Below are the complete branch details for DCB Bank Limited, BALLARI branch, located in BALLARI, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is DCBL0000319. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case DCBL0000319 for DCB Bank Limited – BALLARI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for DCB Bank Limited – BALLARI is DCBL0000319. The first four letters DCBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000319 map to this branch in BALLARI, KARNATAKA.
About the bank
DCB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ballari branch in Ballari, Karnataka is part of this network and uses the IFSC code DCBL0000319 for all electronic settlement.
About the Ballari branch
The Ballari branch of DCB Bank Limited is situated at DCB BANK LIMITED , BALLARI BRANCH , DOOR NO.37-1 UPPER GROUND FLOOR , KAPPAGAL ROAD , GANDHI NAGAR , BALLARI , DISTRICT - BALLARI , STATE - KARNATAKA , PIN - 583101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code DCBL0000319 is used.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Ballari |
| IFSC Code | DCBL0000319 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DCB BANK LIMITED , BALLARI BRANCH , DOOR NO.37-1 UPPER GROUND FLOOR , KAPPAGAL ROAD , GANDHI NAGAR , BALLARI , DISTRICT - BALLARI , STATE - KARNATAKA , PIN - 583101 |
| City | Ballari |
| District | Ballari |
| State | Karnataka |
| STD Code | 1800 |
| Phone | 2095363 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how DCB Bank Limited's BALLARI branch came to be assigned the code DCBL0000319.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC DCBL0000319, money simply cannot be routed to the BALLARI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by DCB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DCBL0000319 and the account number together uniquely identify the Ballari branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC DCBL0000319
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000319 across all three.
How to use IFSC DCBL0000319 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DCB Bank Limited's BALLARI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DCBL0000319.
- Confirm the bank name auto-populates as DCB Bank Limited and the branch as BALLARI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC DCBL0000319
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DCB Bank Limited – BALLARI, ensure your bank's portal accepts IFSC DCBL0000319 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to DCB Bank Limited – BALLARI, use IMPS. With IFSC DCBL0000319 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DCBL0000319 for DCB Bank Limited – BALLARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DCBL0000319 | Yes – DCBL0000319 | Yes – DCBL0000319 |
For most retail customers crediting the Ballari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DCBL0000319
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DCB Bank Limited – BALLARI is still mapped to IFSC DCBL0000319. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DCBL0000319 and the beneficiary's account number to complete the transfer.
Account types you can open at the Ballari branch
Once you have an account at DCB Bank Limited – BALLARI, the IFSC DCBL0000319 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Ballari branch can access most of DCB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DCBL0000319
Digital banking channels
Most day-to-day work that customers used to do at the Ballari branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC DCBL0000319 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Ballari branch
The branch is located at DCB BANK LIMITED , BALLARI BRANCH , DOOR NO.37-1 UPPER GROUND FLOOR , KAPPAGAL ROAD , GANDHI NAGAR , BALLARI , DISTRICT - BALLARI , STATE - KARNATAKA , PIN - 583101, which puts it inside Ballari, the broader Ballari district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “DCB Bank Limited Ballari branch” — the verified location pin for IFSC DCBL0000319 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2095363 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DCBL0000319 and your account number.
Common mistakes to avoid when using IFSC DCBL0000319
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DCB Bank Limited – BALLARI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DCBL0000319. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ballari branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DCBL0000319, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC DCBL0000319 for DCB Bank Limited – BALLARI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
DCB Bank LimitedBallari Branch
DCB BANK LIMITED , BALLARI BRANCH , DOOR NO.37-1 UPPER GROUND FLOOR , KAPPAGAL ROAD , GANDHI NAGAR , BALLARI , DISTRICT - BALLARI , STATE - KARNATAKA , PIN - 583101
Ballari, Karnataka
Phone: 1800-2095363
IFSC: DCBL0000319
Frequently asked questions
What is the IFSC code of DCB Bank Limited Ballari branch?
The IFSC code of DCB Bank Limited, Ballari branch is DCBL0000319. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC DCBL0000319 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DCBL0000319 to send funds instantly.
Is IFSC DCBL0000319 the same for all accounts at Ballari branch?
Yes. The IFSC DCBL0000319 is shared by every account held at DCB Bank Limited's Ballari branch. Only the account number changes from customer to customer.
How do I add DCB Bank Limited Ballari as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DCBL0000319, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using DCBL0000319 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DCB Bank Limited – Ballari reflect within 30 minutes.
Where is DCB Bank Limited Ballari branch located?
DCB Bank Limited's Ballari branch is located at DCB BANK LIMITED , BALLARI BRANCH , DOOR NO.37-1 UPPER GROUND FLOOR , KAPPAGAL ROAD , GANDHI NAGAR , BALLARI , DISTRICT - BALLARI , STATE - KARNATAKA , PIN - 583101, Ballari, Karnataka.
What is the phone number of DCB Bank Limited Ballari branch?
You can reach the branch at 1800-2095363 during regular banking hours.
Summary
The IFSC code DCBL0000319 belongs to DCB Bank Limited's BALLARI branch, located at DCB BANK LIMITED , BALLARI BRANCH , DOOR NO.37-1 UPPER GROUND FLOOR , KAPPAGAL… in BALLARI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
