Use this page as a one-stop reference for everything related to DCB Bank Limited's GADDIANNARAM branch in RANGAREDDY, ANDHRA PRADESH. The branch's IFSC code DCBL0000076 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For DCB Bank Limited's GADDIANNARAM branch, the IFSC DCBL0000076 breaks down as follows: DCBL identifies the bank, 0 is the reserved character, and 000076 identifies this particular branch.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Gaddiannaram |
| IFSC Code | DCBL0000076 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 18/99-1, OPP CHAITANYAPURI PETROL PUMP, KAMALA NAGAR, GADDIANNARAM, DILSUKHNAGAR, HYDERABAD - 500060 |
| City | Rangareddy |
| District | Rangareddy |
| State | Andhra Pradesh |
| STD Code | 40 |
| Phone | 64631137 |
About DCB Bank Limited
DCB Bank Limited operates a wide network of branches across India, including the Gaddiannaram branch in Rangareddy. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DCBL0000076.
About this branch
The branch is located at 18/99-1, OPP CHAITANYAPURI PETROL PUMP, KAMALA NAGAR, GADDIANNARAM, DILSUKHNAGAR, HYDERABAD - 500060. It serves the Rangareddy region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DCB Bank Limited. The IFSC DCBL0000076 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DCB Bank Limited's GADDIANNARAM branch came to be assigned the code DCBL0000076.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DCBL0000076, money simply cannot be routed to the GADDIANNARAM branch electronically.
How to transfer money using IFSC DCBL0000076
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000076 across all three.
How to use IFSC DCBL0000076 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DCB Bank Limited's GADDIANNARAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DCBL0000076.
- Confirm the bank name auto-populates as DCB Bank Limited and the branch as GADDIANNARAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC DCBL0000076
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DCB Bank Limited – GADDIANNARAM, ensure your bank's portal accepts IFSC DCBL0000076 while registering the beneficiary. RTGS is also available 24x7.
IMPS to DCB Bank Limited GADDIANNARAM (IFSC DCBL0000076)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DCBL0000076 in your mobile or internet banking app, and the money is credited to the GADDIANNARAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DCBL0000076 for DCB Bank Limited – GADDIANNARAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DCBL0000076 | Yes – DCBL0000076 | Yes – DCBL0000076 |
For most retail customers crediting the Gaddiannaram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at DCB Bank Limited's GADDIANNARAM branch, the IFSC DCBL0000076 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Gaddiannaram branch is mapped to IFSC DCBL0000076 on the RBI payments network. The branch generally supports the full retail product catalogue of DCB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DCBL0000076.
Products and services
Customers walking into the Gaddiannaram branch can access most of DCB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DCBL0000076
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by DCB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DCBL0000076 and the account number together uniquely identify the Gaddiannaram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Gaddiannaram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DCBL0000076 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC DCBL0000076
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DCB Bank Limited – GADDIANNARAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DCBL0000076. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Gaddiannaram branch
The branch is located at 18/99-1, OPP CHAITANYAPURI PETROL PUMP, KAMALA NAGAR, GADDIANNARAM, DILSUKHNAGAR, HYDERABAD - 500060, which puts it inside Rangareddy, the broader Rangareddy district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “DCB Bank Limited Gaddiannaram branch” — the verified location pin for IFSC DCBL0000076 should appear at the top of the results.
- Confirm the branch is open by calling 40-64631137 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DCBL0000076 and your account number.
Verifying IFSC DCBL0000076 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000076 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 40-64631137.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gaddiannaram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DCBL0000076, however, work 24x7.
Branch address & contact
DCB Bank LimitedGaddiannaram Branch
18/99-1, OPP CHAITANYAPURI PETROL PUMP, KAMALA NAGAR, GADDIANNARAM, DILSUKHNAGAR, HYDERABAD - 500060
Rangareddy, Andhra Pradesh
Phone: 40-64631137
IFSC: DCBL0000076
Frequently asked questions
How quickly will an NEFT transfer using DCBL0000076 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DCB Bank Limited – Gaddiannaram reflect within 30 minutes.
Is IFSC DCBL0000076 the same for all accounts at Gaddiannaram branch?
Yes. The IFSC DCBL0000076 is shared by every account held at DCB Bank Limited's Gaddiannaram branch. Only the account number changes from customer to customer.
Is IFSC DCBL0000076 valid for NEFT and RTGS?
Yes. IFSC DCBL0000076 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is DCB Bank Limited Gaddiannaram branch located?
DCB Bank Limited's Gaddiannaram branch is located at 18/99-1, OPP CHAITANYAPURI PETROL PUMP, KAMALA NAGAR, GADDIANNARAM, DILSUKHNAGAR, HYDERABAD - 500060, Rangareddy, Andhra Pradesh.
What is the phone number of DCB Bank Limited Gaddiannaram branch?
You can reach the branch at 40-64631137 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gaddiannaram branch but serve different purposes.
How do I add DCB Bank Limited Gaddiannaram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DCBL0000076, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of DCB Bank Limited Gaddiannaram branch?
The IFSC code of DCB Bank Limited, Gaddiannaram branch is DCBL0000076. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: DCBL0000076 is the IFSC code of DCB Bank Limited, GADDIANNARAM branch, in RANGAREDDY, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
