IFSC Code of DCB Bank Limited, Hospet Branch, Karnataka

If you are searching for the IFSC code of DCB Bank Limited, HOSPET branch in HOSPET, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is DCBL0000398. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the HOSPET branch, and detailed step-by-step guides for using the IFSC DCBL0000398 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, DCBL0000398 is the IFSC of DCB Bank Limited's HOSPET branch. The format is fixed: DCBL = bank code, 0 = reserved, 000398 = branch identifier.

Bank profile

DCB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Hospet branch — IFSC DCBL0000398 — extends the bank's services to customers in and around Hospet, Karnataka.

Branch details at a glance

Hospet branch overview

Located at DCB BANK LTD, HOSPET BRANCH, BHAGYALAKSHMI SANKEERNA BUILDING, 4TH WARD, BESIDE UMAKANTH EYE CLINIC, PATEL NAGAR, STATION ROAD, HOSPET, DISTRICT - VIJAYANAGARA, STATE- KARNATAKA, PIN- 583201, the Hospet branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC DCBL0000398 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DCB Bank Limited's HOSPET branch came to be assigned the code DCBL0000398.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DCBL0000398, money simply cannot be routed to the HOSPET branch electronically.

Products and account variants supported

Every account opened at the Hospet branch is mapped to IFSC DCBL0000398 on the RBI payments network. The branch generally supports the full retail product catalogue of DCB Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains DCBL0000398.

Products and services

Customers walking into the Hospet branch can access most of DCB Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC DCBL0000398

How to transfer money using IFSC DCBL0000398

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000398 across all three.

NEFT to DCB Bank Limited, HOSPET using IFSC DCBL0000398

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DCBL0000398, and confirm that the system picks up DCB Bank Limited – HOSPET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to HOSPET

If you need to transfer ₹2 lakh or more in one go to an account at DCB Bank Limited's HOSPET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DCBL0000398 while initiating the transfer and the credit will appear within minutes.

IMPS to DCB Bank Limited HOSPET (IFSC DCBL0000398)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DCBL0000398 in your mobile or internet banking app, and the money is credited to the HOSPET branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC DCBL0000398 for DCB Bank Limited – HOSPET, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Hospet branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC DCBL0000398

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DCB Bank Limited – HOSPET is still mapped to IFSC DCBL0000398. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DCBL0000398 and the beneficiary's account number to complete the transfer.

Online banking and IFSC DCBL0000398

DCB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the HOSPET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DCBL0000398 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by DCB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DCBL0000398 and the account number together uniquely identify the Hospet branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC DCBL0000398

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DCB Bank Limited – HOSPET, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: DCBL0000398.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Hospet branch

The branch is located at DCB BANK LTD, HOSPET BRANCH, BHAGYALAKSHMI SANKEERNA BUILDING, 4TH WARD, BESIDE UMAKANTH EYE CLINIC, PATEL NAGAR, STATION ROAD, HOSPET, DISTRICT - VIJAYANAGARA, STATE- KARNATAKA, PIN- 583201, which puts it inside Hospet, the broader Vijayanagara district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “DCB Bank Limited Hospet branch” — the verified location pin for IFSC DCBL0000398 should appear at the top of the results.
2. Confirm the branch is open by calling 8394-68997777 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DCBL0000398 and your account number.

Verifying IFSC DCBL0000398 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000398 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8394-68997777.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Hospet are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DCBL0000398 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: DCBL0000398 is the IFSC code of DCB Bank Limited, HOSPET branch, in HOSPET, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.