Below are the complete branch details for DCB Bank Limited, FEROZEPUR branch, located in FEROZEPUR, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is DCBL0000134. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case DCBL0000134 for DCB Bank Limited – FEROZEPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for DCB Bank Limited – FEROZEPUR is DCBL0000134. The first four letters DCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000134 map to this branch in FEROZEPUR, PUNJAB.
About the bank
DCB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ferozepur branch in Ferozepur, Punjab is part of this network and uses the IFSC code DCBL0000134 for all electronic settlement.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Ferozepur |
| IFSC Code | DCBL0000134 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MALHOTRA BUILDING, GROUND FLOOR, NEAR BAGHDADI GATE, NATIONAL ROAD, OPP. PNB BANK, FEROZEPUR - 152002 |
| City | Ferozepur |
| District | Ferozepur |
| State | Punjab |
| STD Code | 0 |
| Phone | 9872300498 |
About this branch
The branch is located at MALHOTRA BUILDING, GROUND FLOOR, NEAR BAGHDADI GATE, NATIONAL ROAD, OPP. PNB BANK, FEROZEPUR - 152002. It serves the Ferozepur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DCB Bank Limited. The IFSC DCBL0000134 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DCB Bank Limited's FEROZEPUR branch came to be assigned the code DCBL0000134.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DCBL0000134, money simply cannot be routed to the FEROZEPUR branch electronically.
Products and account variants supported
Every account opened at the Ferozepur branch is mapped to IFSC DCBL0000134 on the RBI payments network. The branch generally supports the full retail product catalogue of DCB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DCBL0000134.
Banking services available
The Ferozepur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9872300498.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DCBL0000134
How to transfer money using IFSC DCBL0000134
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000134 across all three.
NEFT to DCB Bank Limited, FEROZEPUR using IFSC DCBL0000134
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DCBL0000134, and confirm that the system picks up DCB Bank Limited – FEROZEPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC DCBL0000134
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DCB Bank Limited – FEROZEPUR, ensure your bank's portal accepts IFSC DCBL0000134 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to DCB Bank Limited – FEROZEPUR, use IMPS. With IFSC DCBL0000134 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DCBL0000134 for DCB Bank Limited – FEROZEPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DCBL0000134 | Yes – DCBL0000134 | Yes – DCBL0000134 |
For most retail customers crediting the Ferozepur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DCBL0000134
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DCB Bank Limited – FEROZEPUR is still mapped to IFSC DCBL0000134. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DCBL0000134 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Ferozepur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DCBL0000134 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Ferozepur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DCBL0000134 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC DCBL0000134
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DCB Bank Limited – FEROZEPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DCBL0000134. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ferozepur branch sits at MALHOTRA BUILDING, GROUND FLOOR, NEAR BAGHDADI GATE, NATIONAL ROAD, OPP. PNB BANK, FEROZEPUR - 152002. If you are travelling from outside Ferozepur, search for the branch on a maps application using the bank name and locality, or call 9872300498 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DCBL0000134 and your account number.
Verifying IFSC DCBL0000134 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000134 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9872300498.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ferozepur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DCBL0000134 continue to work without interruption.
Branch address & contact
DCB Bank LimitedFerozepur Branch
MALHOTRA BUILDING, GROUND FLOOR, NEAR BAGHDADI GATE, NATIONAL ROAD, OPP. PNB BANK, FEROZEPUR - 152002
Ferozepur, Punjab
Phone: 9872300498
IFSC: DCBL0000134
Frequently asked questions
What is the IFSC code of DCB Bank Limited Ferozepur branch?
The IFSC code of DCB Bank Limited, Ferozepur branch is DCBL0000134. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ferozepur branch but serve different purposes.
Where is DCB Bank Limited Ferozepur branch located?
DCB Bank Limited's Ferozepur branch is located at MALHOTRA BUILDING, GROUND FLOOR, NEAR BAGHDADI GATE, NATIONAL ROAD, OPP. PNB BANK, FEROZEPUR - 152002, Ferozepur, Punjab.
Does DCB Bank Limited Ferozepur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9872300498 to confirm.
Can I use IFSC DCBL0000134 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DCBL0000134 to send funds instantly.
How quickly will an NEFT transfer using DCBL0000134 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DCB Bank Limited – Ferozepur reflect within 30 minutes.
Final notes
To recap: DCBL0000134 is the IFSC code of DCB Bank Limited, FEROZEPUR branch, in FEROZEPUR, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
