Below are the complete branch details for DCB Bank Limited, DERA branch, located in DERA, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is DCBL0000293. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case DCBL0000293 for DCB Bank Limited – DERA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for DCB Bank Limited – DERA is DCBL0000293. The first four letters DCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000293 map to this branch in DERA, HARYANA.
About the bank
DCB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dera branch in Dera, Haryana is part of this network and uses the IFSC code DCBL0000293 for all electronic settlement.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Dera |
| IFSC Code | DCBL0000293 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DCB BANK LIMITED , DERA BRANCH , SAMALKHA ROAD , NEAR SANT NISHAL SCHOOL , VILLAGE DERA , TEHSIL - LADWA , DISTRICT - KURUKSHETRA , STATE - HARYANA , PIN-136132 |
| City | Dera |
| District | Kurukshetra |
| State | Haryana |
| STD Code | 1800 |
| Phone | 2095363 |
About the Dera branch
The Dera branch of DCB Bank Limited is situated at DCB BANK LIMITED , DERA BRANCH , SAMALKHA ROAD , NEAR SANT NISHAL SCHOOL , VILLAGE DERA , TEHSIL - LADWA , DISTRICT - KURUKSHETRA , STATE - HARYANA , PIN-136132. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DCBL0000293 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DCB Bank Limited's DERA branch came to be assigned the code DCBL0000293.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DCBL0000293, money simply cannot be routed to the DERA branch electronically.
Account types you can open at the Dera branch
Once you have an account at DCB Bank Limited – DERA, the IFSC DCBL0000293 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Dera branch can access most of DCB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DCBL0000293
How to transfer money using IFSC DCBL0000293
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000293 across all three.
NEFT to DCB Bank Limited, DERA using IFSC DCBL0000293
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DCBL0000293, and confirm that the system picks up DCB Bank Limited – DERA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC DCBL0000293
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DCB Bank Limited – DERA, ensure your bank's portal accepts IFSC DCBL0000293 while registering the beneficiary. RTGS is also available 24x7.
IMPS to DCB Bank Limited DERA (IFSC DCBL0000293)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DCBL0000293 in your mobile or internet banking app, and the money is credited to the DERA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DCBL0000293 for DCB Bank Limited – DERA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DCBL0000293 | Yes – DCBL0000293 | Yes – DCBL0000293 |
For most retail customers crediting the Dera branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DCBL0000293
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DCB Bank Limited – DERA is still mapped to IFSC DCBL0000293. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DCBL0000293 and the beneficiary's account number to complete the transfer.
Online banking and IFSC DCBL0000293
DCB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DERA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DCBL0000293 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Dera branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC DCBL0000293 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC DCBL0000293
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DCB Bank Limited – DERA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DCBL0000293. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Dera branch sits at DCB BANK LIMITED , DERA BRANCH , SAMALKHA ROAD , NEAR SANT NISHAL SCHOOL , VILLAGE DERA , TEHSIL - LADWA , DISTRICT - KURUKSHETRA , STATE - HARYANA , PIN-136132. If you are travelling from outside Dera, search for the branch on a maps application using the bank name and locality, or call 1800-2095363 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DCBL0000293 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC DCBL0000293 for DCB Bank Limited – DERA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dera branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DCBL0000293, however, work 24x7.
Branch address & contact
DCB Bank LimitedDera Branch
DCB BANK LIMITED , DERA BRANCH , SAMALKHA ROAD , NEAR SANT NISHAL SCHOOL , VILLAGE DERA , TEHSIL - LADWA , DISTRICT - KURUKSHETRA , STATE - HARYANA , PIN-136132
Dera, Haryana
Phone: 1800-2095363
IFSC: DCBL0000293
Frequently asked questions
What is the phone number of DCB Bank Limited Dera branch?
You can reach the branch at 1800-2095363 during regular banking hours.
Where is DCB Bank Limited Dera branch located?
DCB Bank Limited's Dera branch is located at DCB BANK LIMITED , DERA BRANCH , SAMALKHA ROAD , NEAR SANT NISHAL SCHOOL , VILLAGE DERA , TEHSIL - LADWA , DISTRICT - KURUKSHETRA , STATE - HARYANA , PIN-136132, Dera, Haryana.
Can I use IFSC DCBL0000293 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DCBL0000293 to send funds instantly.
How do I add DCB Bank Limited Dera as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DCBL0000293, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC DCBL0000293 the same for all accounts at Dera branch?
Yes. The IFSC DCBL0000293 is shared by every account held at DCB Bank Limited's Dera branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using DCBL0000293 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DCB Bank Limited – Dera reflect within 30 minutes.
What is the IFSC code of DCB Bank Limited Dera branch?
The IFSC code of DCB Bank Limited, Dera branch is DCBL0000293. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code DCBL0000293 belongs to DCB Bank Limited's DERA branch, located at DCB BANK LIMITED , DERA BRANCH , SAMALKHA ROAD , NEAR SANT NISHAL SCHOOL ,… in DERA, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
