Use this page as a one-stop reference for everything related to DCB Bank Limited's GOREGAON branch in MUMBAI, MAHARASHTRA. The branch's IFSC code DCBL0000008 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For DCB Bank Limited's GOREGAON branch, the IFSC DCBL0000008 breaks down as follows: DCBL identifies the bank, 0 is the reserved character, and 000008 identifies this particular branch.
About DCB Bank Limited
DCB Bank Limited operates a wide network of branches across India, including the Goregaon branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DCBL0000008.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Goregaon |
| IFSC Code | DCBL0000008 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CHITNIS BUNGLOW,OPP.ANUPAM TALKIES, STATION ROAD, GOREGAON E , MUMBAI - 400063 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 65992052 |
About the Goregaon branch
The Goregaon branch of DCB Bank Limited is situated at CHITNIS BUNGLOW,OPP.ANUPAM TALKIES, STATION ROAD, GOREGAON E , MUMBAI - 400063. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DCBL0000008 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DCB Bank Limited's GOREGAON branch came to be assigned the code DCBL0000008.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DCBL0000008, money simply cannot be routed to the GOREGAON branch electronically.
Account types you can open at the Goregaon branch
Once you have an account at DCB Bank Limited – GOREGAON, the IFSC DCBL0000008 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Goregaon branch can access most of DCB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DCBL0000008
How to transfer money using IFSC DCBL0000008
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000008 across all three.
NEFT to DCB Bank Limited, GOREGAON using IFSC DCBL0000008
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DCBL0000008, and confirm that the system picks up DCB Bank Limited – GOREGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC DCBL0000008
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DCB Bank Limited – GOREGAON, ensure your bank's portal accepts IFSC DCBL0000008 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to DCB Bank Limited – GOREGAON, use IMPS. With IFSC DCBL0000008 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DCBL0000008 for DCB Bank Limited – GOREGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DCBL0000008 | Yes – DCBL0000008 | Yes – DCBL0000008 |
For most retail customers crediting the Goregaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DCBL0000008
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DCB Bank Limited – GOREGAON is still mapped to IFSC DCBL0000008. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DCBL0000008 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Goregaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DCBL0000008 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Goregaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DCBL0000008 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC DCBL0000008
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DCB Bank Limited – GOREGAON, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DCBL0000008. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Goregaon branch
The branch is located at CHITNIS BUNGLOW,OPP.ANUPAM TALKIES, STATION ROAD, GOREGAON E , MUMBAI - 400063, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “DCB Bank Limited Goregaon branch” — the verified location pin for IFSC DCBL0000008 should appear at the top of the results.
- Confirm the branch is open by calling 22-65992052 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DCBL0000008 and your account number.
Verifying IFSC DCBL0000008 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000008 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-65992052.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Goregaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DCBL0000008 continue to work without interruption.
Branch address & contact
DCB Bank LimitedGoregaon Branch
CHITNIS BUNGLOW,OPP.ANUPAM TALKIES, STATION ROAD, GOREGAON E , MUMBAI - 400063
Mumbai, Maharashtra
Phone: 22-65992052
IFSC: DCBL0000008
Frequently asked questions
Does DCB Bank Limited Goregaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-65992052 to confirm.
What is the IFSC code of DCB Bank Limited Goregaon branch?
The IFSC code of DCB Bank Limited, Goregaon branch is DCBL0000008. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of DCB Bank Limited Goregaon branch?
You can reach the branch at 22-65992052 during regular banking hours.
How quickly will an NEFT transfer using DCBL0000008 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DCB Bank Limited – Goregaon reflect within 30 minutes.
Where is DCB Bank Limited Goregaon branch located?
DCB Bank Limited's Goregaon branch is located at CHITNIS BUNGLOW,OPP.ANUPAM TALKIES, STATION ROAD, GOREGAON E , MUMBAI - 400063, Mumbai, Maharashtra.
How do I add DCB Bank Limited Goregaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DCBL0000008, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC DCBL0000008 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DCBL0000008 to send funds instantly.
Is IFSC DCBL0000008 the same for all accounts at Goregaon branch?
Yes. The IFSC DCBL0000008 is shared by every account held at DCB Bank Limited's Goregaon branch. Only the account number changes from customer to customer.
Final notes
To recap: DCBL0000008 is the IFSC code of DCB Bank Limited, GOREGAON branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
