If you are searching for the IFSC code of DCB Bank Limited, JOGESHWARI branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is DCBL0000010. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JOGESHWARI branch, and detailed step-by-step guides for using the IFSC DCBL0000010 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For DCB Bank Limited's JOGESHWARI branch, the IFSC DCBL0000010 breaks down as follows: DCBL identifies the bank, 0 is the reserved character, and 000010 identifies this particular branch.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Jogeshwari |
| IFSC Code | DCBL0000010 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ROOP APTS,S.V.ROAD,JOGESHWARI W , MUMBAI - 400102 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 67582340 |
About the bank
DCB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jogeshwari branch in Mumbai, Maharashtra is part of this network and uses the IFSC code DCBL0000010 for all electronic settlement.
About this branch
The branch is located at ROOP APTS,S.V.ROAD,JOGESHWARI W , MUMBAI - 400102. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DCB Bank Limited. The IFSC DCBL0000010 is used to identify this branch on the RBI payments network.
Why every DCB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JOGESHWARI of DCB Bank Limited — its own 11-character IFSC. The code DCBL0000010 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DCBL0000010 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC DCBL0000010
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000010 across all three.
NEFT to DCB Bank Limited, JOGESHWARI using IFSC DCBL0000010
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DCBL0000010, and confirm that the system picks up DCB Bank Limited – JOGESHWARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC DCBL0000010
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DCB Bank Limited – JOGESHWARI, ensure your bank's portal accepts IFSC DCBL0000010 while registering the beneficiary. RTGS is also available 24x7.
IMPS to DCB Bank Limited JOGESHWARI (IFSC DCBL0000010)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DCBL0000010 in your mobile or internet banking app, and the money is credited to the JOGESHWARI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DCBL0000010 for DCB Bank Limited – JOGESHWARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DCBL0000010 | Yes – DCBL0000010 | Yes – DCBL0000010 |
For most retail customers crediting the Jogeshwari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DCBL0000010
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DCB Bank Limited – JOGESHWARI is still mapped to IFSC DCBL0000010. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DCBL0000010 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jogeshwari branch is mapped to IFSC DCBL0000010 on the RBI payments network. The branch generally supports the full retail product catalogue of DCB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DCBL0000010.
Banking services available
The Jogeshwari branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-67582340.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DCBL0000010
MICR & cheque-truncation details
Cheques drawn on the Jogeshwari branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DCBL0000010 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Jogeshwari branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DCBL0000010 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DCB Bank Limited – JOGESHWARI:
- The IFSC is exactly DCBL0000010 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills DCB Bank Limited as the bank name and JOGESHWARI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Jogeshwari branch sits at ROOP APTS,S.V.ROAD,JOGESHWARI W , MUMBAI - 400102. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-67582340 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DCBL0000010 and your account number.
Verifying IFSC DCBL0000010 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000010 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-67582340.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jogeshwari branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DCBL0000010, however, work 24x7.
Branch address & contact
DCB Bank LimitedJogeshwari Branch
ROOP APTS,S.V.ROAD,JOGESHWARI W , MUMBAI - 400102
Mumbai, Maharashtra
Phone: 22-67582340
IFSC: DCBL0000010
Frequently asked questions
How do I add DCB Bank Limited Jogeshwari as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DCBL0000010, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC DCBL0000010 the same for all accounts at Jogeshwari branch?
Yes. The IFSC DCBL0000010 is shared by every account held at DCB Bank Limited's Jogeshwari branch. Only the account number changes from customer to customer.
Where is DCB Bank Limited Jogeshwari branch located?
DCB Bank Limited's Jogeshwari branch is located at ROOP APTS,S.V.ROAD,JOGESHWARI W , MUMBAI - 400102, Mumbai, Maharashtra.
Can I use IFSC DCBL0000010 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DCBL0000010 to send funds instantly.
What is the phone number of DCB Bank Limited Jogeshwari branch?
You can reach the branch at 22-67582340 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jogeshwari branch but serve different purposes.
Final notes
To recap: DCBL0000010 is the IFSC code of DCB Bank Limited, JOGESHWARI branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
