IFSC Code of DCB Bank Limited, Dongergaon Branch, Chhattisgarh

If you are searching for the IFSC code of DCB Bank Limited, DONGERGAON branch in DONGERGAON, CHHATTISGARH, this page has every detail you need. The verified IFSC code for this branch is DCBL0000147. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DONGERGAON branch, and detailed step-by-step guides for using the IFSC DCBL0000147 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For DCB Bank Limited's DONGERGAON branch, the IFSC DCBL0000147 breaks down as follows: DCBL identifies the bank, 0 is the reserved character, and 000147 identifies this particular branch.

Bank profile

DCB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Dongergaon branch — IFSC DCBL0000147 — extends the bank's services to customers in and around Dongergaon, Chhattisgarh.

Branch details at a glance

About the Dongergaon branch

The Dongergaon branch of DCB Bank Limited is situated at DONGERGAON BRANCH,BAZAR CHOWK,DONGERGAON,DIST RAJNANDGAON,STATE CHHATTISGARH,PIN 491661. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DCBL0000147 is used.

Why every DCB Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DONGERGAON of DCB Bank Limited — its own 11-character IFSC. The code DCBL0000147 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DCBL0000147 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Dongergaon branch is mapped to IFSC DCBL0000147 on the RBI payments network. The branch generally supports the full retail product catalogue of DCB Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains DCBL0000147.

Banking services available

The Dongergaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2095363.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC DCBL0000147

How to transfer money using IFSC DCBL0000147

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000147 across all three.

NEFT to DCB Bank Limited, DONGERGAON using IFSC DCBL0000147

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DCBL0000147, and confirm that the system picks up DCB Bank Limited – DONGERGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DONGERGAON

If you need to transfer ₹2 lakh or more in one go to an account at DCB Bank Limited's DONGERGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC DCBL0000147 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to DCB Bank Limited – DONGERGAON, use IMPS. With IFSC DCBL0000147 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC DCBL0000147 for DCB Bank Limited – DONGERGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dongergaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC DCBL0000147

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DCB Bank Limited – DONGERGAON is still mapped to IFSC DCBL0000147. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DCBL0000147 and the beneficiary's account number to complete the transfer.

Online banking and IFSC DCBL0000147

DCB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DONGERGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DCBL0000147 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Dongergaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DCBL0000147 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DCB Bank Limited – DONGERGAON:

• The IFSC is exactly DCBL0000147 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills DCB Bank Limited as the bank name and DONGERGAON as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Dongergaon branch

The branch is located at DONGERGAON BRANCH,BAZAR CHOWK,DONGERGAON,DIST RAJNANDGAON,STATE CHHATTISGARH,PIN 491661, which puts it inside Dongergaon, the broader Rajnandgaon district, and the state of Chhattisgarh. To plan your visit:

1. Open Google Maps on your phone and search for “DCB Bank Limited Dongergaon branch” — the verified location pin for IFSC DCBL0000147 should appear at the top of the results.
2. Confirm the branch is open by calling 1800-2095363 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DCBL0000147 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC DCBL0000147 for DCB Bank Limited – DONGERGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dongergaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DCBL0000147, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code DCBL0000147 belongs to DCB Bank Limited's DONGERGAON branch, located at DONGERGAON BRANCH,BAZAR CHOWK,DONGERGAON,DIST RAJNANDGAON,STATE… in DONGERGAON, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.