This page lists the IFSC code, branch address, contact number and fund-transfer information for DCB Bank Limited, ASHOK NAGAR branch in ASHOK NAGAR. The 11-digit IFSC DCBL0000193 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with DCB Bank Limited at the ASHOK NAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For DCB Bank Limited's ASHOK NAGAR branch, the IFSC DCBL0000193 breaks down as follows: DCBL identifies the bank, 0 is the reserved character, and 000193 identifies this particular branch.
About the bank
DCB Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ashok Nagar branch in Ashok Nagar, Madhya Pradesh is part of this network and uses the IFSC code DCBL0000193 for all electronic settlement.
Branch details at a glance
| Bank Name | DCB Bank Limited |
|---|---|
| Branch | Ashok Nagar |
| IFSC Code | DCBL0000193 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DCB BANK LTD,ASHOK NAGAR BRANCH, PLOT NO 677,RAJENDRA PRASAD WARD NO 7, VIDISHA BYPASS ROAD,ASHOK NAGAR, DISTRICT - ASHOK NAGAR,STATE-MADHYA PRADESH,PIN-473331 |
| City | Ashok Nagar |
| District | Ashok Nagar |
| State | Madhya Pradesh |
| STD Code | 1800 |
| Phone | 2095363 |
About this branch
The branch is located at DCB BANK LTD,ASHOK NAGAR BRANCH, PLOT NO 677,RAJENDRA PRASAD WARD NO 7, VIDISHA BYPASS ROAD,ASHOK NAGAR, DISTRICT - ASHOK NAGAR,STATE-MADHYA PRADESH,PIN-473331. It serves the Ashok Nagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of DCB Bank Limited. The IFSC DCBL0000193 is used to identify this branch on the RBI payments network.
Why every DCB Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ASHOK NAGAR of DCB Bank Limited — its own 11-character IFSC. The code DCBL0000193 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC DCBL0000193 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Ashok Nagar branch
Once you have an account at DCB Bank Limited – ASHOK NAGAR, the IFSC DCBL0000193 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Ashok Nagar branch can access most of DCB Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC DCBL0000193
How to transfer money using IFSC DCBL0000193
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC DCBL0000193 across all three.
How to use IFSC DCBL0000193 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to DCB Bank Limited's ASHOK NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC DCBL0000193.
- Confirm the bank name auto-populates as DCB Bank Limited and the branch as ASHOK NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC DCBL0000193
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to DCB Bank Limited – ASHOK NAGAR, ensure your bank's portal accepts IFSC DCBL0000193 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to DCB Bank Limited – ASHOK NAGAR, use IMPS. With IFSC DCBL0000193 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC DCBL0000193 for DCB Bank Limited – ASHOK NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – DCBL0000193 | Yes – DCBL0000193 | Yes – DCBL0000193 |
For most retail customers crediting the Ashok Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC DCBL0000193
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at DCB Bank Limited – ASHOK NAGAR is still mapped to IFSC DCBL0000193. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC DCBL0000193 and the beneficiary's account number to complete the transfer.
Online banking and IFSC DCBL0000193
DCB Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ASHOK NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC DCBL0000193 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by DCB Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC DCBL0000193 and the account number together uniquely identify the Ashok Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC DCBL0000193
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to DCB Bank Limited – ASHOK NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
DCBL0000193. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Ashok Nagar branch
The branch is located at DCB BANK LTD,ASHOK NAGAR BRANCH, PLOT NO 677,RAJENDRA PRASAD WARD NO 7, VIDISHA BYPASS ROAD,ASHOK NAGAR, DISTRICT - ASHOK NAGAR,STATE-MADHYA PRADESH,PIN-473331, which puts it inside Ashok Nagar, the broader Ashok Nagar district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “DCB Bank Limited Ashok Nagar branch” — the verified location pin for IFSC DCBL0000193 should appear at the top of the results.
- Confirm the branch is open by calling 1800-2095363 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC DCBL0000193 and your account number.
Verifying IFSC DCBL0000193 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm DCBL0000193 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1800-2095363.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ashok Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC DCBL0000193, however, work 24x7.
Branch address & contact
DCB Bank LimitedAshok Nagar Branch
DCB BANK LTD,ASHOK NAGAR BRANCH, PLOT NO 677,RAJENDRA PRASAD WARD NO 7, VIDISHA BYPASS ROAD,ASHOK NAGAR, DISTRICT - ASHOK NAGAR,STATE-MADHYA PRADESH,PIN-473331
Ashok Nagar, Madhya Pradesh
Phone: 1800-2095363
IFSC: DCBL0000193
Frequently asked questions
Can I use IFSC DCBL0000193 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC DCBL0000193 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ashok Nagar branch but serve different purposes.
Is IFSC DCBL0000193 the same for all accounts at Ashok Nagar branch?
Yes. The IFSC DCBL0000193 is shared by every account held at DCB Bank Limited's Ashok Nagar branch. Only the account number changes from customer to customer.
Is IFSC DCBL0000193 valid for NEFT and RTGS?
Yes. IFSC DCBL0000193 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using DCBL0000193 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to DCB Bank Limited – Ashok Nagar reflect within 30 minutes.
How do I add DCB Bank Limited Ashok Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC DCBL0000193, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code DCBL0000193 belongs to DCB Bank Limited's ASHOK NAGAR branch, located at DCB BANK LTD,ASHOK NAGAR BRANCH, PLOT NO 677,RAJENDRA PRASAD WARD NO 7,… in ASHOK NAGAR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
