Use this page as a one-stop reference for everything related to DCB Bank Limited's LALING branch in LALING, MAHARASHTRA. The branch's IFSC code DCBL0000208 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For DCB Bank Limited's LALING branch, the IFSC DCBL0000208 breaks down as follows: DCBL identifies the bank, 0 is the reserved character, and 000208 identifies this particular branch.
About the bank
DCB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Laling branch in Laling, Maharashtra is part of this network and uses the IFSC code DCBL0000208 for all electronic settlement.
About this branch
The branch is located at DCB BANK LTD., LALING BRANCH, PLOT NO. P-64, MIDC AREA, LALING, PIN - 424006. It serves the Laling region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DCB Bank Limited. The IFSC DCBL0000208 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Laling |
| IFSC Code | DCBL0000208 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DCB BANK LTD., LALING BRANCH, PLOT NO. P-64, MIDC AREA, LALING, PIN - 424006 |
| City | Laling |
| District | Dhule |
| State | Maharashtra |
| STD Code | 1800 |
| Phone | 2095363 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DCB Bank Limited's LALING branch came to be assigned the code DCBL0000208.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DCBL0000208, money simply cannot be routed to the LALING branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by DCB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DCBL0000208 and the account number together uniquely identify the Laling branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC DCBL0000208
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000208 across all three.
How to use IFSC DCBL0000208 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DCB Bank Limited's LALING branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DCBL0000208.
- Confirm the bank name auto-populates as DCB Bank Limited and the branch as LALING.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC DCBL0000208
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DCB Bank Limited – LALING, ensure your bank's portal accepts IFSC DCBL0000208 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to DCB Bank Limited – LALING, use IMPS. With IFSC DCBL0000208 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Laling
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC DCBL0000208:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at LALING is still linked to IFSC DCBL0000208.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC DCBL0000208
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DCB Bank Limited – LALING is still mapped to IFSC DCBL0000208. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DCBL0000208 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Laling branch is mapped to IFSC DCBL0000208 on the RBI payments network. The branch generally supports the full retail product catalogue of DCB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DCBL0000208.
Banking services available
The Laling branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2095363.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DCBL0000208
Digital banking channels
Most day-to-day work that customers used to do at the Laling branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DCBL0000208 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Laling branch
The branch is located at DCB BANK LTD., LALING BRANCH, PLOT NO. P-64, MIDC AREA, LALING, PIN - 424006, which puts it inside Laling, the broader Dhule district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “DCB Bank Limited Laling branch” — the verified location pin for IFSC DCBL0000208 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2095363 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DCBL0000208 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DCB Bank Limited – LALING:
- The IFSC is exactly DCBL0000208 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills DCB Bank Limited as the bank name and LALING as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Laling branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DCBL0000208, however, work 24x7.
Verifying IFSC DCBL0000208 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000208 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2095363.
- Visiting the bank's official branch locator page.
Branch address & contact
DCB Bank LimitedLaling Branch
DCB BANK LTD., LALING BRANCH, PLOT NO. P-64, MIDC AREA, LALING, PIN - 424006
Laling, Maharashtra
Phone: 1800-2095363
IFSC: DCBL0000208
Frequently asked questions
How quickly will an NEFT transfer using DCBL0000208 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DCB Bank Limited – Laling reflect within 30 minutes.
Can I use IFSC DCBL0000208 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DCBL0000208 to send funds instantly.
How do I add DCB Bank Limited Laling as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DCBL0000208, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of DCB Bank Limited Laling branch?
The IFSC code of DCB Bank Limited, Laling branch is DCBL0000208. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC DCBL0000208 the same for all accounts at Laling branch?
Yes. The IFSC DCBL0000208 is shared by every account held at DCB Bank Limited's Laling branch. Only the account number changes from customer to customer.
Is IFSC DCBL0000208 valid for NEFT and RTGS?
Yes. IFSC DCBL0000208 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Laling branch but serve different purposes.
What is the phone number of DCB Bank Limited Laling branch?
You can reach the branch at 1800-2095363 during regular banking hours.
Summary
The IFSC code DCBL0000208 belongs to DCB Bank Limited's LALING branch, located at DCB BANK LTD., LALING BRANCH, PLOT NO. P-64, MIDC AREA, LALING, PIN - 424006 in LALING, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
