246 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC DCBL0000246
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000246 across all three.
NEFT to DCB Bank Limited, ROURKELA using IFSC DCBL0000246
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DCBL0000246, and confirm that the system picks up DCB Bank Limited – ROURKELA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC DCBL0000246
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DCB Bank Limited – ROURKELA, ensure your bank's portal accepts IFSC DCBL0000246 while registering the beneficiary. RTGS is also available 24x7.
IMPS to DCB Bank Limited ROURKELA (IFSC DCBL0000246)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DCBL0000246 in your mobile or internet banking app, and the money is credited to the ROURKELA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Rourkela
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DCBL0000246:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ROURKELA is still linked to IFSC DCBL0000246.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at DCB Bank Limited's ROURKELA branch, the IFSC DCBL0000246 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Rourkela branch is mapped to IFSC DCBL0000246 on the RBI payments network. The branch generally supports the full retail product catalogue of DCB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DCBL0000246.
Products and services
Customers walking into the Rourkela branch can access most of DCB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DCBL0000246
Online banking and IFSC DCBL0000246
DCB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ROURKELA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DCBL0000246 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Rourkela branch
The branch is located at DCB BANK LTD,ROURKELA BRANCH,AT-TULSI COMPLEX,OPP.AMRIT GANGA,PANPOSH ROAD, ROURKELA,DISTRICT-SUNDARGARH STATE,ODISHA,PIN-769004, which puts it inside Rourkela, the broader Sundargarh district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “DCB Bank Limited Rourkela branch” — the verified location pin for IFSC DCBL0000246 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2095363 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DCBL0000246 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DCB Bank Limited – ROURKELA:
- The IFSC is exactly DCBL0000246 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills DCB Bank Limited as the bank name and ROURKELA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rourkela branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DCBL0000246, however, work 24x7.
Verifying IFSC DCBL0000246 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000246 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2095363.
- Visiting the bank's official branch locator page.
Branch address & contact
DCB Bank LimitedRourkela Branch
DCB BANK LTD,ROURKELA BRANCH,AT-TULSI COMPLEX,OPP.AMRIT GANGA,PANPOSH ROAD, ROURKELA,DISTRICT-SUNDARGARH STATE,ODISHA,PIN-769004
Rourkela, Odisha
Phone: 1800-2095363
IFSC: DCBL0000246
Frequently asked questions
How quickly will an NEFT transfer using DCBL0000246 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DCB Bank Limited – Rourkela reflect within 30 minutes.
How do I add DCB Bank Limited Rourkela as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DCBL0000246, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC DCBL0000246 valid for NEFT and RTGS?
Yes. IFSC DCBL0000246 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of DCB Bank Limited Rourkela branch?
The IFSC code of DCB Bank Limited, Rourkela branch is DCBL0000246. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of DCB Bank Limited Rourkela branch?
You can reach the branch at 1800-2095363 during regular banking hours.
Is IFSC DCBL0000246 the same for all accounts at Rourkela branch?
Yes. The IFSC DCBL0000246 is shared by every account held at DCB Bank Limited's Rourkela branch. Only the account number changes from customer to customer.
Summary
The IFSC code DCBL0000246 belongs to DCB Bank Limited's ROURKELA branch, located at DCB BANK LTD,ROURKELA BRANCH,AT-TULSI COMPLEX,OPP.AMRIT GANGA,PANPOSH ROAD,… in ROURKELA, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
