This page lists the IFSC code, branch address, contact number and fund-transfer information for DCB Bank Limited, CHINCHWAD branch in CHINCHWAD. The 11-digit IFSC DCBL0000313 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with DCB Bank Limited at the CHINCHWAD location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, DCBL0000313 is the IFSC of DCB Bank Limited's CHINCHWAD branch. The format is fixed: DCBL = bank code, 0 = reserved, 000313 = branch identifier.
About DCB Bank Limited
DCB Bank Limited operates a wide network of branches across India, including the Chinchwad branch in Chinchwad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DCBL0000313.
About this branch
The branch is located at SHANTI BAN CHS, LTD, CHAPJEKAR CHOWK, NEAR P.N GADGIL JWELLERS, CHINCHWAD, PUNE - 411033. It serves the Chinchwad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DCB Bank Limited. The IFSC DCBL0000313 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Chinchwad |
| IFSC Code | DCBL0000313 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHANTI BAN CHS, LTD, CHAPJEKAR CHOWK, NEAR P.N GADGIL JWELLERS, CHINCHWAD, PUNE - 411033 |
| City | Chinchwad |
| District | Pune |
| State | Maharashtra |
| STD Code | 0 |
| Phone | 8291179985 |
Why every DCB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHINCHWAD of DCB Bank Limited — its own 11-character IFSC. The code DCBL0000313 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DCBL0000313 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by DCB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DCBL0000313 and the account number together uniquely identify the Chinchwad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC DCBL0000313
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000313 across all three.
NEFT to DCB Bank Limited, CHINCHWAD using IFSC DCBL0000313
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DCBL0000313, and confirm that the system picks up DCB Bank Limited – CHINCHWAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC DCBL0000313
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DCB Bank Limited – CHINCHWAD, ensure your bank's portal accepts IFSC DCBL0000313 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to DCB Bank Limited – CHINCHWAD, use IMPS. With IFSC DCBL0000313 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DCBL0000313 for DCB Bank Limited – CHINCHWAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DCBL0000313 | Yes – DCBL0000313 | Yes – DCBL0000313 |
For most retail customers crediting the Chinchwad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DCBL0000313
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DCB Bank Limited – CHINCHWAD is still mapped to IFSC DCBL0000313. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DCBL0000313 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chinchwad branch is mapped to IFSC DCBL0000313 on the RBI payments network. The branch generally supports the full retail product catalogue of DCB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DCBL0000313.
Products and services
Customers walking into the Chinchwad branch can access most of DCB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DCBL0000313
Online banking and IFSC DCBL0000313
DCB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHINCHWAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DCBL0000313 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Chinchwad branch sits at SHANTI BAN CHS, LTD, CHAPJEKAR CHOWK, NEAR P.N GADGIL JWELLERS, CHINCHWAD, PUNE - 411033. If you are travelling from outside Chinchwad, search for the branch on a maps application using the bank name and locality, or call 8291179985 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DCBL0000313 and your account number.
Common mistakes to avoid when using IFSC DCBL0000313
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DCB Bank Limited – CHINCHWAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DCBL0000313. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Chinchwad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to DCBL0000313 continue to work without interruption.
Verifying IFSC DCBL0000313 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000313 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8291179985.
- Visiting the bank's official branch locator page.
Branch address & contact
DCB Bank LimitedChinchwad Branch
SHANTI BAN CHS, LTD, CHAPJEKAR CHOWK, NEAR P.N GADGIL JWELLERS, CHINCHWAD, PUNE - 411033
Chinchwad, Maharashtra
Phone: 8291179985
IFSC: DCBL0000313
Frequently asked questions
What is the IFSC code of DCB Bank Limited Chinchwad branch?
The IFSC code of DCB Bank Limited, Chinchwad branch is DCBL0000313. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using DCBL0000313 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DCB Bank Limited – Chinchwad reflect within 30 minutes.
Does DCB Bank Limited Chinchwad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8291179985 to confirm.
Is IFSC DCBL0000313 the same for all accounts at Chinchwad branch?
Yes. The IFSC DCBL0000313 is shared by every account held at DCB Bank Limited's Chinchwad branch. Only the account number changes from customer to customer.
How do I add DCB Bank Limited Chinchwad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DCBL0000313, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chinchwad branch but serve different purposes.
What is the phone number of DCB Bank Limited Chinchwad branch?
You can reach the branch at 8291179985 during regular banking hours.
Can I use IFSC DCBL0000313 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DCBL0000313 to send funds instantly.
Summary
The IFSC code DCBL0000313 belongs to DCB Bank Limited's CHINCHWAD branch, located at SHANTI BAN CHS, LTD, CHAPJEKAR CHOWK, NEAR P.N GADGIL JWELLERS, CHINCHWAD,… in CHINCHWAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
