Use this page as a one-stop reference for everything related to DCB Bank Limited's BHAVNAGAR branch in BHAVNAGAR, GUJARAT. The branch's IFSC code DCBL0000367 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For DCB Bank Limited's BHAVNAGAR branch, the IFSC DCBL0000367 breaks down as follows: DCBL identifies the bank, 0 is the reserved character, and 000367 identifies this particular branch.
Bank profile
DCB Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhavnagar branch — IFSC DCBL0000367 — extends the bank's services to customers in and around Bhavnagar, Gujarat.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Bhavnagar |
| IFSC Code | DCBL0000367 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FF SHOP NO 102 , IMPERIAL ARC , WAGHAVADI ROAD , OPP UNIVERSITY GATE , BHAVNAGAR , 364002. |
| City | Bhavnagar |
| District | Bhavnagar |
| State | Gujarat |
| Phone | 7304571323 |
About the Bhavnagar branch
The Bhavnagar branch of DCB Bank Limited is situated at FF SHOP NO 102 , IMPERIAL ARC , WAGHAVADI ROAD , OPP UNIVERSITY GATE , BHAVNAGAR , 364002.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DCBL0000367 is used.
Why every DCB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHAVNAGAR of DCB Bank Limited — its own 11-character IFSC. The code DCBL0000367 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DCBL0000367 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Bhavnagar branch is mapped to IFSC DCBL0000367 on the RBI payments network. The branch generally supports the full retail product catalogue of DCB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DCBL0000367.
Products and services
Customers walking into the Bhavnagar branch can access most of DCB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DCBL0000367
How to transfer money using IFSC DCBL0000367
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000367 across all three.
NEFT to DCB Bank Limited, BHAVNAGAR using IFSC DCBL0000367
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DCBL0000367, and confirm that the system picks up DCB Bank Limited – BHAVNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC DCBL0000367
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DCB Bank Limited – BHAVNAGAR, ensure your bank's portal accepts IFSC DCBL0000367 while registering the beneficiary. RTGS is also available 24x7.
IMPS to DCB Bank Limited BHAVNAGAR (IFSC DCBL0000367)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC DCBL0000367 in your mobile or internet banking app, and the money is credited to the BHAVNAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DCBL0000367 for DCB Bank Limited – BHAVNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DCBL0000367 | Yes – DCBL0000367 | Yes – DCBL0000367 |
For most retail customers crediting the Bhavnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at DCB Bank Limited's BHAVNAGAR branch, the IFSC DCBL0000367 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC DCBL0000367
DCB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BHAVNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DCBL0000367 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by DCB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DCBL0000367 and the account number together uniquely identify the Bhavnagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DCB Bank Limited – BHAVNAGAR:
- The IFSC is exactly DCBL0000367 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills DCB Bank Limited as the bank name and BHAVNAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bhavnagar branch sits at FF SHOP NO 102 , IMPERIAL ARC , WAGHAVADI ROAD , OPP UNIVERSITY GATE , BHAVNAGAR , 364002.. If you are travelling from outside Bhavnagar, search for the branch on a maps application using the bank name and locality, or call 7304571323 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC DCBL0000367 and your account number.
Verifying IFSC DCBL0000367 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000367 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7304571323.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhavnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DCBL0000367, however, work 24x7.
Branch address & contact
DCB Bank LimitedBhavnagar Branch
FF SHOP NO 102 , IMPERIAL ARC , WAGHAVADI ROAD , OPP UNIVERSITY GATE , BHAVNAGAR , 364002.
Bhavnagar, Gujarat
Phone: 7304571323
IFSC: DCBL0000367
Frequently asked questions
Where is DCB Bank Limited Bhavnagar branch located?
DCB Bank Limited's Bhavnagar branch is located at FF SHOP NO 102 , IMPERIAL ARC , WAGHAVADI ROAD , OPP UNIVERSITY GATE , BHAVNAGAR , 364002., Bhavnagar, Gujarat.
Is IFSC DCBL0000367 the same for all accounts at Bhavnagar branch?
Yes. The IFSC DCBL0000367 is shared by every account held at DCB Bank Limited's Bhavnagar branch. Only the account number changes from customer to customer.
What is the IFSC code of DCB Bank Limited Bhavnagar branch?
The IFSC code of DCB Bank Limited, Bhavnagar branch is DCBL0000367. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of DCB Bank Limited Bhavnagar branch?
You can reach the branch at 7304571323 during regular banking hours.
Is IFSC DCBL0000367 valid for NEFT and RTGS?
Yes. IFSC DCBL0000367 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC DCBL0000367 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DCBL0000367 to send funds instantly.
Summary
The IFSC code DCBL0000367 belongs to DCB Bank Limited's BHAVNAGAR branch, located at FF SHOP NO 102 , IMPERIAL ARC , WAGHAVADI ROAD , OPP UNIVERSITY GATE ,… in BHAVNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
