Use this page as a one-stop reference for everything related to DCB Bank Limited's KOTA branch in KOTA, RAJASTHAN. The branch's IFSC code DCBL0000451 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, DCBL0000451 is the IFSC of DCB Bank Limited's KOTA branch. The format is fixed: DCBL = bank code, 0 = reserved, 000451 = branch identifier.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Kota |
| IFSC Code | DCBL0000451 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DCB BANK LTD.PLOT NO.21, JHALAWAD ROAD, GUMANPURA,KOTA-324007,RAJASTHAN. |
| City | Kota |
| District | Kota |
| State | Rajasthan |
| STD Code | 744 |
| Phone | 9828371222 |
About DCB Bank Limited
DCB Bank Limited operates a wide network of branches across India, including the Kota branch in Kota. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DCBL0000451.
About this branch
The branch is located at DCB BANK LTD.PLOT NO.21, JHALAWAD ROAD, GUMANPURA,KOTA-324007,RAJASTHAN.. It serves the Kota region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DCB Bank Limited. The IFSC DCBL0000451 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DCB Bank Limited's KOTA branch came to be assigned the code DCBL0000451.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DCBL0000451, money simply cannot be routed to the KOTA branch electronically.
How to transfer money using IFSC DCBL0000451
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000451 across all three.
How to use IFSC DCBL0000451 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DCB Bank Limited's KOTA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DCBL0000451.
- Confirm the bank name auto-populates as DCB Bank Limited and the branch as KOTA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC DCBL0000451
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DCB Bank Limited – KOTA, ensure your bank's portal accepts IFSC DCBL0000451 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to DCB Bank Limited – KOTA, use IMPS. With IFSC DCBL0000451 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DCBL0000451 for DCB Bank Limited – KOTA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DCBL0000451 | Yes – DCBL0000451 | Yes – DCBL0000451 |
For most retail customers crediting the Kota branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at DCB Bank Limited's KOTA branch, the IFSC DCBL0000451 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kota branch is mapped to IFSC DCBL0000451 on the RBI payments network. The branch generally supports the full retail product catalogue of DCB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DCBL0000451.
Banking services available
The Kota branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 744-9828371222.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DCBL0000451
MICR & cheque-truncation details
Cheques drawn on the Kota branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DCBL0000451 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC DCBL0000451
DCB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KOTA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DCBL0000451 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC DCBL0000451
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DCB Bank Limited – KOTA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DCBL0000451. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Kota branch
The branch is located at DCB BANK LTD.PLOT NO.21, JHALAWAD ROAD, GUMANPURA,KOTA-324007,RAJASTHAN., which puts it inside Kota, the broader Kota district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “DCB Bank Limited Kota branch” — the verified location pin for IFSC DCBL0000451 should appear at the top of the results.
- Confirm the branch is open by calling 744-9828371222 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DCBL0000451 and your account number.
Verifying IFSC DCBL0000451 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000451 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 744-9828371222.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kota are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DCBL0000451 continue to work without interruption.
Branch address & contact
DCB Bank LimitedKota Branch
DCB BANK LTD.PLOT NO.21, JHALAWAD ROAD, GUMANPURA,KOTA-324007,RAJASTHAN.
Kota, Rajasthan
Phone: 744-9828371222
IFSC: DCBL0000451
Frequently asked questions
What is the IFSC code of DCB Bank Limited Kota branch?
The IFSC code of DCB Bank Limited, Kota branch is DCBL0000451. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does DCB Bank Limited Kota branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 744-9828371222 to confirm.
Is IFSC DCBL0000451 valid for NEFT and RTGS?
Yes. IFSC DCBL0000451 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is DCB Bank Limited Kota branch located?
DCB Bank Limited's Kota branch is located at DCB BANK LTD.PLOT NO.21, JHALAWAD ROAD, GUMANPURA,KOTA-324007,RAJASTHAN., Kota, Rajasthan.
How do I add DCB Bank Limited Kota as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DCBL0000451, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using DCBL0000451 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DCB Bank Limited – Kota reflect within 30 minutes.
Final notes
To recap: DCBL0000451 is the IFSC code of DCB Bank Limited, KOTA branch, in KOTA, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
