IFSC Code of DCB Bank Limited, Indergarh Branch, Haryana

Below are the complete branch details for DCB Bank Limited, INDERGARH branch, located in INDERGARH, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is DCBL0000320. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case DCBL0000320 for DCB Bank Limited – INDERGARH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for DCB Bank Limited – INDERGARH is DCBL0000320. The first four letters DCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000320 map to this branch in INDERGARH, HARYANA.

About the bank

DCB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Indergarh branch in Indergarh, Haryana is part of this network and uses the IFSC code DCBL0000320 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at DCB BANK LIMITED , INDERGARH BRANCH , GARHI BIRBAL ROAD , NEAR KALI MATA MANDIR , VILLAGE INDERGARH , TEHSIL - INDRI , DISTRICT - KARNAL , STATE - HARYANA - 132041. It serves the Indergarh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DCB Bank Limited. The IFSC DCBL0000320 is used to identify this branch on the RBI payments network.

Why every DCB Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including INDERGARH of DCB Bank Limited — its own 11-character IFSC. The code DCBL0000320 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DCBL0000320 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Indergarh branch

Once you have an account at DCB Bank Limited – INDERGARH, the IFSC DCBL0000320 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Indergarh branch can access most of DCB Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC DCBL0000320

How to transfer money using IFSC DCBL0000320

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000320 across all three.

NEFT to DCB Bank Limited, INDERGARH using IFSC DCBL0000320

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DCBL0000320, and confirm that the system picks up DCB Bank Limited – INDERGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to INDERGARH

If you need to transfer ₹2 lakh or more in one go to an account at DCB Bank Limited's INDERGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DCBL0000320 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to DCB Bank Limited – INDERGARH, use IMPS. With IFSC DCBL0000320 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC DCBL0000320 for DCB Bank Limited – INDERGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Indergarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at DCB Bank Limited's INDERGARH branch, the IFSC DCBL0000320 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC DCBL0000320

DCB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the INDERGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DCBL0000320 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by DCB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DCBL0000320 and the account number together uniquely identify the Indergarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DCB Bank Limited – INDERGARH:

• The IFSC is exactly DCBL0000320 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills DCB Bank Limited as the bank name and INDERGARH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Indergarh branch

The branch is located at DCB BANK LIMITED , INDERGARH BRANCH , GARHI BIRBAL ROAD , NEAR KALI MATA MANDIR , VILLAGE INDERGARH , TEHSIL - INDRI , DISTRICT - KARNAL , STATE - HARYANA - 132041, which puts it inside Indergarh, the broader Karnal district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “DCB Bank Limited Indergarh branch” — the verified location pin for IFSC DCBL0000320 should appear at the top of the results.
2. Confirm the branch is open by calling 1800-2095363 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DCBL0000320 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC DCBL0000320 for DCB Bank Limited – INDERGARH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Indergarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DCBL0000320 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DCBL0000320 belongs to DCB Bank Limited's INDERGARH branch, located at DCB BANK LIMITED , INDERGARH BRANCH , GARHI BIRBAL ROAD , NEAR KALI MATA… in INDERGARH, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.