If you are searching for the IFSC code of DCB Bank Limited, ULWE branch in NAVI MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is DCBL0000499. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ULWE branch, and detailed step-by-step guides for using the IFSC DCBL0000499 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for DCB Bank Limited – ULWE is DCBL0000499. The first four letters DCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000499 map to this branch in NAVI MUMBAI, MAHARASHTRA.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Ulwe |
| IFSC Code | DCBL0000499 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DCB BANK LTD. WHITE WOODS,GROUND FLOOR-SHOP NO-10&11,PLOT NO 204,SECTOR-23,ULWE,PANVEL DISTRICT,NAVI MUMBAI-410206. |
| City | Navi Mumbai |
| District | Panvel |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 9870840783 |
About DCB Bank Limited
DCB Bank Limited operates a wide network of branches across India, including the Ulwe branch in Navi Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DCBL0000499.
About the Ulwe branch
The Ulwe branch of DCB Bank Limited is situated at DCB BANK LTD. WHITE WOODS,GROUND FLOOR-SHOP NO-10&11,PLOT NO 204,SECTOR-23,ULWE,PANVEL DISTRICT,NAVI MUMBAI-410206.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DCBL0000499 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DCB Bank Limited's ULWE branch came to be assigned the code DCBL0000499.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DCBL0000499, money simply cannot be routed to the ULWE branch electronically.
How to transfer money using IFSC DCBL0000499
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000499 across all three.
How to use IFSC DCBL0000499 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DCB Bank Limited's ULWE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DCBL0000499.
- Confirm the bank name auto-populates as DCB Bank Limited and the branch as ULWE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ULWE
If you need to transfer ₹2 lakh or more in one go to an account at DCB Bank Limited's ULWE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DCBL0000499 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to DCB Bank Limited – ULWE, use IMPS. With IFSC DCBL0000499 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DCBL0000499 for DCB Bank Limited – ULWE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DCBL0000499 | Yes – DCBL0000499 | Yes – DCBL0000499 |
For most retail customers crediting the Ulwe branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at DCB Bank Limited's ULWE branch, the IFSC DCBL0000499 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ulwe branch is mapped to IFSC DCBL0000499 on the RBI payments network. The branch generally supports the full retail product catalogue of DCB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DCBL0000499.
Products and services
Customers walking into the Ulwe branch can access most of DCB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DCBL0000499
MICR & cheque-truncation details
Cheques drawn on the Ulwe branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DCBL0000499 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Ulwe branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DCBL0000499 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DCB Bank Limited – ULWE:
- The IFSC is exactly DCBL0000499 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills DCB Bank Limited as the bank name and ULWE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ulwe branch
The branch is located at DCB BANK LTD. WHITE WOODS,GROUND FLOOR-SHOP NO-10&11,PLOT NO 204,SECTOR-23,ULWE,PANVEL DISTRICT,NAVI MUMBAI-410206., which puts it inside Navi Mumbai, the broader Panvel district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “DCB Bank Limited Ulwe branch” — the verified location pin for IFSC DCBL0000499 should appear at the top of the results.
- Confirm the branch is open by calling 22-9870840783 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DCBL0000499 and your account number.
Verifying IFSC DCBL0000499 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000499 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-9870840783.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ulwe are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DCBL0000499 continue to work without interruption.
Branch address & contact
DCB Bank LimitedUlwe Branch
DCB BANK LTD. WHITE WOODS,GROUND FLOOR-SHOP NO-10&11,PLOT NO 204,SECTOR-23,ULWE,PANVEL DISTRICT,NAVI MUMBAI-410206.
Navi Mumbai, Maharashtra
Phone: 22-9870840783
IFSC: DCBL0000499
Frequently asked questions
Is IFSC DCBL0000499 the same for all accounts at Ulwe branch?
Yes. The IFSC DCBL0000499 is shared by every account held at DCB Bank Limited's Ulwe branch. Only the account number changes from customer to customer.
How do I add DCB Bank Limited Ulwe as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DCBL0000499, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is DCB Bank Limited Ulwe branch located?
DCB Bank Limited's Ulwe branch is located at DCB BANK LTD. WHITE WOODS,GROUND FLOOR-SHOP NO-10&11,PLOT NO 204,SECTOR-23,ULWE,PANVEL DISTRICT,NAVI MUMBAI-410206., Navi Mumbai, Maharashtra.
What is the IFSC code of DCB Bank Limited Ulwe branch?
The IFSC code of DCB Bank Limited, Ulwe branch is DCBL0000499. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does DCB Bank Limited Ulwe branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-9870840783 to confirm.
How quickly will an NEFT transfer using DCBL0000499 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DCB Bank Limited – Ulwe reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ulwe branch but serve different purposes.
Summary
The IFSC code DCBL0000499 belongs to DCB Bank Limited's ULWE branch, located at DCB BANK LTD. WHITE WOODS,GROUND FLOOR-SHOP NO-10&11,PLOT NO… in NAVI MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
