If you are searching for the IFSC code of DCB Bank Limited, KERA branch in KERA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is DCBL0000430. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KERA branch, and detailed step-by-step guides for using the IFSC DCBL0000430 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for DCB Bank Limited – KERA is DCBL0000430. The first four letters DCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000430 map to this branch in KERA, GUJARAT.
About DCB Bank Limited
DCB Bank Limited operates a wide network of branches across India, including the Kera branch in Kera. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DCBL0000430.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Kera |
| IFSC Code | DCBL0000430 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DCB BANK LIMITED, SHOP NO 13,14,15,16 GROUND FLOOR, NANDANI TOWER, AT POST KERA, BHUJ KUTCH, GUJARAT 370430 |
| City | Kera |
| District | Bhuj Kutch |
| State | Gujarat |
| STD Code | 2832 |
| Phone | 9033672987 |
About the Kera branch
The Kera branch of DCB Bank Limited is situated at DCB BANK LIMITED, SHOP NO 13,14,15,16 GROUND FLOOR, NANDANI TOWER, AT POST KERA, BHUJ KUTCH, GUJARAT 370430. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DCBL0000430 is used.
Why every DCB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KERA of DCB Bank Limited — its own 11-character IFSC. The code DCBL0000430 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DCBL0000430 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Kera branch is mapped to IFSC DCBL0000430 on the RBI payments network. The branch generally supports the full retail product catalogue of DCB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DCBL0000430.
Products and services
Customers walking into the Kera branch can access most of DCB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DCBL0000430
How to transfer money using IFSC DCBL0000430
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000430 across all three.
NEFT to DCB Bank Limited, KERA using IFSC DCBL0000430
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DCBL0000430, and confirm that the system picks up DCB Bank Limited – KERA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC DCBL0000430
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DCB Bank Limited – KERA, ensure your bank's portal accepts IFSC DCBL0000430 while registering the beneficiary. RTGS is also available 24x7.
IMPS to DCB Bank Limited KERA (IFSC DCBL0000430)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DCBL0000430 in your mobile or internet banking app, and the money is credited to the KERA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DCBL0000430 for DCB Bank Limited – KERA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DCBL0000430 | Yes – DCBL0000430 | Yes – DCBL0000430 |
For most retail customers crediting the Kera branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at DCB Bank Limited's KERA branch, the IFSC DCBL0000430 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Kera branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DCBL0000430 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by DCB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DCBL0000430 and the account number together uniquely identify the Kera branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DCB Bank Limited – KERA:
- The IFSC is exactly DCBL0000430 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills DCB Bank Limited as the bank name and KERA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kera branch
The branch is located at DCB BANK LIMITED, SHOP NO 13,14,15,16 GROUND FLOOR, NANDANI TOWER, AT POST KERA, BHUJ KUTCH, GUJARAT 370430, which puts it inside Kera, the broader Bhuj Kutch district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “DCB Bank Limited Kera branch” — the verified location pin for IFSC DCBL0000430 should appear at the top of the results.
- Confirm the branch is open by calling 2832-9033672987 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DCBL0000430 and your account number.
Verifying IFSC DCBL0000430 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000430 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2832-9033672987.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kera branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DCBL0000430, however, work 24x7.
Branch address & contact
DCB Bank LimitedKera Branch
DCB BANK LIMITED, SHOP NO 13,14,15,16 GROUND FLOOR, NANDANI TOWER, AT POST KERA, BHUJ KUTCH, GUJARAT 370430
Kera, Gujarat
Phone: 2832-9033672987
IFSC: DCBL0000430
Frequently asked questions
What is the IFSC code of DCB Bank Limited Kera branch?
The IFSC code of DCB Bank Limited, Kera branch is DCBL0000430. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC DCBL0000430 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DCBL0000430 to send funds instantly.
How do I add DCB Bank Limited Kera as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DCBL0000430, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC DCBL0000430 valid for NEFT and RTGS?
Yes. IFSC DCBL0000430 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC DCBL0000430 the same for all accounts at Kera branch?
Yes. The IFSC DCBL0000430 is shared by every account held at DCB Bank Limited's Kera branch. Only the account number changes from customer to customer.
Where is DCB Bank Limited Kera branch located?
DCB Bank Limited's Kera branch is located at DCB BANK LIMITED, SHOP NO 13,14,15,16 GROUND FLOOR, NANDANI TOWER, AT POST KERA, BHUJ KUTCH, GUJARAT 370430, Kera, Gujarat.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kera branch but serve different purposes.
Summary
The IFSC code DCBL0000430 belongs to DCB Bank Limited's KERA branch, located at DCB BANK LIMITED, SHOP NO 13,14,15,16 GROUND FLOOR, NANDANI TOWER, AT POST… in KERA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
