If you are searching for the IFSC code of DCB Bank Limited, ICHALKARANJI branch in ICHALKARANJI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is DCBL0000473. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ICHALKARANJI branch, and detailed step-by-step guides for using the IFSC DCBL0000473 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For DCB Bank Limited's ICHALKARANJI branch, the IFSC DCBL0000473 breaks down as follows: DCBL identifies the bank, 0 is the reserved character, and 000473 identifies this particular branch.
Bank profile
DCB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ichalkaranji branch — IFSC DCBL0000473 — extends the bank's services to customers in and around Ichalkaranji, Maharashtra.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Ichalkaranji |
| IFSC Code | DCBL0000473 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DCB BANK LTD, ICHALKARANJI BRANCH, GOKULDHAM RESIDENCY, RADHAKRISHNA CHOWK, ICHALKARANJI, DISTRICT - KOLHAPUR, STATE - MAHARASHTRA, PIN CODE - 416115 |
| City | Ichalkaranji |
| District | Kolhapur |
| State | Maharashtra |
| STD Code | 230 |
| Phone | 68997777 |
About the Ichalkaranji branch
The Ichalkaranji branch of DCB Bank Limited is situated at DCB BANK LTD, ICHALKARANJI BRANCH, GOKULDHAM RESIDENCY, RADHAKRISHNA CHOWK, ICHALKARANJI, DISTRICT - KOLHAPUR, STATE - MAHARASHTRA, PIN CODE - 416115. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DCBL0000473 is used.
Why every DCB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ICHALKARANJI of DCB Bank Limited — its own 11-character IFSC. The code DCBL0000473 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DCBL0000473 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Ichalkaranji branch is mapped to IFSC DCBL0000473 on the RBI payments network. The branch generally supports the full retail product catalogue of DCB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DCBL0000473.
Products and services
Customers walking into the Ichalkaranji branch can access most of DCB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DCBL0000473
How to transfer money using IFSC DCBL0000473
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000473 across all three.
How to use IFSC DCBL0000473 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DCB Bank Limited's ICHALKARANJI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DCBL0000473.
- Confirm the bank name auto-populates as DCB Bank Limited and the branch as ICHALKARANJI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC DCBL0000473
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DCB Bank Limited – ICHALKARANJI, ensure your bank's portal accepts IFSC DCBL0000473 while registering the beneficiary. RTGS is also available 24x7.
IMPS to DCB Bank Limited ICHALKARANJI (IFSC DCBL0000473)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DCBL0000473 in your mobile or internet banking app, and the money is credited to the ICHALKARANJI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DCBL0000473 for DCB Bank Limited – ICHALKARANJI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DCBL0000473 | Yes – DCBL0000473 | Yes – DCBL0000473 |
For most retail customers crediting the Ichalkaranji branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at DCB Bank Limited's ICHALKARANJI branch, the IFSC DCBL0000473 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC DCBL0000473
DCB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ICHALKARANJI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DCBL0000473 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Ichalkaranji branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DCBL0000473 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC DCBL0000473
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DCB Bank Limited – ICHALKARANJI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DCBL0000473. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ichalkaranji branch sits at DCB BANK LTD, ICHALKARANJI BRANCH, GOKULDHAM RESIDENCY, RADHAKRISHNA CHOWK, ICHALKARANJI, DISTRICT - KOLHAPUR, STATE - MAHARASHTRA, PIN CODE - 416115. If you are travelling from outside Ichalkaranji, search for the branch on a maps application using the bank name and locality, or call 230-68997777 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DCBL0000473 and your account number.
Verifying IFSC DCBL0000473 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000473 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 230-68997777.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ichalkaranji branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DCBL0000473, however, work 24x7.
Branch address & contact
DCB Bank LimitedIchalkaranji Branch
DCB BANK LTD, ICHALKARANJI BRANCH, GOKULDHAM RESIDENCY, RADHAKRISHNA CHOWK, ICHALKARANJI, DISTRICT - KOLHAPUR, STATE - MAHARASHTRA, PIN CODE - 416115
Ichalkaranji, Maharashtra
Phone: 230-68997777
IFSC: DCBL0000473
Frequently asked questions
Can I use IFSC DCBL0000473 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DCBL0000473 to send funds instantly.
How quickly will an NEFT transfer using DCBL0000473 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DCB Bank Limited – Ichalkaranji reflect within 30 minutes.
What is the IFSC code of DCB Bank Limited Ichalkaranji branch?
The IFSC code of DCB Bank Limited, Ichalkaranji branch is DCBL0000473. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does DCB Bank Limited Ichalkaranji branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 230-68997777 to confirm.
Is IFSC DCBL0000473 the same for all accounts at Ichalkaranji branch?
Yes. The IFSC DCBL0000473 is shared by every account held at DCB Bank Limited's Ichalkaranji branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ichalkaranji branch but serve different purposes.
What is the phone number of DCB Bank Limited Ichalkaranji branch?
You can reach the branch at 230-68997777 during regular banking hours.
Summary
The IFSC code DCBL0000473 belongs to DCB Bank Limited's ICHALKARANJI branch, located at DCB BANK LTD, ICHALKARANJI BRANCH, GOKULDHAM RESIDENCY, RADHAKRISHNA CHOWK,… in ICHALKARANJI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
