This page lists the IFSC code, branch address, contact number and fund-transfer information for DCB Bank Limited, BERLA branch in BEMETARA. The 11-digit IFSC DCBL0000138 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with DCB Bank Limited at the BERLA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for DCB Bank Limited – BERLA is DCBL0000138. The first four letters DCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000138 map to this branch in BEMETARA, CHHATTISGARH.
About DCB Bank Limited
DCB Bank Limited operates a wide network of branches across India, including the Berla branch in Bemetara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, DCBL0000138.
About the Berla branch
The Berla branch of DCB Bank Limited is situated at OLD BUS STAND ROAD, BERLA, DISTRICT BEMETARA, STATE CHATTISGARH, PIN 491332. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DCBL0000138 is used.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Berla |
| IFSC Code | DCBL0000138 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OLD BUS STAND ROAD, BERLA, DISTRICT BEMETARA, STATE CHATTISGARH, PIN 491332 |
| City | Bemetara |
| District | Bemetara |
| State | Chhattisgarh |
| STD Code | 1800 |
| Phone | 2095363 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DCB Bank Limited's BERLA branch came to be assigned the code DCBL0000138.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DCBL0000138, money simply cannot be routed to the BERLA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by DCB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DCBL0000138 and the account number together uniquely identify the Berla branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC DCBL0000138
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000138 across all three.
NEFT to DCB Bank Limited, BERLA using IFSC DCBL0000138
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC DCBL0000138, and confirm that the system picks up DCB Bank Limited – BERLA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC DCBL0000138
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DCB Bank Limited – BERLA, ensure your bank's portal accepts IFSC DCBL0000138 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to DCB Bank Limited – BERLA, use IMPS. With IFSC DCBL0000138 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DCBL0000138 for DCB Bank Limited – BERLA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DCBL0000138 | Yes – DCBL0000138 | Yes – DCBL0000138 |
For most retail customers crediting the Berla branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at DCB Bank Limited's BERLA branch, the IFSC DCBL0000138 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Berla branch is mapped to IFSC DCBL0000138 on the RBI payments network. The branch generally supports the full retail product catalogue of DCB Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains DCBL0000138.
Banking services available
The Berla branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1800-2095363.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC DCBL0000138
Online banking and IFSC DCBL0000138
DCB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BERLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DCBL0000138 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Berla branch
The branch is located at OLD BUS STAND ROAD, BERLA, DISTRICT BEMETARA, STATE CHATTISGARH, PIN 491332, which puts it inside Bemetara, the broader Bemetara district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “DCB Bank Limited Berla branch” — the verified location pin for IFSC DCBL0000138 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2095363 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DCBL0000138 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to DCB Bank Limited – BERLA:
- The IFSC is exactly DCBL0000138 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills DCB Bank Limited as the bank name and BERLA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Berla branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DCBL0000138, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC DCBL0000138 for DCB Bank Limited – BERLA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
DCB Bank LimitedBerla Branch
OLD BUS STAND ROAD, BERLA, DISTRICT BEMETARA, STATE CHATTISGARH, PIN 491332
Bemetara, Chhattisgarh
Phone: 1800-2095363
IFSC: DCBL0000138
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Berla branch but serve different purposes.
Is IFSC DCBL0000138 valid for NEFT and RTGS?
Yes. IFSC DCBL0000138 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using DCBL0000138 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DCB Bank Limited – Berla reflect within 30 minutes.
Is IFSC DCBL0000138 the same for all accounts at Berla branch?
Yes. The IFSC DCBL0000138 is shared by every account held at DCB Bank Limited's Berla branch. Only the account number changes from customer to customer.
Where is DCB Bank Limited Berla branch located?
DCB Bank Limited's Berla branch is located at OLD BUS STAND ROAD, BERLA, DISTRICT BEMETARA, STATE CHATTISGARH, PIN 491332, Bemetara, Chhattisgarh.
Does DCB Bank Limited Berla branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1800-2095363 to confirm.
What is the phone number of DCB Bank Limited Berla branch?
You can reach the branch at 1800-2095363 during regular banking hours.
Can I use IFSC DCBL0000138 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DCBL0000138 to send funds instantly.
Summary
The IFSC code DCBL0000138 belongs to DCB Bank Limited's BERLA branch, located at OLD BUS STAND ROAD, BERLA, DISTRICT BEMETARA, STATE CHATTISGARH, PIN … in BEMETARA, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
