Below are the complete branch details for DCB Bank Limited, MOGA branch, located in MOGA, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is DCBL0000268. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case DCBL0000268 for DCB Bank Limited – MOGA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for DCB Bank Limited – MOGA is DCBL0000268. The first four letters DCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000268 map to this branch in MOGA, PUNJAB.
About DCB Bank Limited
DCB Bank Limited operates a wide network of branches across India, including the Moga branch in Moga. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DCBL0000268.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Moga |
| IFSC Code | DCBL0000268 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KHASRA NO.2467 AND 2471 , NEAR NEW GRAIN MARKET , ADJOINING PNB BANK , KAMAL WEIGH BRIDGE , G.T.ROAD , MOGA , PUNJAB - 142001 |
| City | Moga |
| District | Moga |
| State | Punjab |
| STD Code | 0 |
| Phone | 7589005807 |
About this branch
The branch is located at KHASRA NO.2467 AND 2471 , NEAR NEW GRAIN MARKET , ADJOINING PNB BANK , KAMAL WEIGH BRIDGE , G.T.ROAD , MOGA , PUNJAB - 142001. It serves the Moga region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DCB Bank Limited. The IFSC DCBL0000268 is used to identify this branch on the RBI payments network.
Why every DCB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MOGA of DCB Bank Limited — its own 11-character IFSC. The code DCBL0000268 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DCBL0000268 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Moga branch is mapped to IFSC DCBL0000268 on the RBI payments network. The branch generally supports the full retail product catalogue of DCB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DCBL0000268.
Products and services
Customers walking into the Moga branch can access most of DCB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DCBL0000268
How to transfer money using IFSC DCBL0000268
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000268 across all three.
How to use IFSC DCBL0000268 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DCB Bank Limited's MOGA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DCBL0000268.
- Confirm the bank name auto-populates as DCB Bank Limited and the branch as MOGA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MOGA
If you need to transfer ₹2 lakh or more in one go to an account at DCB Bank Limited's MOGA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DCBL0000268 while initiating the transfer and the credit will appear within minutes.
IMPS to DCB Bank Limited MOGA (IFSC DCBL0000268)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DCBL0000268 in your mobile or internet banking app, and the money is credited to the MOGA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Moga
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DCBL0000268:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MOGA is still linked to IFSC DCBL0000268.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at DCB Bank Limited's MOGA branch, the IFSC DCBL0000268 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC DCBL0000268
DCB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MOGA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DCBL0000268 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by DCB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DCBL0000268 and the account number together uniquely identify the Moga branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC DCBL0000268
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DCB Bank Limited – MOGA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DCBL0000268. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Moga branch
The branch is located at KHASRA NO.2467 AND 2471 , NEAR NEW GRAIN MARKET , ADJOINING PNB BANK , KAMAL WEIGH BRIDGE , G.T.ROAD , MOGA , PUNJAB - 142001, which puts it inside Moga, the broader Moga district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “DCB Bank Limited Moga branch” — the verified location pin for IFSC DCBL0000268 should appear at the top of the results.
- Confirm the branch is open by calling 7589005807 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DCBL0000268 and your account number.
Verifying IFSC DCBL0000268 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000268 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7589005807.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Moga are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DCBL0000268 continue to work without interruption.
Branch address & contact
DCB Bank LimitedMoga Branch
KHASRA NO.2467 AND 2471 , NEAR NEW GRAIN MARKET , ADJOINING PNB BANK , KAMAL WEIGH BRIDGE , G.T.ROAD , MOGA , PUNJAB - 142001
Moga, Punjab
Phone: 7589005807
IFSC: DCBL0000268
Frequently asked questions
How quickly will an NEFT transfer using DCBL0000268 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DCB Bank Limited – Moga reflect within 30 minutes.
What is the phone number of DCB Bank Limited Moga branch?
You can reach the branch at 7589005807 during regular banking hours.
How do I add DCB Bank Limited Moga as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DCBL0000268, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC DCBL0000268 the same for all accounts at Moga branch?
Yes. The IFSC DCBL0000268 is shared by every account held at DCB Bank Limited's Moga branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Moga branch but serve different purposes.
Where is DCB Bank Limited Moga branch located?
DCB Bank Limited's Moga branch is located at KHASRA NO.2467 AND 2471 , NEAR NEW GRAIN MARKET , ADJOINING PNB BANK , KAMAL WEIGH BRIDGE , G.T.ROAD , MOGA , PUNJAB - 142001, Moga, Punjab.
Final notes
To recap: DCBL0000268 is the IFSC code of DCB Bank Limited, MOGA branch, in MOGA, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
