Below are the complete branch details for DCB Bank Limited, NARIMAN POINT branch, located in MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is DCBL0000023. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case DCBL0000023 for DCB Bank Limited – NARIMAN POINT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for DCB Bank Limited – NARIMAN POINT is DCBL0000023. The first four letters DCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000023 map to this branch in MUMBAI, MAHARASHTRA.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Nariman Point |
| IFSC Code | DCBL0000023 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OFFICE NO 3, MITTAL COURT B WING, NARIMAN POINT - 400021 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 67474100 |
Bank profile
DCB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Nariman Point branch — IFSC DCBL0000023 — extends the bank's services to customers in and around Mumbai, Maharashtra.
Nariman Point branch overview
Located at OFFICE NO 3, MITTAL COURT B WING, NARIMAN POINT - 400021, the Nariman Point branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC DCBL0000023 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DCB Bank Limited's NARIMAN POINT branch came to be assigned the code DCBL0000023.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DCBL0000023, money simply cannot be routed to the NARIMAN POINT branch electronically.
How to transfer money using IFSC DCBL0000023
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000023 across all three.
NEFT to DCB Bank Limited, NARIMAN POINT using IFSC DCBL0000023
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DCBL0000023, and confirm that the system picks up DCB Bank Limited – NARIMAN POINT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NARIMAN POINT
If you need to transfer ₹2 lakh or more in one go to an account at DCB Bank Limited's NARIMAN POINT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DCBL0000023 while initiating the transfer and the credit will appear within minutes.
IMPS to DCB Bank Limited NARIMAN POINT (IFSC DCBL0000023)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DCBL0000023 in your mobile or internet banking app, and the money is credited to the NARIMAN POINT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DCBL0000023 for DCB Bank Limited – NARIMAN POINT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DCBL0000023 | Yes – DCBL0000023 | Yes – DCBL0000023 |
For most retail customers crediting the Nariman Point branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DCBL0000023
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DCB Bank Limited – NARIMAN POINT is still mapped to IFSC DCBL0000023. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DCBL0000023 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Nariman Point branch is mapped to IFSC DCBL0000023 on the RBI payments network. The branch generally supports the full retail product catalogue of DCB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DCBL0000023.
Banking services available
The Nariman Point branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-67474100.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DCBL0000023
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by DCB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DCBL0000023 and the account number together uniquely identify the Nariman Point branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC DCBL0000023
DCB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NARIMAN POINT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DCBL0000023 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DCB Bank Limited – NARIMAN POINT:
- The IFSC is exactly DCBL0000023 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills DCB Bank Limited as the bank name and NARIMAN POINT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Nariman Point branch sits at OFFICE NO 3, MITTAL COURT B WING, NARIMAN POINT - 400021. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-67474100 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DCBL0000023 and your account number.
Verifying IFSC DCBL0000023 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000023 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-67474100.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nariman Point are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DCBL0000023 continue to work without interruption.
Branch address & contact
DCB Bank LimitedNariman Point Branch
OFFICE NO 3, MITTAL COURT B WING, NARIMAN POINT - 400021
Mumbai, Maharashtra
Phone: 22-67474100
IFSC: DCBL0000023
Frequently asked questions
Does DCB Bank Limited Nariman Point branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-67474100 to confirm.
Where is DCB Bank Limited Nariman Point branch located?
DCB Bank Limited's Nariman Point branch is located at OFFICE NO 3, MITTAL COURT B WING, NARIMAN POINT - 400021, Mumbai, Maharashtra.
How do I add DCB Bank Limited Nariman Point as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DCBL0000023, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC DCBL0000023 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DCBL0000023 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nariman Point branch but serve different purposes.
How quickly will an NEFT transfer using DCBL0000023 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DCB Bank Limited – Nariman Point reflect within 30 minutes.
What is the phone number of DCB Bank Limited Nariman Point branch?
You can reach the branch at 22-67474100 during regular banking hours.
What is the IFSC code of DCB Bank Limited Nariman Point branch?
The IFSC code of DCB Bank Limited, Nariman Point branch is DCBL0000023. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code DCBL0000023 belongs to DCB Bank Limited's NARIMAN POINT branch, located at OFFICE NO 3, MITTAL COURT B WING, NARIMAN POINT - 400021 in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
